Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Bonus Categories benefit details — No annual fee
1% cash back on all purchases
Earn 2X points for every $1 spent on grocery store purchases, excluding Target and Walmart
Earn 2X points for every $1 on internet, select streaming services, phone and TV service purchases
Earn 3X points for every $1 spent on restaurant purchases including takeout and delivery
Bonus Categories benefit details — No annual fee
1% cash back on all purchases
Earn 2X points for every $1 spent on grocery store purchases, excluding Target and Walmart
Earn 2X points for every $1 on internet, select streaming services, phone and TV service purchases
Earn 3X points for every $1 spent on restaurant purchases including takeout and delivery
Bonus Categories benefit details — No annual fee
1% cash back on all purchases
Earn 2X points for every $1 spent on grocery store purchases, excluding Target and Walmart
Earn 2X points for every $1 on internet, select streaming services, phone and TV service purchases
Earn 3X points for every $1 spent on restaurant purchases including takeout and delivery
Competitively low APR on purchases and balance transfers, making this ideal for those carrying a balance
Competitively low APR on purchases and balance transfers, making this ideal for those carrying a balance
Competitively low APR on purchases and balance transfers, making this ideal for those carrying a balance