Which card earns more rewards, the Chase Freedom Unlimited or Marriott Bonvoy Bold Credit Card?

The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 1X), but both cards have different bonus categories where they excel.

Should I get the Chase Freedom Unlimited or the Marriott Bonvoy Bold Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Chase Freedom Unlimited or Marriott Bonvoy Bold Credit Card?

The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 1X), but both cards have different bonus categories where they excel.

Should I get the Chase Freedom Unlimited or the Marriott Bonvoy Bold Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Chase Freedom Unlimited or Marriott Bonvoy Bold Credit Card?

The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 1X), but both cards have different bonus categories where they excel.

Should I get the Chase Freedom Unlimited or the Marriott Bonvoy Bold Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Chase Freedom Unlimited vs Marriott Bonvoy Bold Credit Card

Both cards cost $0/yr. The Chase Freedom Unlimited is better for travel, while the Marriott Bonvoy Bold Credit Card wins on marriott hotels. Here's how they compare.

Chase Freedom Unlimited

Chase

Marriott Bonvoy Bold Credit Card

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

2 Hotel

Earn Rates

Category	Chase Freedom Unlimited	Marriott Bonvoy Bold Credit Card
Marriott Hotels	1.5X	14X
Dining	3X	1X
Drugstores	3X	1X
Food Delivery	1.5X	2X
Grocery Stores	1.5X	2X
Rideshare	1.5X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

+1.5% cash back on every purchase with no caps or categories
+5% on Chase Travel, 3% on dining and drugstores
+$200 bonus after $500 spend in 3 months
+0% intro APR for 15 months on purchases and balance transfers
+$0 annual fee with Visa Signature benefits

+No annual fee makes it risk-free to hold long-term
+Automatic Silver Elite status with 10% bonus on stays and priority late checkout
+5 Elite Night Credits annually toward status qualification
+No foreign transaction fees
+2x earning on everyday categories (groceries, streaming, rideshare, food delivery)

Cons

−3% foreign transaction fee
−1.5% base rate lower than Freedom Flex's 5% rotating categories

Category-by-Category Winner

The Marriott Bonvoy Bold Credit Card wins in 5 of 8 categories. The Chase Freedom Unlimited leads in 3.

Dining

Chase Freedom Unlimited earns 3X vs 1X

Drugstores

Chase Freedom Unlimited earns 3X vs 1X

Marriott Hotels

Marriott Bonvoy Bold Credit Card earns 14X vs 1.5X

Grocery Stores

Marriott Bonvoy Bold Credit Card earns 2X vs 1.5X

Streaming Internet Cable Phone

Marriott Bonvoy Bold Credit Card earns 2X vs 1.5X

Rideshare

Marriott Bonvoy Bold Credit Card earns 2X vs 1.5X

Food Delivery

Marriott Bonvoy Bold Credit Card earns 2X vs 1.5X

Everyday purchases

Chase Freedom Unlimited earns 1.5X on all other spending vs 1X

Which Card Is Right for You?

Get the Chase Freedom Unlimited if you:

The Bottom Line

For everyday spending, the Chase Freedom Unlimited earns more with its 1.5X base rate.

Frequently Asked Questions

Which card earns more rewards, the Chase Freedom Unlimited or Marriott Bonvoy Bold Credit Card?: The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 1X), but both cards have different bonus categories where they excel.
Should I get the Chase Freedom Unlimited or the Marriott Bonvoy Bold Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Chase Freedom Unlimited Amex Blue Cash Everyday vs Marriott Bonvoy Bold Amex Green vs Chase Freedom Unlimited Bank Of America Customized Cash vs Chase Freedom Unlimited

Explore More

Chase Freedom Unlimited — Full Review All Chase Cards

Marriott Bonvoy Bold Credit Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Chase Freedom Unlimited vs Marriott Bonvoy Bold Credit Card

Both cards cost $0/yr. The Chase Freedom Unlimited is better for travel, while the Marriott Bonvoy Bold Credit Card wins on marriott hotels. Here's how they compare.

