Which card earns more rewards, the Amazon Visa or Chase Freedom Unlimited?

The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Amazon Visa or the Chase Freedom Unlimited?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Amazon Visa or Chase Freedom Unlimited?

The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Amazon Visa or the Chase Freedom Unlimited?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Amazon Visa or Chase Freedom Unlimited?

The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Amazon Visa or the Chase Freedom Unlimited?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Amazon Visa vs Chase Freedom Unlimited

Both cards cost $0/yr. The Amazon Visa is better for amazon, while the Chase Freedom Unlimited wins on travel. Here's how they compare.

Fees & Welcome Offer

Annual Fee

Welcome Bonus

50 Retail

200 Cash

Earn Rates

Category	Amazon Visa	Chase Freedom Unlimited
All Travel Ultimate Rewards	3X	1.5X
Amazon	3X	1.5X
Dining	2X	3X
Drugstores	1X	3X
Whole Foods	3X	1.5X
Gas Stations	2X	1.5X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

+3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
+3% back on Chase Travel portal bookings with no cap
+2% back at restaurants, gas stations, and transit
+$50 Amazon Gift Card upon approval with no spend requirement
+No annual fee and no foreign transaction fees

+1.5% cash back on every purchase with no caps or categories
+5% on Chase Travel, 3% on dining and drugstores
+$200 bonus after $500 spend in 3 months
+0% intro APR for 15 months on purchases and balance transfers
+$0 annual fee with Visa Signature benefits

Cons

−Lower Amazon/Whole Foods earn rate than Prime Visa
−Rewards locked to Amazon ecosystem
Only 1% back on non-category purchases

Category-by-Category Winner

The Amazon Visa wins in 6 of 9 categories. The Chase Freedom Unlimited leads in 3.

Amazon

Amazon Visa earns 3X vs 1.5X

Whole Foods

Amazon Visa earns 3X vs 1.5X

All Travel Ultimate Rewards

Amazon Visa earns 3X vs 1.5X

Gas Stations

Amazon Visa earns 2X vs 1.5X

Transit

Amazon Visa earns 2X vs 1.5X

Dining

Chase Freedom Unlimited earns 3X vs 2X

Ridesharing

Amazon Visa earns 2X vs 1.5X

Drugstores

Chase Freedom Unlimited earns 3X vs 1X

Everyday purchases

Chase Freedom Unlimited earns 1.5X on all other spending vs 1X

Which Card Is Right for You?

Frequently Asked Questions

Which card earns more rewards, the Amazon Visa or Chase Freedom Unlimited?: The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Amazon Visa or the Chase Freedom Unlimited?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

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Explore More

Amazon Visa — Full Review All Chase Cards

Chase Freedom Unlimited — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Amazon Visa vs Chase Freedom Unlimited

Both cards cost $0/yr. The Amazon Visa is better for amazon, while the Chase Freedom Unlimited wins on travel. Here's how they compare.

Amazon Visa

Chase

Chase Freedom Unlimited

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

50 Retail

200 Cash

Earn Rates

Category	Amazon Visa	Chase Freedom Unlimited
All Travel Ultimate Rewards	3X	1.5X
Amazon	3X	1.5X
Dining	2X	3X
Drugstores	1X	3X
Whole Foods	3X	1.5X
Gas Stations	2X	1.5X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

+3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
+3% back on Chase Travel portal bookings with no cap
+2% back at restaurants, gas stations, and transit
+$50 Amazon Gift Card upon approval with no spend requirement
+No annual fee and no foreign transaction fees

+1.5% cash back on every purchase with no caps or categories
+5% on Chase Travel, 3% on dining and drugstores
+$200 bonus after $500 spend in 3 months
+0% intro APR for 15 months on purchases and balance transfers
+$0 annual fee with Visa Signature benefits

Cons

−Lower Amazon/Whole Foods earn rate than Prime Visa
−Rewards locked to Amazon ecosystem
Only 1% back on non-category purchases

Category-by-Category Winner

The Amazon Visa wins in 6 of 9 categories. The Chase Freedom Unlimited leads in 3.

Amazon

Amazon Visa earns 3X vs 1.5X

Whole Foods

Amazon Visa earns 3X vs 1.5X

All Travel Ultimate Rewards

Amazon Visa earns 3X vs 1.5X

Gas Stations

Amazon Visa earns 2X vs 1.5X

Transit

Amazon Visa earns 2X vs 1.5X

Dining

Chase Freedom Unlimited earns 3X vs 2X

Ridesharing

Amazon Visa earns 2X vs 1.5X

Drugstores

Chase Freedom Unlimited earns 3X vs 1X

Everyday purchases

Chase Freedom Unlimited earns 1.5X on all other spending vs 1X

Which Card Is Right for You?

Frequently Asked Questions

Which card earns more rewards, the Amazon Visa or Chase Freedom Unlimited?: The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Amazon Visa or the Chase Freedom Unlimited?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Explore More

Amazon Visa — Full Review All Chase Cards

Chase Freedom Unlimited — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards

Amazon Visa vs Chase Freedom Unlimited

Both cards cost $0/yr. The Amazon Visa is better for amazon, while the Chase Freedom Unlimited wins on travel. Here's how they compare.

Amazon Visa

Chase

Chase Freedom Unlimited

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

50 Retail

200 Cash

Earn Rates

Category	Amazon Visa	Chase Freedom Unlimited
All Travel Ultimate Rewards	3X	1.5X
Amazon	3X	1.5X
Dining	2X	3X
Drugstores	1X	3X
Whole Foods	3X	1.5X
Gas Stations	2X	1.5X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

+3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
+3% back on Chase Travel portal bookings with no cap
+2% back at restaurants, gas stations, and transit
+$50 Amazon Gift Card upon approval with no spend requirement
+No annual fee and no foreign transaction fees

+1.5% cash back on every purchase with no caps or categories
+5% on Chase Travel, 3% on dining and drugstores
+$200 bonus after $500 spend in 3 months
+0% intro APR for 15 months on purchases and balance transfers
+$0 annual fee with Visa Signature benefits

Cons

−Lower Amazon/Whole Foods earn rate than Prime Visa
−Rewards locked to Amazon ecosystem
Only 1% back on non-category purchases

Category-by-Category Winner

The Amazon Visa wins in 6 of 9 categories. The Chase Freedom Unlimited leads in 3.

Amazon

Amazon Visa earns 3X vs 1.5X

Whole Foods

Amazon Visa earns 3X vs 1.5X

All Travel Ultimate Rewards

Amazon Visa earns 3X vs 1.5X

Gas Stations

Amazon Visa earns 2X vs 1.5X

Transit

Amazon Visa earns 2X vs 1.5X

Dining

Chase Freedom Unlimited earns 3X vs 2X

Ridesharing

Amazon Visa earns 2X vs 1.5X

Drugstores

Chase Freedom Unlimited earns 3X vs 1X

Everyday purchases

Chase Freedom Unlimited earns 1.5X on all other spending vs 1X

Which Card Is Right for You?

Frequently Asked Questions

Which card earns more rewards, the Amazon Visa or Chase Freedom Unlimited?: The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Amazon Visa or the Chase Freedom Unlimited?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Explore More

Amazon Visa — Full Review All Chase Cards

Chase Freedom Unlimited — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards