Which card earns more rewards, the VentureOne Rewards for Good Credit or Chase Freedom Flex?

The VentureOne Rewards for Good Credit has a higher base earn rate (1.25X vs 1X), but both cards have different bonus categories where they excel.

Should I get the VentureOne Rewards for Good Credit or the Chase Freedom Flex?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the VentureOne Rewards for Good Credit or Chase Freedom Flex?

The VentureOne Rewards for Good Credit has a higher base earn rate (1.25X vs 1X), but both cards have different bonus categories where they excel.

Should I get the VentureOne Rewards for Good Credit or the Chase Freedom Flex?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the VentureOne Rewards for Good Credit or Chase Freedom Flex?

The VentureOne Rewards for Good Credit has a higher base earn rate (1.25X vs 1X), but both cards have different bonus categories where they excel.

Should I get the VentureOne Rewards for Good Credit or the Chase Freedom Flex?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

VentureOne Rewards for Good Credit vs Chase Freedom Flex

Both cards cost $0/yr. The VentureOne Rewards for Good Credit is better for car rentals capital one, while the Chase Freedom Flex wins on rotating quarterly. Here's how they compare.

VentureOne Rewards for Good Credit

Capital One

Chase Freedom Flex

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

200 Cash

Earn Rates

Category	VentureOne Rewards for Good Credit	Chase Freedom Flex
Rotating Quarterly	1.25X	5X
Drugstores	1.25X	3X
Everything Else	1.25X	1X

Benefits & Features

Network

MASTERCARD

Key Benefits

None

✓Travel insurance

✓Purchase protection

Pros & Cons

Pros

—

+5% on rotating categories up to $1,500/quarter when activated
+3% on dining and drugstores with no annual cap
+5X on Chase Travel portal purchases
+$0 annual fee with Mastercard World Elite benefits
+Transfer points 1:1 to travel partners with Sapphire card

Cons

—

−Must activate quarterly categories or miss 5% bonus
−$1,500 quarterly cap on 5% categories ($300 max bonus/quarter)
−3% foreign transaction fee
−Points worth only 1 cent without Sapphire card pairing
−Welcome bonus lower than Sapphire cards

Category-by-Category Winner

The Chase Freedom Flex wins in 2 of 3 categories. The VentureOne Rewards for Good Credit leads in 1.

Rotating Quarterly

Chase Freedom Flex earns 5X vs 1.25X

Drugstores

Chase Freedom Flex earns 3X vs 1.25X

Everyday purchases

VentureOne Rewards for Good Credit earns 1.25X on all other spending vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing VentureOne Rewards for Good Credit means losing:

-Purchase protection
-Travel insurance

Which Card Is Right for You?

Get the VentureOne Rewards for Good Credit if you:

+Prefer a high flat rate across all spending

The Bottom Line

For everyday spending, the VentureOne Rewards for Good Credit earns more with its 1.25X base rate.

Frequently Asked Questions

Which card earns more rewards, the VentureOne Rewards for Good Credit or Chase Freedom Flex?: The VentureOne Rewards for Good Credit has a higher base earn rate (1.25X vs 1X), but both cards have different bonus categories where they excel.
Should I get the VentureOne Rewards for Good Credit or the Chase Freedom Flex?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

VentureOne Rewards for Good Credit — Full Review All Capital One Cards

Chase Freedom Flex — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Chase cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

VentureOne Rewards for Good Credit vs Chase Freedom Flex

Both cards cost $0/yr. The VentureOne Rewards for Good Credit is better for car rentals capital one, while the Chase Freedom Flex wins on rotating quarterly. Here's how they compare.

