Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Both cards cost $0/yr. The My Best Buy® Visa® Card is better for best buy purchases, while the Citi Custom Cash Card wins on dining. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | My Best Buy® Visa® Card | Citi Custom Cash Card |
|---|---|---|
| Best Buy Purchases | 5X | 1X |
| Dining | 2X | 5X |
| Drugstores | 0.5X | 5X |
| Fitness & Gyms | 0.5X | 5X |
| Gas Stations | 0.5X | 5X |
| Grocery Stores | 2X |
Network
Key Benefits
Pros
Cons
The Citi Custom Cash Card wins in 11 of 12 categories. The My Best Buy® Visa® Card leads in 1.
Best Buy Purchases
My Best Buy® Visa® Card earns 5X vs 1X
Dining
Citi Custom Cash Card earns 5X vs 2X
Grocery Stores
Citi Custom Cash Card earns 5X vs 2X
Drugstores
Citi Custom Cash Card earns 5X vs 0.5X
Fitness & Gyms
Citi Custom Cash Card earns 5X vs 0.5X
Gas Stations
Citi Custom Cash Card earns 5X vs 0.5X
Home Improvement
Citi Custom Cash Card earns 5X vs 0.5X
Live Entertainment
Citi Custom Cash Card earns 5X vs 0.5X
Streaming
Citi Custom Cash Card earns 5X vs 0.5X
For everyday spending, the Citi Custom Cash Card earns more with its 1X base rate.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The My Best Buy® Visa® Card is better for best buy purchases, while the Citi Custom Cash Card wins on dining. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | My Best Buy® Visa® Card | Citi Custom Cash Card |
|---|---|---|
| Best Buy Purchases | 5X | 1X |
| Dining | 2X | 5X |
| Drugstores | 0.5X | 5X |
| Fitness & Gyms | 0.5X | 5X |
| Gas Stations | 0.5X | 5X |
| Grocery Stores | 2X |
Network
Key Benefits
Pros
Cons
The Citi Custom Cash Card wins in 11 of 12 categories. The My Best Buy® Visa® Card leads in 1.
Best Buy Purchases
My Best Buy® Visa® Card earns 5X vs 1X
Dining
Citi Custom Cash Card earns 5X vs 2X
Grocery Stores
Citi Custom Cash Card earns 5X vs 2X
Drugstores
Citi Custom Cash Card earns 5X vs 0.5X
Fitness & Gyms
Citi Custom Cash Card earns 5X vs 0.5X
Gas Stations
Citi Custom Cash Card earns 5X vs 0.5X
Home Improvement
Citi Custom Cash Card earns 5X vs 0.5X
Live Entertainment
Citi Custom Cash Card earns 5X vs 0.5X
Streaming
Citi Custom Cash Card earns 5X vs 0.5X
For everyday spending, the Citi Custom Cash Card earns more with its 1X base rate.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The My Best Buy® Visa® Card is better for best buy purchases, while the Citi Custom Cash Card wins on dining. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | My Best Buy® Visa® Card | Citi Custom Cash Card |
|---|---|---|
| Best Buy Purchases | 5X | 1X |
| Dining | 2X | 5X |
| Drugstores | 0.5X | 5X |
| Fitness & Gyms | 0.5X | 5X |
| Gas Stations | 0.5X | 5X |
| Grocery Stores | 2X |
Network
Key Benefits
Pros
Cons
The Citi Custom Cash Card wins in 11 of 12 categories. The My Best Buy® Visa® Card leads in 1.
Best Buy Purchases
My Best Buy® Visa® Card earns 5X vs 1X
Dining
Citi Custom Cash Card earns 5X vs 2X
Grocery Stores
Citi Custom Cash Card earns 5X vs 2X
Drugstores
Citi Custom Cash Card earns 5X vs 0.5X
Fitness & Gyms
Citi Custom Cash Card earns 5X vs 0.5X
Gas Stations
Citi Custom Cash Card earns 5X vs 0.5X
Home Improvement
Citi Custom Cash Card earns 5X vs 0.5X
Live Entertainment
Citi Custom Cash Card earns 5X vs 0.5X
Streaming
Citi Custom Cash Card earns 5X vs 0.5X
For everyday spending, the Citi Custom Cash Card earns more with its 1X base rate.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
| Home Improvement | 0.5X | 5X |
| Live Entertainment | 0.5X | 5X |
| Streaming | 0.5X | 5X |
| Transit | 0.5X | 5X |
| Travel | 0.5X | 5X |
| Everything Else | 0.5X | 1X |
Transit
Citi Custom Cash Card earns 5X vs 0.5X
Travel
Citi Custom Cash Card earns 5X vs 0.5X
Everyday purchases
Citi Custom Cash Card earns 1X on all other spending vs 0.5X
Get the Citi Custom Cash Card if you:
| Home Improvement | 0.5X | 5X |
| Live Entertainment | 0.5X | 5X |
| Streaming | 0.5X | 5X |
| Transit | 0.5X | 5X |
| Travel | 0.5X | 5X |
| Everything Else | 0.5X | 1X |
Transit
Citi Custom Cash Card earns 5X vs 0.5X
Travel
Citi Custom Cash Card earns 5X vs 0.5X
Everyday purchases
Citi Custom Cash Card earns 1X on all other spending vs 0.5X
Get the Citi Custom Cash Card if you:
| Home Improvement | 0.5X | 5X |
| Live Entertainment | 0.5X | 5X |
| Streaming | 0.5X | 5X |
| Transit | 0.5X | 5X |
| Travel | 0.5X | 5X |
| Everything Else | 0.5X | 1X |
Transit
Citi Custom Cash Card earns 5X vs 0.5X
Travel
Citi Custom Cash Card earns 5X vs 0.5X
Everyday purchases
Citi Custom Cash Card earns 1X on all other spending vs 0.5X
Get the Citi Custom Cash Card if you: