Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Both cards cost $0/yr. The Amazon Visa is better for amazon, while the Instacart MastercardĀ® wins on instacart. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Amazon Visa | Instacart MastercardĀ® |
|---|---|---|
| Instacart | 1X | 5X |
| All Travel Ultimate Rewards | 3X | 1X |
| Amazon | 3X | 1X |
| Whole Foods | 3X | 1X |
| Dining | 2X | 2X |
| Gas Stations | 2X | 2X |
Network
Key Benefits
Pros
Cons
The Amazon Visa wins in 5 of 7 categories. The Instacart MastercardĀ® leads in 2.
Amazon
Amazon Visa earns 3X vs 1X
Whole Foods
Amazon Visa earns 3X vs 1X
All Travel Ultimate Rewards
Amazon Visa earns 3X vs 1X
Transit
Amazon Visa earns 2X vs 1X
Ridesharing
Amazon Visa earns 2X vs 1X
Instacart
Instacart MastercardĀ® earns 5X vs 1X
Streaming
Instacart MastercardĀ® earns 2X vs 1X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The Amazon Visa is better for amazon, while the Instacart MastercardĀ® wins on instacart. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Amazon Visa | Instacart MastercardĀ® |
|---|---|---|
| Instacart | 1X | 5X |
| All Travel Ultimate Rewards | 3X | 1X |
| Amazon | 3X | 1X |
| Whole Foods | 3X | 1X |
| Dining | 2X | 2X |
| Gas Stations | 2X | 2X |
Network
Key Benefits
Pros
Cons
The Amazon Visa wins in 5 of 7 categories. The Instacart MastercardĀ® leads in 2.
Amazon
Amazon Visa earns 3X vs 1X
Whole Foods
Amazon Visa earns 3X vs 1X
All Travel Ultimate Rewards
Amazon Visa earns 3X vs 1X
Transit
Amazon Visa earns 2X vs 1X
Ridesharing
Amazon Visa earns 2X vs 1X
Instacart
Instacart MastercardĀ® earns 5X vs 1X
Streaming
Instacart MastercardĀ® earns 2X vs 1X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The Amazon Visa is better for amazon, while the Instacart MastercardĀ® wins on instacart. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Amazon Visa | Instacart MastercardĀ® |
|---|---|---|
| Instacart | 1X | 5X |
| All Travel Ultimate Rewards | 3X | 1X |
| Amazon | 3X | 1X |
| Whole Foods | 3X | 1X |
| Dining | 2X | 2X |
| Gas Stations | 2X | 2X |
Network
Key Benefits
Pros
Cons
The Amazon Visa wins in 5 of 7 categories. The Instacart MastercardĀ® leads in 2.
Amazon
Amazon Visa earns 3X vs 1X
Whole Foods
Amazon Visa earns 3X vs 1X
All Travel Ultimate Rewards
Amazon Visa earns 3X vs 1X
Transit
Amazon Visa earns 2X vs 1X
Ridesharing
Amazon Visa earns 2X vs 1X
Instacart
Instacart MastercardĀ® earns 5X vs 1X
Streaming
Instacart MastercardĀ® earns 2X vs 1X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
| Ridesharing | 2X | 1X |
| Streaming | 1X | 2X |
| Transit | 2X | 1X |
| Ridesharing | 2X | 1X |
| Streaming | 1X | 2X |
| Transit | 2X | 1X |
| Ridesharing | 2X | 1X |
| Streaming | 1X | 2X |
| Transit | 2X | 1X |