Which card earns more rewards, the Blue Cash Everyday Card from American Express or Hilton Honors?

The Hilton Honors has a higher base earn rate (3X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Blue Cash Everyday Card from American Express or the Hilton Honors?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Blue Cash Everyday Card from American Express or Hilton Honors?

The Hilton Honors has a higher base earn rate (3X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Blue Cash Everyday Card from American Express or the Hilton Honors?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Blue Cash Everyday Card from American Express or Hilton Honors?

The Hilton Honors has a higher base earn rate (3X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Blue Cash Everyday Card from American Express or the Hilton Honors?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Blue Cash Everyday Card from American Express vs Hilton Honors

Both cards cost $0/yr. The Blue Cash Everyday Card from American Express is better for grocery stores, while the Hilton Honors wins on hilton hotels resorts. Here's how they compare.

Blue Cash Everyday Card from American Express

American Express

Hilton Honors

American Express

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

80,000 points

Earn Rates

Category	Blue Cash Everyday Card from American Express	Hilton Honors
Hilton Hotels Resorts	1X	7X
Dining	1X	5X
Gas Stations	2X	5X
Grocery Stores	3X	5X
Department Stores	2X	3X
Online Shopping	3X

Benefits & Features

Network

AMEX

Key Benefits

None

Pros & Cons

Pros

+No annual fee with solid category rewards
+3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value)
+Up to $84/year Disney Bundle credit for streaming subscriptions
+0% intro APR for 15 months on purchases (3 months longer than Preferred)
+$200 welcome bonus after $2,000 spend in 6 months

—

Cons

−3% grocery rate is half of Blue Cash Preferred's 6%
−2.7% foreign transaction fee makes it unsuitable for travel
−2% gas rate is below Preferred's 3%
−1% back on non-category purchases is below average
−$6,000 annual cap on grocery bonus limits heavy spenders

—

Category-by-Category Winner

The Hilton Honors wins in 6 of 6 categories. The Blue Cash Everyday Card from American Express leads in 0.

Grocery Stores

Hilton Honors earns 5X vs 3X

Gas Stations

Hilton Honors earns 5X vs 2X

Department Stores

Hilton Honors earns 3X vs 2X

Hilton Hotels Resorts

Hilton Honors earns 7X vs 1X

Dining

Hilton Honors earns 5X vs 1X

Everyday purchases

Hilton Honors earns 3X on all other spending vs 1X

Which Card Is Right for You?

Get the Hilton Honors if you:

+Spend $300+/month on restaurants and dining out
+Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Blue Cash Everyday Card from American Express or Hilton Honors?: The Hilton Honors has a higher base earn rate (3X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Blue Cash Everyday Card from American Express or the Hilton Honors?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Everyday vs Amex Gold Amex Blue Cash Everyday vs Amex Green Amex Blue Cash Everyday vs Bank Of America Customized Cash

Explore More

Blue Cash Everyday Card from American Express — Full Review All American Express Cards

Hilton Honors — Full Review All American Express Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Blue Cash Everyday Card from American Express vs Hilton Honors

Both cards cost $0/yr. The Blue Cash Everyday Card from American Express is better for grocery stores, while the Hilton Honors wins on hilton hotels resorts. Here's how they compare.

Blue Cash Everyday Card from American Express

American Express

Hilton Honors

American Express

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

80,000 points

Earn Rates

Category	Blue Cash Everyday Card from American Express	Hilton Honors
Hilton Hotels Resorts	1X	7X
Dining	1X	5X
Gas Stations	2X	5X
Grocery Stores	3X	5X
Department Stores	2X	3X
Online Shopping	3X

Benefits & Features

Network

AMEX

Key Benefits

None

Pros & Cons

Pros

+No annual fee with solid category rewards
+3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value)
+Up to $84/year Disney Bundle credit for streaming subscriptions
+0% intro APR for 15 months on purchases (3 months longer than Preferred)
+$200 welcome bonus after $2,000 spend in 6 months

—

Cons

−3% grocery rate is half of Blue Cash Preferred's 6%
−2.7% foreign transaction fee makes it unsuitable for travel
−2% gas rate is below Preferred's 3%
−1% back on non-category purchases is below average
−$6,000 annual cap on grocery bonus limits heavy spenders

—

Category-by-Category Winner

The Hilton Honors wins in 6 of 6 categories. The Blue Cash Everyday Card from American Express leads in 0.

