Which card earns more rewards, the Amazon Visa or Chase Freedom Flex?

The Chase Freedom Flex has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Amazon Visa or the Chase Freedom Flex?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Amazon Visa or Chase Freedom Flex?

The Chase Freedom Flex has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Amazon Visa or the Chase Freedom Flex?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Amazon Visa or Chase Freedom Flex?

The Chase Freedom Flex has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Amazon Visa or the Chase Freedom Flex?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Amazon Visa vs Chase Freedom Flex

Both cards cost $0/yr. The Amazon Visa is better for amazon, while the Chase Freedom Flex wins on rotating quarterly. Here's how they compare.

Fees & Welcome Offer

Annual Fee

Welcome Bonus

50 Retail

200 Cash

Earn Rates

Category	Amazon Visa	Chase Freedom Flex
Rotating Quarterly	1X	5X
All Travel Ultimate Rewards	3X	1X
Amazon	3X	1X
Drugstores	1X	3X
Whole Foods	3X	1X
Dining	2X

Benefits & Features

Network

VISA

MASTERCARD

Key Benefits

None

✓Travel insurance

✓Purchase protection

Pros & Cons

Pros

+3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
+3% back on Chase Travel portal bookings with no cap
+2% back at restaurants, gas stations, and transit
+$50 Amazon Gift Card upon approval with no spend requirement
+No annual fee and no foreign transaction fees

+5% on rotating categories up to $1,500/quarter when activated
+3% on dining and drugstores with no annual cap
+5X on Chase Travel portal purchases
+$0 annual fee with Mastercard World Elite benefits
+Transfer points 1:1 to travel partners with Sapphire card

Cons

−Lower Amazon/Whole Foods earn rate than Prime Visa
−Rewards locked to Amazon ecosystem
Only 1% back on non-category purchases

Category-by-Category Winner

The Amazon Visa wins in 7 of 9 categories. The Chase Freedom Flex leads in 2.

Amazon

Amazon Visa earns 3X vs 1X

Whole Foods

Amazon Visa earns 3X vs 1X

All Travel Ultimate Rewards

Amazon Visa earns 3X vs 1X

Gas Stations

Amazon Visa earns 2X vs 1X

Transit

Amazon Visa earns 2X vs 1X

Dining

Amazon Visa earns 2X vs 1X

Ridesharing

Amazon Visa earns 2X vs 1X

Rotating Quarterly

Chase Freedom Flex earns 5X vs 1X

Drugstores

Chase Freedom Flex earns 3X vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Frequently Asked Questions

Which card earns more rewards, the Amazon Visa or Chase Freedom Flex?: The Chase Freedom Flex has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Amazon Visa or the Chase Freedom Flex?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Amazon Visa — Full Review All Chase Cards

Chase Freedom Flex — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Amazon Visa vs Chase Freedom Flex

Both cards cost $0/yr. The Amazon Visa is better for amazon, while the Chase Freedom Flex wins on rotating quarterly. Here's how they compare.

Amazon Visa

Chase

Chase Freedom Flex

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

50 Retail

200 Cash

Earn Rates

Category	Amazon Visa	Chase Freedom Flex
Rotating Quarterly	1X	5X
All Travel Ultimate Rewards	3X	1X
Amazon	3X	1X
Drugstores	1X	3X
Whole Foods	3X	1X
Dining	2X

Benefits & Features

Network

VISA

MASTERCARD

Key Benefits

None

✓Travel insurance

✓Purchase protection

Pros & Cons

Pros

+3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
+3% back on Chase Travel portal bookings with no cap
+2% back at restaurants, gas stations, and transit
+$50 Amazon Gift Card upon approval with no spend requirement
+No annual fee and no foreign transaction fees

+5% on rotating categories up to $1,500/quarter when activated
+3% on dining and drugstores with no annual cap
+5X on Chase Travel portal purchases
+$0 annual fee with Mastercard World Elite benefits
+Transfer points 1:1 to travel partners with Sapphire card

Cons

−Lower Amazon/Whole Foods earn rate than Prime Visa
−Rewards locked to Amazon ecosystem
Only 1% back on non-category purchases

Category-by-Category Winner

The Amazon Visa wins in 7 of 9 categories. The Chase Freedom Flex leads in 2.