VentureOne Rewards for Good Credit

Capital One

Chase Freedom Flex

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

200 Cash

Earn Rates

Category	VentureOne Rewards for Good Credit	Chase Freedom Flex
Rotating Quarterly	1.25X	5X
Drugstores	1.25X	3X
Everything Else	1.25X	1X

Benefits & Features

Network

MASTERCARD

Key Benefits

None

✓Travel insurance

✓Purchase protection

Pros & Cons

Pros

—

+5% on rotating categories up to $1,500/quarter when activated
+3% on dining and drugstores with no annual cap
+5X on Chase Travel portal purchases
+$0 annual fee with Mastercard World Elite benefits
+Transfer points 1:1 to travel partners with Sapphire card

Cons

—

−Must activate quarterly categories or miss 5% bonus
−$1,500 quarterly cap on 5% categories ($300 max bonus/quarter)
−3% foreign transaction fee
−Points worth only 1 cent without Sapphire card pairing
−Welcome bonus lower than Sapphire cards

Category-by-Category Winner

The Chase Freedom Flex wins in 2 of 3 categories. The VentureOne Rewards for Good Credit leads in 1.

Rotating Quarterly

Chase Freedom Flex earns 5X vs 1.25X

Drugstores

Chase Freedom Flex earns 3X vs 1.25X

Everyday purchases

VentureOne Rewards for Good Credit earns 1.25X on all other spending vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing VentureOne Rewards for Good Credit means losing:

-Purchase protection
-Travel insurance

Which Card Is Right for You?

Get the VentureOne Rewards for Good Credit if you:

+Prefer a high flat rate across all spending

The Bottom Line

For everyday spending, the VentureOne Rewards for Good Credit earns more with its 1.25X base rate.

Frequently Asked Questions

Which card earns more rewards, the VentureOne Rewards for Good Credit or Chase Freedom Flex?: The VentureOne Rewards for Good Credit has a higher base earn rate (1.25X vs 1X), but both cards have different bonus categories where they excel.
Should I get the VentureOne Rewards for Good Credit or the Chase Freedom Flex?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

VentureOne Rewards for Good Credit — Full Review All Capital One Cards

Chase Freedom Flex — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Chase cards

VentureOne Rewards for Good Credit vs Chase Freedom Flex

Both cards cost $0/yr. The VentureOne Rewards for Good Credit is better for car rentals capital one, while the Chase Freedom Flex wins on rotating quarterly. Here's how they compare.

VentureOne Rewards for Good Credit

Capital One

Chase Freedom Flex

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

200 Cash

Earn Rates

Category	VentureOne Rewards for Good Credit	Chase Freedom Flex
Rotating Quarterly	1.25X	5X
Drugstores	1.25X	3X
Everything Else	1.25X	1X

Benefits & Features

Network

MASTERCARD

Key Benefits

None

✓Travel insurance

✓Purchase protection

Pros & Cons

Pros

—

+5% on rotating categories up to $1,500/quarter when activated
+3% on dining and drugstores with no annual cap
+5X on Chase Travel portal purchases
+$0 annual fee with Mastercard World Elite benefits
+Transfer points 1:1 to travel partners with Sapphire card

Cons

—

−Must activate quarterly categories or miss 5% bonus
−$1,500 quarterly cap on 5% categories ($300 max bonus/quarter)
−3% foreign transaction fee
−Points worth only 1 cent without Sapphire card pairing
−Welcome bonus lower than Sapphire cards

Category-by-Category Winner

The Chase Freedom Flex wins in 2 of 3 categories. The VentureOne Rewards for Good Credit leads in 1.

Rotating Quarterly

Chase Freedom Flex earns 5X vs 1.25X

Drugstores

Chase Freedom Flex earns 3X vs 1.25X

Everyday purchases

VentureOne Rewards for Good Credit earns 1.25X on all other spending vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing VentureOne Rewards for Good Credit means losing:

-Purchase protection
-Travel insurance

Which Card Is Right for You?

Get the VentureOne Rewards for Good Credit if you:

+Prefer a high flat rate across all spending

The Bottom Line

For everyday spending, the VentureOne Rewards for Good Credit earns more with its 1.25X base rate.

Frequently Asked Questions

Which card earns more rewards, the VentureOne Rewards for Good Credit or Chase Freedom Flex?: The VentureOne Rewards for Good Credit has a higher base earn rate (1.25X vs 1X), but both cards have different bonus categories where they excel.
Should I get the VentureOne Rewards for Good Credit or the Chase Freedom Flex?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

VentureOne Rewards for Good Credit — Full Review All Capital One Cards

Chase Freedom Flex — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Chase cards