CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Fraud Protection benefit details — No annual fee
Citi monitors your account for suspicious activity and contacts you to validate potentially fraudulent transactions.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Block new charges instantly while keeping recurring payments active. Lock and unlock from the Citi Mobile App or Citi Online.
Fraud Protection benefit details — No annual fee
Citi monitors your account for suspicious activity and contacts you to validate potentially fraudulent transactions.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Block new charges instantly while keeping recurring payments active. Lock and unlock from the Citi Mobile App or Citi Online.
Fraud Protection benefit details — No annual fee
Citi monitors your account for suspicious activity and contacts you to validate potentially fraudulent transactions.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Block new charges instantly while keeping recurring payments active. Lock and unlock from the Citi Mobile App or Citi Online.