Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Identity Theft Protection benefit details — No annual fee
View your FICO Score anytime with no impact, updated monthly on the Citi Mobile App and Citi Online with key score factors.
Free identity theft monitoring and protection from Mastercard that alerts cardholders if suspicious activity or potential threats are found.
View your FICO Score anytime, with no impact to your score. It's updated monthly and easy to find on the Citi Mobile App and Citi Online. See the key
Identity Theft Protection benefit details — No annual fee
View your FICO Score anytime with no impact, updated monthly on the Citi Mobile App and Citi Online with key score factors.
Free identity theft monitoring and protection from Mastercard that alerts cardholders if suspicious activity or potential threats are found.
View your FICO Score anytime, with no impact to your score. It's updated monthly and easy to find on the Citi Mobile App and Citi Online. See the key
Identity Theft Protection benefit details — No annual fee
View your FICO Score anytime with no impact, updated monthly on the Citi Mobile App and Citi Online with key score factors.
Free identity theft monitoring and protection from Mastercard that alerts cardholders if suspicious activity or potential threats are found.
View your FICO Score anytime, with no impact to your score. It's updated monthly and easy to find on the Citi Mobile App and Citi Online. See the key
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.