Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
General Protection benefit details — $150/yr annual fee
Coverage against damage or theft of eligible purchases for 90 days after purchase, up to $50,000 per year
Get refunded for eligible purchases (up to $300/item) if the merchant won't accept a return within 90 days
General Protection benefit details — $150/yr annual fee
Coverage against damage or theft of eligible purchases for 90 days after purchase, up to $50,000 per year
Get refunded for eligible purchases (up to $300/item) if the merchant won't accept a return within 90 days
General Protection benefit details — $150/yr annual fee
Coverage against damage or theft of eligible purchases for 90 days after purchase, up to $50,000 per year
Get refunded for eligible purchases (up to $300/item) if the merchant won't accept a return within 90 days