Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Citi Custom Cash Card?

The Citi Custom Cash Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Capital One VentureOne Rewards Credit Card or the Citi Custom Cash Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Citi Custom Cash Card?

The Citi Custom Cash Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Capital One VentureOne Rewards Credit Card or the Citi Custom Cash Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Citi Custom Cash Card?

The Citi Custom Cash Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Capital One VentureOne Rewards Credit Card or the Citi Custom Cash Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Capital One VentureOne Rewards Credit Card vs Citi Custom Cash Card

Both cards cost $0/yr. The Capital One VentureOne Rewards Credit Card is better for hotels, while the Citi Custom Cash Card wins on dining. Here's how they compare.

Capital One VentureOne Rewards Credit Card

Capital One

Citi Custom Cash Card

Citi

Fees & Welcome Offer

Annual Fee

Welcome Bonus

20,000 Flex point

200 Cash

Earn Rates

Category	Capital One VentureOne Rewards Credit Card	Citi Custom Cash Card
Dining	1X	5X
Drugstores	1X	5X
Fitness & Gyms	1X	5X
Gas Stations	1X	5X
Grocery Stores	1X	5X
Home Improvement	1X

Benefits & Features

Network

MASTERCARD

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

+Automatic 5% cash back on top spending category with no activation required
+No annual fee makes it easy to keep long-term for credit history
+10 eligible bonus categories including dining, gas, groceries, streaming, and transit
+0% intro APR on balance transfers for 18 months
+Pairs with Strata Premier to unlock ThankYou Points transfer partners

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
5X earning requires booking through Capital One Travel

Category-by-Category Winner

The Citi Custom Cash Card wins in 10 of 10 categories. The Capital One VentureOne Rewards Credit Card leads in 0.

Dining

Citi Custom Cash Card earns 5X vs 1X

Drugstores

Citi Custom Cash Card earns 5X vs 1X

Fitness & Gyms

Citi Custom Cash Card earns 5X vs 1X

Gas Stations

Citi Custom Cash Card earns 5X vs 1X

Grocery Stores

Citi Custom Cash Card earns 5X vs 1X

Home Improvement

Citi Custom Cash Card earns 5X vs 1X

Live Entertainment

Citi Custom Cash Card earns 5X vs 1X

Streaming

Citi Custom Cash Card earns 5X vs 1X

Transit

Citi Custom Cash Card earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Citi Custom Cash Card?: The Citi Custom Cash Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One VentureOne Rewards Credit Card or the Citi Custom Cash Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Capital One Venture One Amex Green vs Capital One Venture One Bank Of America Customized Cash vs Capital One Venture One Bank Of America Unlimited Cash vs Capital One Venture One

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Citi Custom Cash Card — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Citi cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Capital One VentureOne Rewards Credit Card vs Citi Custom Cash Card

Both cards cost $0/yr. The Capital One VentureOne Rewards Credit Card is better for hotels, while the Citi Custom Cash Card wins on dining. Here's how they compare.

Capital One VentureOne Rewards Credit Card

Capital One

Citi Custom Cash Card

Citi

Fees & Welcome Offer

Annual Fee

Welcome Bonus

20,000 Flex point

200 Cash

Earn Rates

Category	Capital One VentureOne Rewards Credit Card	Citi Custom Cash Card
Dining	1X	5X
Drugstores	1X	5X
Fitness & Gyms	1X	5X
Gas Stations	1X	5X
Grocery Stores	1X	5X
Home Improvement	1X

Benefits & Features

Network

MASTERCARD

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

+Automatic 5% cash back on top spending category with no activation required
+No annual fee makes it easy to keep long-term for credit history
+10 eligible bonus categories including dining, gas, groceries, streaming, and transit
+0% intro APR on balance transfers for 18 months
+Pairs with Strata Premier to unlock ThankYou Points transfer partners

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
5X earning requires booking through Capital One Travel

Category-by-Category Winner

The Citi Custom Cash Card wins in 10 of 10 categories. The Capital One VentureOne Rewards Credit Card leads in 0.

Dining

Citi Custom Cash Card earns 5X vs 1X

Drugstores

Citi Custom Cash Card earns 5X vs 1X

Fitness & Gyms

Citi Custom Cash Card earns 5X vs 1X

Gas Stations

Citi Custom Cash Card earns 5X vs 1X

Grocery Stores

Citi Custom Cash Card earns 5X vs 1X

Home Improvement

Citi Custom Cash Card earns 5X vs 1X

Live Entertainment

Citi Custom Cash Card earns 5X vs 1X

Streaming

Citi Custom Cash Card earns 5X vs 1X

Transit

Citi Custom Cash Card earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Citi Custom Cash Card?: The Citi Custom Cash Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One VentureOne Rewards Credit Card or the Citi Custom Cash Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Citi Custom Cash Card — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Citi cards

Capital One VentureOne Rewards Credit Card vs Citi Custom Cash Card

Both cards cost $0/yr. The Capital One VentureOne Rewards Credit Card is better for hotels, while the Citi Custom Cash Card wins on dining. Here's how they compare.

Capital One VentureOne Rewards Credit Card

Capital One

Citi Custom Cash Card

Citi

Fees & Welcome Offer

Annual Fee

Welcome Bonus

20,000 Flex point

200 Cash

Earn Rates

Category	Capital One VentureOne Rewards Credit Card	Citi Custom Cash Card
Dining	1X	5X
Drugstores	1X	5X
Fitness & Gyms	1X	5X
Gas Stations	1X	5X
Grocery Stores	1X	5X
Home Improvement	1X

Benefits & Features

Network

MASTERCARD

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

+Automatic 5% cash back on top spending category with no activation required
+No annual fee makes it easy to keep long-term for credit history
+10 eligible bonus categories including dining, gas, groceries, streaming, and transit
+0% intro APR on balance transfers for 18 months
+Pairs with Strata Premier to unlock ThankYou Points transfer partners

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
5X earning requires booking through Capital One Travel

Category-by-Category Winner

The Citi Custom Cash Card wins in 10 of 10 categories. The Capital One VentureOne Rewards Credit Card leads in 0.

Dining

Citi Custom Cash Card earns 5X vs 1X

Drugstores

Citi Custom Cash Card earns 5X vs 1X

Fitness & Gyms

Citi Custom Cash Card earns 5X vs 1X

Gas Stations

Citi Custom Cash Card earns 5X vs 1X

Grocery Stores

Citi Custom Cash Card earns 5X vs 1X

Home Improvement

Citi Custom Cash Card earns 5X vs 1X

Live Entertainment

Citi Custom Cash Card earns 5X vs 1X

Streaming

Citi Custom Cash Card earns 5X vs 1X

Transit

Citi Custom Cash Card earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Citi Custom Cash Card?: The Citi Custom Cash Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One VentureOne Rewards Credit Card or the Citi Custom Cash Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Citi Custom Cash Card — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Citi cards

Capital One VentureOne Rewards Credit Card vs Citi Custom Cash Card

Capital One VentureOne Rewards Credit Card

Citi Custom Cash Card

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

Frequently Asked Questions

Related Comparisons

Explore More

Capital One VentureOne Rewards Credit Card vs Citi Custom Cash Card

Capital One VentureOne Rewards Credit Card

Citi Custom Cash Card

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

Frequently Asked Questions

Related Comparisons

Explore More

Capital One VentureOne Rewards Credit Card vs Citi Custom Cash Card

Capital One VentureOne Rewards Credit Card

Citi Custom Cash Card

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

Frequently Asked Questions

Related Comparisons

Explore More

Which Card Is Right for You?

Which Card Is Right for You?

Which Card Is Right for You?