Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Both cards cost $0/yr. The Chase Freedom Unlimited is better for travel, while the IHG One Rewards Traveler Credit Card wins on ihg hotels. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Chase Freedom Unlimited | IHG One Rewards Traveler Credit Card |
|---|---|---|
| Ihg Hotels | 1.5X | 17X |
| Dining | 3X | 3X |
| Drugstores | 3X | 2X |
| Gas Stations | 1.5X | 3X |
| Streaming | 1.5X | 3X |
| Utilities | 1.5X | 3X |
Network
Key Benefits
Pros
Cons
The IHG One Rewards Traveler Credit Card wins in 5 of 6 categories. The Chase Freedom Unlimited leads in 1.
Drugstores
Chase Freedom Unlimited earns 3X vs 2X
Ihg Hotels
IHG One Rewards Traveler Credit Card earns 17X vs 1.5X
Gas Stations
IHG One Rewards Traveler Credit Card earns 3X vs 1.5X
Streaming
IHG One Rewards Traveler Credit Card earns 3X vs 1.5X
Utilities
IHG One Rewards Traveler Credit Card earns 3X vs 1.5X
Everyday purchases
IHG One Rewards Traveler Credit Card earns 2X on all other spending vs 1.5X
Get the IHG One Rewards Traveler Credit Card if you:
For everyday spending, the IHG One Rewards Traveler Credit Card earns more with its 2X base rate.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The Chase Freedom Unlimited is better for travel, while the IHG One Rewards Traveler Credit Card wins on ihg hotels. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Chase Freedom Unlimited | IHG One Rewards Traveler Credit Card |
|---|---|---|
| Ihg Hotels | 1.5X | 17X |
| Dining | 3X | 3X |
| Drugstores | 3X | 2X |
| Gas Stations | 1.5X | 3X |
| Streaming | 1.5X | 3X |
| Utilities | 1.5X | 3X |
Network
Key Benefits
Pros
Cons
The IHG One Rewards Traveler Credit Card wins in 5 of 6 categories. The Chase Freedom Unlimited leads in 1.
Drugstores
Chase Freedom Unlimited earns 3X vs 2X
Ihg Hotels
IHG One Rewards Traveler Credit Card earns 17X vs 1.5X
Gas Stations
IHG One Rewards Traveler Credit Card earns 3X vs 1.5X
Streaming
IHG One Rewards Traveler Credit Card earns 3X vs 1.5X
Utilities
IHG One Rewards Traveler Credit Card earns 3X vs 1.5X
Everyday purchases
IHG One Rewards Traveler Credit Card earns 2X on all other spending vs 1.5X
Get the IHG One Rewards Traveler Credit Card if you:
For everyday spending, the IHG One Rewards Traveler Credit Card earns more with its 2X base rate.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The Chase Freedom Unlimited is better for travel, while the IHG One Rewards Traveler Credit Card wins on ihg hotels. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Chase Freedom Unlimited | IHG One Rewards Traveler Credit Card |
|---|---|---|
| Ihg Hotels | 1.5X | 17X |
| Dining | 3X | 3X |
| Drugstores | 3X | 2X |
| Gas Stations | 1.5X | 3X |
| Streaming | 1.5X | 3X |
| Utilities | 1.5X | 3X |
Network
Key Benefits
Pros
Cons
The IHG One Rewards Traveler Credit Card wins in 5 of 6 categories. The Chase Freedom Unlimited leads in 1.
Drugstores
Chase Freedom Unlimited earns 3X vs 2X
Ihg Hotels
IHG One Rewards Traveler Credit Card earns 17X vs 1.5X
Gas Stations
IHG One Rewards Traveler Credit Card earns 3X vs 1.5X
Streaming
IHG One Rewards Traveler Credit Card earns 3X vs 1.5X
Utilities
IHG One Rewards Traveler Credit Card earns 3X vs 1.5X
Everyday purchases
IHG One Rewards Traveler Credit Card earns 2X on all other spending vs 1.5X
Get the IHG One Rewards Traveler Credit Card if you:
For everyday spending, the IHG One Rewards Traveler Credit Card earns more with its 2X base rate.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
| Everything Else | 1.5X | 2X |
| Everything Else | 1.5X | 2X |
| Everything Else | 1.5X | 2X |