Should I get the Bank of America® Unlimited Cash Rewards for Students or the Wyndham Rewards Earner Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Should I get the Bank of America® Unlimited Cash Rewards for Students or the Wyndham Rewards Earner Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Should I get the Bank of America® Unlimited Cash Rewards for Students or the Wyndham Rewards Earner Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.

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Bank of America® Unlimited Cash Rewards for Students vs Wyndham Rewards Earner Card

Both cards cost $0/yr. The Bank of America® Unlimited Cash Rewards for Students is better for everyday spending, while the Wyndham Rewards Earner Card wins on wyndham hotels. Here's how they compare.

Bank of America® Unlimited Cash Rewards for Students

Bank of America

No image

Wyndham Rewards Earner Card

Barclays

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

30,000 Hotel

Earn Rates

Category	Bank of America® Unlimited Cash Rewards for Students	Wyndham Rewards Earner Card
Gas Stations	1X	5X
Wyndham Hotels

Category-by-Category Winner

The Wyndham Rewards Earner Card wins in 4 of 4 categories. The Bank of America® Unlimited Cash Rewards for Students leads in 0.

Wyndham Hotels

Wyndham Rewards Earner Card earns 5X vs 1X

Gas Stations

Wyndham Rewards Earner Card earns 5X vs 1X

Dining

Wyndham Rewards Earner Card earns 2X vs 1X

Grocery Stores

Wyndham Rewards Earner Card earns 2X vs 1X

Which Card Is Right for You?

Get the Wyndham Rewards Earner Card if you:

+Spend $300+/month on restaurants and dining out
+Do most of your spending at grocery stores

Frequently Asked Questions

Which card earns more rewards, the Bank of America® Unlimited Cash Rewards for Students or Wyndham Rewards Earner Card?: The Wyndham Rewards Earner Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Bank of America® Unlimited Cash Rewards for Students or the Wyndham Rewards Earner Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Bank of America® Unlimited Cash Rewards for Students — Full Review All Bank of America Cards

Wyndham Rewards Earner Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Bank of America cards · Barclays cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Bank of America® Unlimited Cash Rewards for Students vs Wyndham Rewards Earner Card

Bank of America® Unlimited Cash Rewards for Students

Bank of America

No image

Wyndham Rewards Earner Card

Barclays

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

30,000 Hotel

Earn Rates

Category	Bank of America® Unlimited Cash Rewards for Students	Wyndham Rewards Earner Card
Gas Stations	1X	5X
Wyndham Hotels

Category-by-Category Winner

The Wyndham Rewards Earner Card wins in 4 of 4 categories. The Bank of America® Unlimited Cash Rewards for Students leads in 0.

Wyndham Hotels

Wyndham Rewards Earner Card earns 5X vs 1X

Gas Stations

Wyndham Rewards Earner Card earns 5X vs 1X

Dining

Wyndham Rewards Earner Card earns 2X vs 1X

Grocery Stores

Wyndham Rewards Earner Card earns 2X vs 1X

Which Card Is Right for You?

Get the Wyndham Rewards Earner Card if you:

+Spend $300+/month on restaurants and dining out
+Do most of your spending at grocery stores

Frequently Asked Questions

Which card earns more rewards, the Bank of America® Unlimited Cash Rewards for Students or Wyndham Rewards Earner Card?: The Wyndham Rewards Earner Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Bank of America® Unlimited Cash Rewards for Students or the Wyndham Rewards Earner Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Bank of America® Unlimited Cash Rewards for Students — Full Review All Bank of America Cards

Wyndham Rewards Earner Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Bank of America cards · Barclays cards

Bank of America® Unlimited Cash Rewards for Students vs Wyndham Rewards Earner Card

Bank of America® Unlimited Cash Rewards for Students

Bank of America

No image

Wyndham Rewards Earner Card

Barclays

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

30,000 Hotel

Earn Rates

Category	Bank of America® Unlimited Cash Rewards for Students	Wyndham Rewards Earner Card
Gas Stations	1X	5X
Wyndham Hotels

Category-by-Category Winner

The Wyndham Rewards Earner Card wins in 4 of 4 categories. The Bank of America® Unlimited Cash Rewards for Students leads in 0.