Grocery Stores

Hilton Honors earns 5X vs 3X

Gas Stations

Hilton Honors earns 5X vs 2X

Department Stores

Hilton Honors earns 3X vs 2X

Hilton Hotels Resorts

Hilton Honors earns 7X vs 1X

Dining

Hilton Honors earns 5X vs 1X

Everyday purchases

Hilton Honors earns 3X on all other spending vs 1X

Which Card Is Right for You?

Get the Hilton Honors if you:

+Spend $300+/month on restaurants and dining out
+Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Blue Cash Everyday Card from American Express or Hilton Honors?: The Hilton Honors has a higher base earn rate (3X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Blue Cash Everyday Card from American Express or the Hilton Honors?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Everyday vs Amex Gold Amex Blue Cash Everyday vs Amex Green Amex Blue Cash Everyday vs Bank Of America Customized Cash

Explore More

Blue Cash Everyday Card from American Express — Full Review All American Express Cards

Hilton Honors — Full Review All American Express Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards

Blue Cash Everyday Card from American Express vs Hilton Honors

Both cards cost $0/yr. The Blue Cash Everyday Card from American Express is better for grocery stores, while the Hilton Honors wins on hilton hotels resorts. Here's how they compare.

Blue Cash Everyday Card from American Express

American Express

Hilton Honors

American Express

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

80,000 points

Earn Rates

Category	Blue Cash Everyday Card from American Express	Hilton Honors
Hilton Hotels Resorts	1X	7X
Dining	1X	5X
Gas Stations	2X	5X
Grocery Stores	3X	5X
Department Stores	2X	3X
Online Shopping	3X

Benefits & Features

Network

AMEX

Key Benefits

None

Pros & Cons

Pros

+No annual fee with solid category rewards
+3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value)
+Up to $84/year Disney Bundle credit for streaming subscriptions
+0% intro APR for 15 months on purchases (3 months longer than Preferred)
+$200 welcome bonus after $2,000 spend in 6 months

—

Cons

−3% grocery rate is half of Blue Cash Preferred's 6%
−2.7% foreign transaction fee makes it unsuitable for travel
−2% gas rate is below Preferred's 3%
−1% back on non-category purchases is below average
−$6,000 annual cap on grocery bonus limits heavy spenders

—

Category-by-Category Winner

The Hilton Honors wins in 6 of 6 categories. The Blue Cash Everyday Card from American Express leads in 0.

Grocery Stores

Hilton Honors earns 5X vs 3X

Gas Stations

Hilton Honors earns 5X vs 2X

Department Stores

Hilton Honors earns 3X vs 2X

Hilton Hotels Resorts

Hilton Honors earns 7X vs 1X

Dining

Hilton Honors earns 5X vs 1X

Everyday purchases

Hilton Honors earns 3X on all other spending vs 1X

Which Card Is Right for You?

Get the Hilton Honors if you:

+Spend $300+/month on restaurants and dining out
+Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Blue Cash Everyday Card from American Express or Hilton Honors?: The Hilton Honors has a higher base earn rate (3X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Blue Cash Everyday Card from American Express or the Hilton Honors?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Everyday vs Amex Gold Amex Blue Cash Everyday vs Amex Green Amex Blue Cash Everyday vs Bank Of America Customized Cash

Explore More

Blue Cash Everyday Card from American Express — Full Review All American Express Cards

Hilton Honors — Full Review All American Express Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards