CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Hotels & Lodging benefit details — $99/yr annual fee
Receive a free fourth night when you book a stay of 4+ nights at participating IHG One Rewards hotels.
Receive one complimentary free night award valid at most IHG One Rewards hotels worldwide, up to 40,000 points annually.
Earned each account anniversary year with a current point redemption cap of 40,000 points. You can also use existing points from your IHG One Rewards
Hotels & Lodging benefit details — $99/yr annual fee
Receive a free fourth night when you book a stay of 4+ nights at participating IHG One Rewards hotels.
Receive one complimentary free night award valid at most IHG One Rewards hotels worldwide, up to 40,000 points annually.
Earned each account anniversary year with a current point redemption cap of 40,000 points. You can also use existing points from your IHG One Rewards
Hotels & Lodging benefit details — $99/yr annual fee
Receive a free fourth night when you book a stay of 4+ nights at participating IHG One Rewards hotels.
Receive one complimentary free night award valid at most IHG One Rewards hotels worldwide, up to 40,000 points annually.
Earned each account anniversary year with a current point redemption cap of 40,000 points. You can also use existing points from your IHG One Rewards