Wyndham Hotels

Wyndham Rewards Earner Card earns 5X vs 1X

Gas Stations

Wyndham Rewards Earner Card earns 5X vs 1X

Dining

Wyndham Rewards Earner Card earns 2X vs 1X

Grocery Stores

Wyndham Rewards Earner Card earns 2X vs 1X

Which Card Is Right for You?

Get the Wyndham Rewards Earner Card if you:

+Spend $300+/month on restaurants and dining out
+Do most of your spending at grocery stores

Frequently Asked Questions

Which card earns more rewards, the Bank of America® Unlimited Cash Rewards for Students or Wyndham Rewards Earner Card?: The Wyndham Rewards Earner Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Bank of America® Unlimited Cash Rewards for Students or the Wyndham Rewards Earner Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Bank of America® Unlimited Cash Rewards for Students — Full Review All Bank of America Cards

Wyndham Rewards Earner Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Bank of America cards · Barclays cards

Pros & Cons

Pros

—

+No annual fee makes it easy to keep long-term for status
+Automatic Gold status for life of card (free Wi-Fi, late checkout)
+60,000 point welcome bonus worth up to 8 free nights
+5x points on Wyndham stays - solid for brand loyalists
+10% discount when redeeming points for free nights

Cons

—

−Gold status benefits are basic compared to Platinum or Diamond
−Anniversary bonus requires $15,000 annual spend (Plus card has no requirement)
−Only 5x at Wyndham vs 8x with Plus card
−Only 1x on non-bonus purchases
−No premium travel protections or lounge access

Pros & Cons

Pros

—

+No annual fee makes it easy to keep long-term for status
+Automatic Gold status for life of card (free Wi-Fi, late checkout)
+60,000 point welcome bonus worth up to 8 free nights
+5x points on Wyndham stays - solid for brand loyalists
+10% discount when redeeming points for free nights

Cons

—

−Gold status benefits are basic compared to Platinum or Diamond
−Anniversary bonus requires $15,000 annual spend (Plus card has no requirement)
−Only 5x at Wyndham vs 8x with Plus card
−Only 1x on non-bonus purchases
−No premium travel protections or lounge access

Pros & Cons

Pros

—

+No annual fee makes it easy to keep long-term for status
+Automatic Gold status for life of card (free Wi-Fi, late checkout)
+60,000 point welcome bonus worth up to 8 free nights
+5x points on Wyndham stays - solid for brand loyalists
+10% discount when redeeming points for free nights

Cons

—

−Gold status benefits are basic compared to Platinum or Diamond
−Anniversary bonus requires $15,000 annual spend (Plus card has no requirement)
−Only 5x at Wyndham vs 8x with Plus card
−Only 1x on non-bonus purchases
−No premium travel protections or lounge access

Bank of America® Unlimited Cash Rewards for Students vs Wyndham Rewards Earner Card

Bank of America® Unlimited Cash Rewards for Students

Wyndham Rewards Earner Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Which Card Is Right for You?

Frequently Asked Questions

Explore More

Bank of America® Unlimited Cash Rewards for Students vs Wyndham Rewards Earner Card

Bank of America® Unlimited Cash Rewards for Students

Wyndham Rewards Earner Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Which Card Is Right for You?

Frequently Asked Questions

Explore More

Bank of America® Unlimited Cash Rewards for Students vs Wyndham Rewards Earner Card

Bank of America® Unlimited Cash Rewards for Students

Wyndham Rewards Earner Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Which Card Is Right for You?

Frequently Asked Questions

Explore More

Benefits & Features

Pros & Cons

Benefits & Features

Pros & Cons

Benefits & Features

Pros & Cons