Amazon

Amazon Visa earns 3X vs 1X

Whole Foods

Amazon Visa earns 3X vs 1X

All Travel Ultimate Rewards

Amazon Visa earns 3X vs 1X

Gas Stations

Amazon Visa earns 2X vs 1X

Transit

Amazon Visa earns 2X vs 1X

Dining

Amazon Visa earns 2X vs 1X

Ridesharing

Amazon Visa earns 2X vs 1X

Rotating Quarterly

Chase Freedom Flex earns 5X vs 1X

Drugstores

Chase Freedom Flex earns 3X vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Frequently Asked Questions

Which card earns more rewards, the Amazon Visa or Chase Freedom Flex?: The Chase Freedom Flex has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Amazon Visa or the Chase Freedom Flex?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Amazon Visa — Full Review All Chase Cards

Chase Freedom Flex — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards

Amazon Visa vs Chase Freedom Flex

Both cards cost $0/yr. The Amazon Visa is better for amazon, while the Chase Freedom Flex wins on rotating quarterly. Here's how they compare.

Amazon Visa

Chase

Chase Freedom Flex

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

50 Retail

200 Cash

Earn Rates

Category	Amazon Visa	Chase Freedom Flex
Rotating Quarterly	1X	5X
All Travel Ultimate Rewards	3X	1X
Amazon	3X	1X
Drugstores	1X	3X
Whole Foods	3X	1X
Dining	2X

Benefits & Features

Network

VISA

MASTERCARD

Key Benefits

None

✓Travel insurance

✓Purchase protection

Pros & Cons

Pros

+3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
+3% back on Chase Travel portal bookings with no cap
+2% back at restaurants, gas stations, and transit
+$50 Amazon Gift Card upon approval with no spend requirement
+No annual fee and no foreign transaction fees

+5% on rotating categories up to $1,500/quarter when activated
+3% on dining and drugstores with no annual cap
+5X on Chase Travel portal purchases
+$0 annual fee with Mastercard World Elite benefits
+Transfer points 1:1 to travel partners with Sapphire card

Cons

−Lower Amazon/Whole Foods earn rate than Prime Visa
−Rewards locked to Amazon ecosystem
Only 1% back on non-category purchases

Category-by-Category Winner

The Amazon Visa wins in 7 of 9 categories. The Chase Freedom Flex leads in 2.

Amazon

Amazon Visa earns 3X vs 1X

Whole Foods

Amazon Visa earns 3X vs 1X

All Travel Ultimate Rewards

Amazon Visa earns 3X vs 1X

Gas Stations

Amazon Visa earns 2X vs 1X

Transit

Amazon Visa earns 2X vs 1X

Dining

Amazon Visa earns 2X vs 1X

Ridesharing

Amazon Visa earns 2X vs 1X

Rotating Quarterly

Chase Freedom Flex earns 5X vs 1X

Drugstores

Chase Freedom Flex earns 3X vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Frequently Asked Questions

Which card earns more rewards, the Amazon Visa or Chase Freedom Flex?: The Chase Freedom Flex has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Amazon Visa or the Chase Freedom Flex?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Amazon Visa — Full Review All Chase Cards

Chase Freedom Flex — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards

Amazon Visa vs Chase Freedom Flex

Amazon Visa

Chase Freedom Flex

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

What You Give Up

Frequently Asked Questions

Explore More

Amazon Visa vs Chase Freedom Flex

Amazon Visa

Chase Freedom Flex

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

What You Give Up

Frequently Asked Questions

Explore More

Amazon Visa vs Chase Freedom Flex

Amazon Visa

Chase Freedom Flex

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

What You Give Up

Frequently Asked Questions

Explore More

Which Card Is Right for You?

Which Card Is Right for You?

Which Card Is Right for You?