Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Bonus Categories benefit details — No annual fee
3% Daily Cash at Apple (stores, apple.com, App Store, Apple TV+, etc.)
1% Daily Cash on purchases using physical titanium card (non-Apple Pay)
2% Daily Cash on all purchases using Apple Pay
3% Daily Cash at select merchants (Uber, Walgreens, Exxon, T-Mobile, Nike, Panera, etc.) when using Apple Pay
Bonus Categories benefit details — No annual fee
3% Daily Cash at Apple (stores, apple.com, App Store, Apple TV+, etc.)
1% Daily Cash on purchases using physical titanium card (non-Apple Pay)
2% Daily Cash on all purchases using Apple Pay
3% Daily Cash at select merchants (Uber, Walgreens, Exxon, T-Mobile, Nike, Panera, etc.) when using Apple Pay
Bonus Categories benefit details — No annual fee
3% Daily Cash at Apple (stores, apple.com, App Store, Apple TV+, etc.)
1% Daily Cash on purchases using physical titanium card (non-Apple Pay)
2% Daily Cash on all purchases using Apple Pay
3% Daily Cash at select merchants (Uber, Walgreens, Exxon, T-Mobile, Nike, Panera, etc.) when using Apple Pay