Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Chase Freedom Flex?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Chase Freedom Flex?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Chase Freedom Flex?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Capital One Quicksilver Cash Rewards Credit Card vs Chase Freedom Flex

Both cards cost $0/yr. The Capital One Quicksilver Cash Rewards Credit Card is better for travel, while the Chase Freedom Flex wins on rotating quarterly. Here's how they compare.

Capital One Quicksilver Cash Rewards Credit Card

Capital One

Chase Freedom Flex

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

Earn Rates

Category	Capital One Quicksilver Cash Rewards Credit Card	Chase Freedom Flex
Entertainment	5X	1X
Rotating Quarterly	1X	5X
Drugstores	1X	3X
Everything Else	1X	1X

Benefits & Features

Network

MASTERCARD

Key Benefits

None

✓Travel insurance

✓Purchase protection

Pros & Cons

Pros

+No annual fee keeps costs at zero
+Unlimited 1.5% cash back on all purchases with no caps or rotating categories
+No foreign transaction fees saves 3% on international purchases
+5% back on hotels booked through Capital One Travel portal
+Low $500 spend requirement for welcome bonus is easy to meet

+5% on rotating categories up to $1,500/quarter when activated
+3% on dining and drugstores with no annual cap
+5X on Chase Travel portal purchases
+$0 annual fee with Mastercard World Elite benefits
+Transfer points 1:1 to travel partners with Sapphire card

Cons

−1.5% flat rate is lower than category-specific cards offer in their bonus categories
No transfer partners for airline or hotel loyalty programs

Category-by-Category Winner

The Chase Freedom Flex wins in 2 of 3 categories. The Capital One Quicksilver Cash Rewards Credit Card leads in 1.

Entertainment

Capital One Quicksilver Cash Rewards Credit Card earns 5X vs 1X

Rotating Quarterly

Chase Freedom Flex earns 5X vs 1X

Drugstores

Chase Freedom Flex earns 3X vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Capital One Quicksilver Cash Rewards Credit Card means losing:

-Purchase protection
-Travel insurance

Frequently Asked Questions

Which card earns more rewards, the Capital One Quicksilver Cash Rewards Credit Card or Chase Freedom Flex?: The Chase Freedom Flex has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Chase Freedom Flex?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Green vs Capital One Quicksilver Bank Of America Customized Cash vs Capital One Quicksilver Bank Of America Unlimited Cash vs Capital One Quicksilver Bilt Blue vs Capital One Quicksilver

Explore More

Capital One Quicksilver Cash Rewards Credit Card — Full Review All Capital One Cards

Chase Freedom Flex — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Chase cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Capital One Quicksilver Cash Rewards Credit Card vs Chase Freedom Flex

Both cards cost $0/yr. The Capital One Quicksilver Cash Rewards Credit Card is better for travel, while the Chase Freedom Flex wins on rotating quarterly. Here's how they compare.

Capital One Quicksilver Cash Rewards Credit Card

Capital One

Chase Freedom Flex

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

Earn Rates

Category	Capital One Quicksilver Cash Rewards Credit Card	Chase Freedom Flex
Entertainment	5X	1X
Rotating Quarterly	1X	5X
Drugstores	1X	3X
Everything Else	1X	1X

Benefits & Features

Network

MASTERCARD

Key Benefits

None

✓Travel insurance

✓Purchase protection

Pros & Cons

Pros

+No annual fee keeps costs at zero
+Unlimited 1.5% cash back on all purchases with no caps or rotating categories
+No foreign transaction fees saves 3% on international purchases
+5% back on hotels booked through Capital One Travel portal
+Low $500 spend requirement for welcome bonus is easy to meet

+5% on rotating categories up to $1,500/quarter when activated
+3% on dining and drugstores with no annual cap
+5X on Chase Travel portal purchases
+$0 annual fee with Mastercard World Elite benefits
+Transfer points 1:1 to travel partners with Sapphire card

Cons

−1.5% flat rate is lower than category-specific cards offer in their bonus categories
No transfer partners for airline or hotel loyalty programs

Category-by-Category Winner

The Chase Freedom Flex wins in 2 of 3 categories. The Capital One Quicksilver Cash Rewards Credit Card leads in 1.

Entertainment

Capital One Quicksilver Cash Rewards Credit Card earns 5X vs 1X

Rotating Quarterly

Chase Freedom Flex earns 5X vs 1X

Drugstores

Chase Freedom Flex earns 3X vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Capital One Quicksilver Cash Rewards Credit Card means losing:

-Purchase protection
-Travel insurance

Frequently Asked Questions

Which card earns more rewards, the Capital One Quicksilver Cash Rewards Credit Card or Chase Freedom Flex?: The Chase Freedom Flex has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Chase Freedom Flex?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Green vs Capital One Quicksilver Bank Of America Customized Cash vs Capital One Quicksilver Bank Of America Unlimited Cash vs Capital One Quicksilver Bilt Blue vs Capital One Quicksilver

Explore More

Capital One Quicksilver Cash Rewards Credit Card — Full Review All Capital One Cards

Chase Freedom Flex — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Chase cards

Capital One Quicksilver Cash Rewards Credit Card vs Chase Freedom Flex

Both cards cost $0/yr. The Capital One Quicksilver Cash Rewards Credit Card is better for travel, while the Chase Freedom Flex wins on rotating quarterly. Here's how they compare.

Capital One Quicksilver Cash Rewards Credit Card

Capital One

Chase Freedom Flex

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

Earn Rates

Category	Capital One Quicksilver Cash Rewards Credit Card	Chase Freedom Flex
Entertainment	5X	1X
Rotating Quarterly	1X	5X
Drugstores	1X	3X
Everything Else	1X	1X

Benefits & Features

Network

MASTERCARD

Key Benefits

None

✓Travel insurance

✓Purchase protection

Pros & Cons

Pros

+No annual fee keeps costs at zero
+Unlimited 1.5% cash back on all purchases with no caps or rotating categories
+No foreign transaction fees saves 3% on international purchases
+5% back on hotels booked through Capital One Travel portal
+Low $500 spend requirement for welcome bonus is easy to meet

+5% on rotating categories up to $1,500/quarter when activated
+3% on dining and drugstores with no annual cap
+5X on Chase Travel portal purchases
+$0 annual fee with Mastercard World Elite benefits
+Transfer points 1:1 to travel partners with Sapphire card

Cons

−1.5% flat rate is lower than category-specific cards offer in their bonus categories
No transfer partners for airline or hotel loyalty programs

Category-by-Category Winner

The Chase Freedom Flex wins in 2 of 3 categories. The Capital One Quicksilver Cash Rewards Credit Card leads in 1.

Entertainment

Capital One Quicksilver Cash Rewards Credit Card earns 5X vs 1X

Rotating Quarterly

Chase Freedom Flex earns 5X vs 1X

Drugstores

Chase Freedom Flex earns 3X vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Capital One Quicksilver Cash Rewards Credit Card means losing:

-Purchase protection
-Travel insurance

Frequently Asked Questions

Which card earns more rewards, the Capital One Quicksilver Cash Rewards Credit Card or Chase Freedom Flex?: The Chase Freedom Flex has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Chase Freedom Flex?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Green vs Capital One Quicksilver Bank Of America Customized Cash vs Capital One Quicksilver Bank Of America Unlimited Cash vs Capital One Quicksilver Bilt Blue vs Capital One Quicksilver

Explore More

Capital One Quicksilver Cash Rewards Credit Card — Full Review All Capital One Cards

Chase Freedom Flex — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Chase cards