CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Bonus Categories benefit details — No annual fee
Double your choice category cash back to 6% for the first year — an extra 3% bonus on top of the standard 3% rate, on up to $2,500/quarter.
Bank of America Preferred Rewards members earn 25%-75% more cash back on every purchase, boosting the 3% choice category up to 5.25%.
Bonus Categories benefit details — No annual fee
Double your choice category cash back to 6% for the first year — an extra 3% bonus on top of the standard 3% rate, on up to $2,500/quarter.
Bank of America Preferred Rewards members earn 25%-75% more cash back on every purchase, boosting the 3% choice category up to 5.25%.
Bonus Categories benefit details — No annual fee
Double your choice category cash back to 6% for the first year — an extra 3% bonus on top of the standard 3% rate, on up to $2,500/quarter.
Bank of America Preferred Rewards members earn 25%-75% more cash back on every purchase, boosting the 3% choice category up to 5.25%.