CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Both cards cost $0/yr. The Birch Lane Mastercard is better for wayfair brands, while the Capital One VentureOne Rewards Credit Card wins on hotels. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Birch Lane Mastercard | Capital One VentureOne Rewards Credit Card |
|---|---|---|
| Wayfair Brands | 7X | 1X |
| Grocery Stores | 3X | 1X |
| Online Shopping | 2X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
The Birch Lane Mastercard wins in 3 of 3 categories. The Capital One VentureOne Rewards Credit Card leads in 0.
Wayfair Brands
Birch Lane Mastercard earns 7X vs 1X
Grocery Stores
Birch Lane Mastercard earns 3X vs 1X
Online Shopping
Birch Lane Mastercard earns 2X vs 1X
Get the Birch Lane Mastercard if you:
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The Birch Lane Mastercard is better for wayfair brands, while the Capital One VentureOne Rewards Credit Card wins on hotels. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Birch Lane Mastercard | Capital One VentureOne Rewards Credit Card |
|---|---|---|
| Wayfair Brands | 7X | 1X |
| Grocery Stores | 3X | 1X |
| Online Shopping | 2X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
The Birch Lane Mastercard wins in 3 of 3 categories. The Capital One VentureOne Rewards Credit Card leads in 0.
Wayfair Brands
Birch Lane Mastercard earns 7X vs 1X
Grocery Stores
Birch Lane Mastercard earns 3X vs 1X
Online Shopping
Birch Lane Mastercard earns 2X vs 1X
Get the Birch Lane Mastercard if you:
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The Birch Lane Mastercard is better for wayfair brands, while the Capital One VentureOne Rewards Credit Card wins on hotels. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Birch Lane Mastercard | Capital One VentureOne Rewards Credit Card |
|---|---|---|
| Wayfair Brands | 7X | 1X |
| Grocery Stores | 3X | 1X |
| Online Shopping | 2X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
The Birch Lane Mastercard wins in 3 of 3 categories. The Capital One VentureOne Rewards Credit Card leads in 0.
Wayfair Brands
Birch Lane Mastercard earns 7X vs 1X
Grocery Stores
Birch Lane Mastercard earns 3X vs 1X
Online Shopping
Birch Lane Mastercard earns 2X vs 1X
Get the Birch Lane Mastercard if you:
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
