Is the The Platinum Card from American Express worth the higher annual fee?

The The Platinum Card from American Express costs $895/yr vs $99/yr for the Korean Air SKYPASS Visa Signature Business Card. The higher fee includes lounge access that can offset the cost for frequent travelers.

Which card earns more rewards, the The Platinum Card from American Express or Korean Air SKYPASS Visa Signature Business Card?

Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the The Platinum Card from American Express have that the Korean Air SKYPASS Visa Signature Business Card doesn't?

The The Platinum Card from American Express offers lounge access. The Korean Air SKYPASS Visa Signature Business Card offers lounge access.

Should I get the The Platinum Card from American Express or the Korean Air SKYPASS Visa Signature Business Card?

Choose the Korean Air SKYPASS Visa Signature Business Card if you want lower fees and solid rewards. Pick the The Platinum Card from American Express if you spend enough to justify the $895/yr fee through its premium benefits and higher earn rates.

Is the The Platinum Card from American Express worth the higher annual fee?

The The Platinum Card from American Express costs $895/yr vs $99/yr for the Korean Air SKYPASS Visa Signature Business Card. The higher fee includes lounge access that can offset the cost for frequent travelers.

Which card earns more rewards, the The Platinum Card from American Express or Korean Air SKYPASS Visa Signature Business Card?

Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the The Platinum Card from American Express have that the Korean Air SKYPASS Visa Signature Business Card doesn't?

The The Platinum Card from American Express offers lounge access. The Korean Air SKYPASS Visa Signature Business Card offers lounge access.

Should I get the The Platinum Card from American Express or the Korean Air SKYPASS Visa Signature Business Card?

Choose the Korean Air SKYPASS Visa Signature Business Card if you want lower fees and solid rewards. Pick the The Platinum Card from American Express if you spend enough to justify the $895/yr fee through its premium benefits and higher earn rates.

Is the The Platinum Card from American Express worth the higher annual fee?

The The Platinum Card from American Express costs $895/yr vs $99/yr for the Korean Air SKYPASS Visa Signature Business Card. The higher fee includes lounge access that can offset the cost for frequent travelers.

Which card earns more rewards, the The Platinum Card from American Express or Korean Air SKYPASS Visa Signature Business Card?

Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the The Platinum Card from American Express have that the Korean Air SKYPASS Visa Signature Business Card doesn't?

The The Platinum Card from American Express offers lounge access. The Korean Air SKYPASS Visa Signature Business Card offers lounge access.

Should I get the The Platinum Card from American Express or the Korean Air SKYPASS Visa Signature Business Card?

Choose the Korean Air SKYPASS Visa Signature Business Card if you want lower fees and solid rewards. Pick the The Platinum Card from American Express if you spend enough to justify the $895/yr fee through its premium benefits and higher earn rates.

The Platinum Card from American Express vs Korean Air SKYPASS Visa Signature Business Card

The Korean Air SKYPASS Visa Signature Business Card ($99/yr) is better for everyday value, while the The Platinum Card from American Express ($895/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.

No image

The Platinum Card from American Express

American Express

No image

Korean Air SKYPASS Visa Signature Business Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

$895

$99

Welcome Bonus

80,000 Flex point

50,000 Airline

Earn Rates

Category	The Platinum Card from American Express	Korean Air SKYPASS Visa Signature Business Card
Flights	5X	1X
Dining	1X

Category-by-Category Winner

The Korean Air SKYPASS Visa Signature Business Card wins in 5 of 6 categories. The The Platinum Card from American Express leads in 1.

Flights

The Platinum Card from American Express earns 5X vs 1X

Korean Air Purchases

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Dining

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Gas Stations

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Telecom

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Office Supplies

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Is the Fee Difference Worth It?

The The Platinum Card from American Express costs $895/yr — that's $796 more than the Korean Air SKYPASS Visa Signature Business Card ($99/yr). To justify that gap, you need to extract at least $796 in annual value from the card's higher earn rates and benefits.

The The Platinum Card from American Express offers lounge access, Global Entry/TSA PreCheck credit. Whether that justifies the fee depends on how often you use these benefits.

Bottom line: The $796 gap is significant. Choose the The Platinum Card from American Express only if you spend heavily on flights and hotels and will use its premium benefits regularly — otherwise the Korean Air SKYPASS Visa Signature Business Card delivers strong value at a fraction of the cost.

The Bottom Line

The Korean Air SKYPASS Visa Signature Business Card has a lower annual fee ($99 vs $895), making it the more accessible option.

The The Platinum Card from American Express justifies its higher fee with premium perks like lounge access.

Choose the Korean Air SKYPASS Visa Signature Business Card if you want solid rewards with a lower cost of entry. Choose the The Platinum Card from American Express if you travel frequently and can maximize its premium benefits.

