CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Concierge benefit details — No annual fee
Link your BoA checking account for overdraft protection with no transfer fees on credit card advances.
Add your card to Apple Pay, Google Pay, or Samsung Pay for contactless in-store and in-app payments.
Check your FICO Score for free each month through Online Banking or the Bank of America mobile app.
Pay 0% interest on purchases and balance transfers for 18 billing cycles when transfers are made within 60 days of account opening.
Concierge benefit details — No annual fee
Link your BoA checking account for overdraft protection with no transfer fees on credit card advances.
Add your card to Apple Pay, Google Pay, or Samsung Pay for contactless in-store and in-app payments.
Check your FICO Score for free each month through Online Banking or the Bank of America mobile app.
Pay 0% interest on purchases and balance transfers for 18 billing cycles when transfers are made within 60 days of account opening.
Concierge benefit details — No annual fee
Link your BoA checking account for overdraft protection with no transfer fees on credit card advances.
Add your card to Apple Pay, Google Pay, or Samsung Pay for contactless in-store and in-app payments.
Check your FICO Score for free each month through Online Banking or the Bank of America mobile app.
Pay 0% interest on purchases and balance transfers for 18 billing cycles when transfers are made within 60 days of account opening.
Emergency card replacement and cash advance services available 24/7 worldwide via Mastercard Global Service.
Hold the BankAmericard card without paying an annual fee year after year.
Paying late won't automatically raise your interest rate, unlike most cards that impose penalty APRs up to 29.99%.
Emergency card replacement and cash advance services available 24/7 worldwide via Mastercard Global Service.
Hold the BankAmericard card without paying an annual fee year after year.
Paying late won't automatically raise your interest rate, unlike most cards that impose penalty APRs up to 29.99%.
Emergency card replacement and cash advance services available 24/7 worldwide via Mastercard Global Service.
Hold the BankAmericard card without paying an annual fee year after year.
Paying late won't automatically raise your interest rate, unlike most cards that impose penalty APRs up to 29.99%.