CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Concierge benefit details — No annual fee
Add to Apple Pay, Google Pay, or Samsung Pay for secure contactless payments.
Responsible account use may qualify you for graduation to an unsecured card with deposit return.
Link your BofA checking account to prevent declined purchases and returned checks at no cost.
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.
Concierge benefit details — No annual fee
Add to Apple Pay, Google Pay, or Samsung Pay for secure contactless payments.
Responsible account use may qualify you for graduation to an unsecured card with deposit return.
Link your BofA checking account to prevent declined purchases and returned checks at no cost.
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.
Concierge benefit details — No annual fee
Add to Apple Pay, Google Pay, or Samsung Pay for secure contactless payments.
Responsible account use may qualify you for graduation to an unsecured card with deposit return.
Link your BofA checking account to prevent declined purchases and returned checks at no cost.
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.