Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Both cards cost $0/yr. The Birch Lane Mastercard is better for wayfair brands, while the TSC Visa Card wins on tractor supply co. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Birch Lane Mastercard | TSC Visa Card |
|---|---|---|
| Wayfair Brands | 7X | 1X |
| Tractor Supply Co | 1X | 5X |
| Gas Stations | 1X | 3X |
| Grocery Stores | 3X | 3X |
| Veterinary Services | 1X | 3X |
| Online Shopping | 2X |
Network
Key Benefits
The TSC Visa Card wins in 3 of 5 categories. The Birch Lane Mastercard leads in 2.
Wayfair Brands
Birch Lane Mastercard earns 7X vs 1X
Online Shopping
Birch Lane Mastercard earns 2X vs 1X
Tractor Supply Co
TSC Visa Card earns 5X vs 1X
Gas Stations
TSC Visa Card earns 3X vs 1X
Veterinary Services
TSC Visa Card earns 3X vs 1X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The Birch Lane Mastercard is better for wayfair brands, while the TSC Visa Card wins on tractor supply co. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Birch Lane Mastercard | TSC Visa Card |
|---|---|---|
| Wayfair Brands | 7X | 1X |
| Tractor Supply Co | 1X | 5X |
| Gas Stations | 1X | 3X |
| Grocery Stores | 3X | 3X |
| Veterinary Services | 1X | 3X |
| Online Shopping | 2X |
Network
Key Benefits
The TSC Visa Card wins in 3 of 5 categories. The Birch Lane Mastercard leads in 2.
Wayfair Brands
Birch Lane Mastercard earns 7X vs 1X
Online Shopping
Birch Lane Mastercard earns 2X vs 1X
Tractor Supply Co
TSC Visa Card earns 5X vs 1X
Gas Stations
TSC Visa Card earns 3X vs 1X
Veterinary Services
TSC Visa Card earns 3X vs 1X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The Birch Lane Mastercard is better for wayfair brands, while the TSC Visa Card wins on tractor supply co. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Birch Lane Mastercard | TSC Visa Card |
|---|---|---|
| Wayfair Brands | 7X | 1X |
| Tractor Supply Co | 1X | 5X |
| Gas Stations | 1X | 3X |
| Grocery Stores | 3X | 3X |
| Veterinary Services | 1X | 3X |
| Online Shopping | 2X |
Network
Key Benefits
The TSC Visa Card wins in 3 of 5 categories. The Birch Lane Mastercard leads in 2.
Wayfair Brands
Birch Lane Mastercard earns 7X vs 1X
Online Shopping
Birch Lane Mastercard earns 2X vs 1X
Tractor Supply Co
TSC Visa Card earns 5X vs 1X
Gas Stations
TSC Visa Card earns 3X vs 1X
Veterinary Services
TSC Visa Card earns 3X vs 1X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
| Everything Else | 1X | 1X |
| Everything Else | 1X | 1X |
| Everything Else | 1X | 1X |