CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Both cards cost $0/yr. The My Best Buy® Visa® Card is better for best buy purchases, while the Citi Double Cash Card wins on travel. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | My Best Buy® Visa® Card | Citi Double Cash Card |
|---|---|---|
| Best Buy Purchases | 5X | 2X |
| Dining | 2X | 2X |
| Grocery Stores | 2X | 2X |
| Everything Else | 0.5X | 2X |
Network
Key Benefits
Pros
Cons
Both cards win in 1 categories each — it comes down to which categories matter most to you.
Best Buy Purchases
My Best Buy® Visa® Card earns 5X vs 2X
Everyday purchases
Citi Double Cash Card earns 2X on all other spending vs 0.5X
Get the My Best Buy® Visa® Card if you:
Get the Citi Double Cash Card if you:
For everyday spending, the Citi Double Cash Card earns more with its 2X base rate.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The My Best Buy® Visa® Card is better for best buy purchases, while the Citi Double Cash Card wins on travel. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | My Best Buy® Visa® Card | Citi Double Cash Card |
|---|---|---|
| Best Buy Purchases | 5X | 2X |
| Dining | 2X | 2X |
| Grocery Stores | 2X | 2X |
| Everything Else | 0.5X | 2X |
Network
Key Benefits
Pros
Cons
Both cards win in 1 categories each — it comes down to which categories matter most to you.
Best Buy Purchases
My Best Buy® Visa® Card earns 5X vs 2X
Everyday purchases
Citi Double Cash Card earns 2X on all other spending vs 0.5X
Get the My Best Buy® Visa® Card if you:
Get the Citi Double Cash Card if you:
For everyday spending, the Citi Double Cash Card earns more with its 2X base rate.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The My Best Buy® Visa® Card is better for best buy purchases, while the Citi Double Cash Card wins on travel. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | My Best Buy® Visa® Card | Citi Double Cash Card |
|---|---|---|
| Best Buy Purchases | 5X | 2X |
| Dining | 2X | 2X |
| Grocery Stores | 2X | 2X |
| Everything Else | 0.5X | 2X |
Network
Key Benefits
Pros
Cons
Both cards win in 1 categories each — it comes down to which categories matter most to you.
Best Buy Purchases
My Best Buy® Visa® Card earns 5X vs 2X
Everyday purchases
Citi Double Cash Card earns 2X on all other spending vs 0.5X
Get the My Best Buy® Visa® Card if you:
Get the Citi Double Cash Card if you:
For everyday spending, the Citi Double Cash Card earns more with its 2X base rate.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