Frequently Asked Questions

Is the The Platinum Card from American Express worth the higher annual fee?: The The Platinum Card from American Express costs $895/yr vs $99/yr for the Korean Air SKYPASS Visa Signature Business Card. The higher fee includes lounge access that can offset the cost for frequent travelers.
Which card earns more rewards, the The Platinum Card from American Express or Korean Air SKYPASS Visa Signature Business Card?: Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the The Platinum Card from American Express have that the Korean Air SKYPASS Visa Signature Business Card doesn't?: The The Platinum Card from American Express offers lounge access. The Korean Air SKYPASS Visa Signature Business Card offers lounge access.
Should I get the The Platinum Card from American Express or the Korean Air SKYPASS Visa Signature Business Card?: Choose the Korean Air SKYPASS Visa Signature Business Card if you want lower fees and solid rewards. Pick the The Platinum Card from American Express if you spend enough to justify the $895/yr fee through its premium benefits and higher earn rates.

Related Comparisons

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The Platinum Card from American Express — Full Review All American Express Cards

Korean Air SKYPASS Visa Signature Business Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · U.S. Bank cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

The Platinum Card from American Express vs Korean Air SKYPASS Visa Signature Business Card

No image

The Platinum Card from American Express

American Express

No image

Korean Air SKYPASS Visa Signature Business Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

$895

$99

Welcome Bonus

80,000 Flex point

50,000 Airline

Earn Rates

Category	The Platinum Card from American Express	Korean Air SKYPASS Visa Signature Business Card
Flights	5X	1X
Dining	1X

Category-by-Category Winner

The Korean Air SKYPASS Visa Signature Business Card wins in 5 of 6 categories. The The Platinum Card from American Express leads in 1.

Flights

The Platinum Card from American Express earns 5X vs 1X

Korean Air Purchases

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Dining

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Gas Stations

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Telecom

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Office Supplies

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Is the Fee Difference Worth It?

The The Platinum Card from American Express offers lounge access, Global Entry/TSA PreCheck credit. Whether that justifies the fee depends on how often you use these benefits.

The Bottom Line

The Korean Air SKYPASS Visa Signature Business Card has a lower annual fee ($99 vs $895), making it the more accessible option.

The The Platinum Card from American Express justifies its higher fee with premium perks like lounge access.

Frequently Asked Questions

Is the The Platinum Card from American Express worth the higher annual fee?: The The Platinum Card from American Express costs $895/yr vs $99/yr for the Korean Air SKYPASS Visa Signature Business Card. The higher fee includes lounge access that can offset the cost for frequent travelers.
Which card earns more rewards, the The Platinum Card from American Express or Korean Air SKYPASS Visa Signature Business Card?: Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the The Platinum Card from American Express have that the Korean Air SKYPASS Visa Signature Business Card doesn't?: The The Platinum Card from American Express offers lounge access. The Korean Air SKYPASS Visa Signature Business Card offers lounge access.
Should I get the The Platinum Card from American Express or the Korean Air SKYPASS Visa Signature Business Card?: Choose the Korean Air SKYPASS Visa Signature Business Card if you want lower fees and solid rewards. Pick the The Platinum Card from American Express if you spend enough to justify the $895/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Gold vs Amex Platinum Amex Green vs Amex Platinum Amex Platinum vs Capital One Venture Amex Platinum vs Capital One Venture X

Explore More

The Platinum Card from American Express — Full Review All American Express Cards

Korean Air SKYPASS Visa Signature Business Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · U.S. Bank cards

The Platinum Card from American Express vs Korean Air SKYPASS Visa Signature Business Card

No image

The Platinum Card from American Express

American Express

No image

Korean Air SKYPASS Visa Signature Business Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

$895

$99

Welcome Bonus

80,000 Flex point

50,000 Airline

Earn Rates

Category	The Platinum Card from American Express	Korean Air SKYPASS Visa Signature Business Card
Flights	5X	1X
Dining	1X

Category-by-Category Winner

The Korean Air SKYPASS Visa Signature Business Card wins in 5 of 6 categories. The The Platinum Card from American Express leads in 1.

Flights

The Platinum Card from American Express earns 5X vs 1X

Korean Air Purchases

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Dining

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Gas Stations

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Telecom

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Office Supplies

Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X

Is the Fee Difference Worth It?

The The Platinum Card from American Express offers lounge access, Global Entry/TSA PreCheck credit. Whether that justifies the fee depends on how often you use these benefits.

The Bottom Line

The Korean Air SKYPASS Visa Signature Business Card has a lower annual fee ($99 vs $895), making it the more accessible option.

The The Platinum Card from American Express justifies its higher fee with premium perks like lounge access.

Frequently Asked Questions

Is the The Platinum Card from American Express worth the higher annual fee?: The The Platinum Card from American Express costs $895/yr vs $99/yr for the Korean Air SKYPASS Visa Signature Business Card. The higher fee includes lounge access that can offset the cost for frequent travelers.
Which card earns more rewards, the The Platinum Card from American Express or Korean Air SKYPASS Visa Signature Business Card?: Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the The Platinum Card from American Express have that the Korean Air SKYPASS Visa Signature Business Card doesn't?: The The Platinum Card from American Express offers lounge access. The Korean Air SKYPASS Visa Signature Business Card offers lounge access.
Should I get the The Platinum Card from American Express or the Korean Air SKYPASS Visa Signature Business Card?: Choose the Korean Air SKYPASS Visa Signature Business Card if you want lower fees and solid rewards. Pick the The Platinum Card from American Express if you spend enough to justify the $895/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Gold vs Amex Platinum Amex Green vs Amex Platinum Amex Platinum vs Capital One Venture Amex Platinum vs Capital One Venture X

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The Platinum Card from American Express — Full Review All American Express Cards

Korean Air SKYPASS Visa Signature Business Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · U.S. Bank cards

Pros & Cons

Pros

+Access to 9 lounge networks including exclusive Centurion Lounges with 2 guests free
+$200/year Uber credit plus complimentary Uber One membership ($168 value)
+$400/year Resy dining credit at select restaurants
+Automatic Marriott Gold and Hilton Gold status with room upgrades and breakfast
+5X points on flights booked direct or via Amex Travel

+2X miles on Korean Air purchases plus dining, gas, telecom, and office supplies
+Automatic SKYPASS Silver elite status (baggage, upgrades, lounge access)
+50,000 bonus miles with $5,000 spend in 90 days
+Visa Signature business benefits
+No foreign transaction fee

Cons

−$895 annual fee requires significant credit utilization to break even
−Many credits require specific merchants (Saks, Equinox, SoulCycle)
−Only 1X points on non-travel purchases limits everyday earning
−Secondary car rental coverage unless paying $24.95/rental for primary
−$195 authorized user fee after first 3 free cards

−$99 annual fee (niche card, limited value outside Korean Air travel)
−1X baseline is low for non-earning categories
−Korean Air is regional/niche airline (limited reach)
−Limited to business applicants
−Requires sustained Korean Air loyalty to justify fee

Pros & Cons

Pros

+Access to 9 lounge networks including exclusive Centurion Lounges with 2 guests free
+$200/year Uber credit plus complimentary Uber One membership ($168 value)
+$400/year Resy dining credit at select restaurants
+Automatic Marriott Gold and Hilton Gold status with room upgrades and breakfast
+5X points on flights booked direct or via Amex Travel

+2X miles on Korean Air purchases plus dining, gas, telecom, and office supplies
+Automatic SKYPASS Silver elite status (baggage, upgrades, lounge access)
+50,000 bonus miles with $5,000 spend in 90 days
+Visa Signature business benefits
+No foreign transaction fee

Cons

−$895 annual fee requires significant credit utilization to break even
−Many credits require specific merchants (Saks, Equinox, SoulCycle)
−Only 1X points on non-travel purchases limits everyday earning
−Secondary car rental coverage unless paying $24.95/rental for primary
−$195 authorized user fee after first 3 free cards

−$99 annual fee (niche card, limited value outside Korean Air travel)
−1X baseline is low for non-earning categories
−Korean Air is regional/niche airline (limited reach)
−Limited to business applicants
−Requires sustained Korean Air loyalty to justify fee

Pros & Cons

Pros

+Access to 9 lounge networks including exclusive Centurion Lounges with 2 guests free
+$200/year Uber credit plus complimentary Uber One membership ($168 value)
+$400/year Resy dining credit at select restaurants
+Automatic Marriott Gold and Hilton Gold status with room upgrades and breakfast
+5X points on flights booked direct or via Amex Travel

+2X miles on Korean Air purchases plus dining, gas, telecom, and office supplies
+Automatic SKYPASS Silver elite status (baggage, upgrades, lounge access)
+50,000 bonus miles with $5,000 spend in 90 days
+Visa Signature business benefits
+No foreign transaction fee

Cons

−$895 annual fee requires significant credit utilization to break even
−Many credits require specific merchants (Saks, Equinox, SoulCycle)
−Only 1X points on non-travel purchases limits everyday earning
−Secondary car rental coverage unless paying $24.95/rental for primary
−$195 authorized user fee after first 3 free cards

−$99 annual fee (niche card, limited value outside Korean Air travel)
−1X baseline is low for non-earning categories
−Korean Air is regional/niche airline (limited reach)
−Limited to business applicants
−Requires sustained Korean Air loyalty to justify fee

The Platinum Card from American Express vs Korean Air SKYPASS Visa Signature Business Card

The Platinum Card from American Express

Korean Air SKYPASS Visa Signature Business Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Is the Fee Difference Worth It?

The Bottom Line

Frequently Asked Questions

Related Comparisons

Explore More

The Platinum Card from American Express vs Korean Air SKYPASS Visa Signature Business Card

The Platinum Card from American Express

Korean Air SKYPASS Visa Signature Business Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Is the Fee Difference Worth It?

The Bottom Line

Frequently Asked Questions

Related Comparisons

Explore More

The Platinum Card from American Express vs Korean Air SKYPASS Visa Signature Business Card

The Platinum Card from American Express

Korean Air SKYPASS Visa Signature Business Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Is the Fee Difference Worth It?

The Bottom Line

Frequently Asked Questions

Related Comparisons

Explore More

Benefits & Features

Pros & Cons

What You Give Up

Which Card Is Right for You?

Benefits & Features

Pros & Cons

What You Give Up

Which Card Is Right for You?

Benefits & Features

Pros & Cons

What You Give Up

Which Card Is Right for You?