Chase Freedom Unlimited

Chase

Marriott Bonvoy Bold Credit Card

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

2 Hotel

Earn Rates

Category	Chase Freedom Unlimited	Marriott Bonvoy Bold Credit Card
Marriott Hotels	1.5X	14X
Dining	3X	1X
Drugstores	3X	1X
Food Delivery	1.5X	2X
Grocery Stores	1.5X	2X
Rideshare	1.5X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

+1.5% cash back on every purchase with no caps or categories
+5% on Chase Travel, 3% on dining and drugstores
+$200 bonus after $500 spend in 3 months
+0% intro APR for 15 months on purchases and balance transfers
+$0 annual fee with Visa Signature benefits

+No annual fee makes it risk-free to hold long-term
+Automatic Silver Elite status with 10% bonus on stays and priority late checkout
+5 Elite Night Credits annually toward status qualification
+No foreign transaction fees
+2x earning on everyday categories (groceries, streaming, rideshare, food delivery)

Cons

−3% foreign transaction fee
−1.5% base rate lower than Freedom Flex's 5% rotating categories

Category-by-Category Winner

The Marriott Bonvoy Bold Credit Card wins in 5 of 8 categories. The Chase Freedom Unlimited leads in 3.

Dining

Chase Freedom Unlimited earns 3X vs 1X

Drugstores

Chase Freedom Unlimited earns 3X vs 1X

Marriott Hotels

Marriott Bonvoy Bold Credit Card earns 14X vs 1.5X

Grocery Stores

Marriott Bonvoy Bold Credit Card earns 2X vs 1.5X

Streaming Internet Cable Phone

Marriott Bonvoy Bold Credit Card earns 2X vs 1.5X

Rideshare

Marriott Bonvoy Bold Credit Card earns 2X vs 1.5X

Food Delivery

Marriott Bonvoy Bold Credit Card earns 2X vs 1.5X

Everyday purchases

Chase Freedom Unlimited earns 1.5X on all other spending vs 1X

Which Card Is Right for You?

Get the Chase Freedom Unlimited if you:

The Bottom Line

For everyday spending, the Chase Freedom Unlimited earns more with its 1.5X base rate.

Frequently Asked Questions

Which card earns more rewards, the Chase Freedom Unlimited or Marriott Bonvoy Bold Credit Card?: The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 1X), but both cards have different bonus categories where they excel.
Should I get the Chase Freedom Unlimited or the Marriott Bonvoy Bold Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Chase Freedom Unlimited Amex Blue Cash Everyday vs Marriott Bonvoy Bold Amex Green vs Chase Freedom Unlimited Bank Of America Customized Cash vs Chase Freedom Unlimited

Explore More

Chase Freedom Unlimited — Full Review All Chase Cards

Marriott Bonvoy Bold Credit Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards

Chase Freedom Unlimited vs Marriott Bonvoy Bold Credit Card

Both cards cost $0/yr. The Chase Freedom Unlimited is better for travel, while the Marriott Bonvoy Bold Credit Card wins on marriott hotels. Here's how they compare.

Chase Freedom Unlimited

Chase

Marriott Bonvoy Bold Credit Card

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

2 Hotel

Earn Rates

Category	Chase Freedom Unlimited	Marriott Bonvoy Bold Credit Card
Marriott Hotels	1.5X	14X
Dining	3X	1X
Drugstores	3X	1X
Food Delivery	1.5X	2X
Grocery Stores	1.5X	2X
Rideshare	1.5X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

+1.5% cash back on every purchase with no caps or categories
+5% on Chase Travel, 3% on dining and drugstores
+$200 bonus after $500 spend in 3 months
+0% intro APR for 15 months on purchases and balance transfers
+$0 annual fee with Visa Signature benefits

+No annual fee makes it risk-free to hold long-term
+Automatic Silver Elite status with 10% bonus on stays and priority late checkout
+5 Elite Night Credits annually toward status qualification
+No foreign transaction fees
+2x earning on everyday categories (groceries, streaming, rideshare, food delivery)

Cons

−3% foreign transaction fee
−1.5% base rate lower than Freedom Flex's 5% rotating categories

Category-by-Category Winner

The Marriott Bonvoy Bold Credit Card wins in 5 of 8 categories. The Chase Freedom Unlimited leads in 3.

Dining

Chase Freedom Unlimited earns 3X vs 1X

Drugstores

Chase Freedom Unlimited earns 3X vs 1X

Marriott Hotels

Marriott Bonvoy Bold Credit Card earns 14X vs 1.5X

Grocery Stores

Marriott Bonvoy Bold Credit Card earns 2X vs 1.5X

Streaming Internet Cable Phone

Marriott Bonvoy Bold Credit Card earns 2X vs 1.5X

Rideshare

Marriott Bonvoy Bold Credit Card earns 2X vs 1.5X

Food Delivery

Marriott Bonvoy Bold Credit Card earns 2X vs 1.5X

Everyday purchases

Chase Freedom Unlimited earns 1.5X on all other spending vs 1X

Which Card Is Right for You?

Get the Chase Freedom Unlimited if you:

The Bottom Line

For everyday spending, the Chase Freedom Unlimited earns more with its 1.5X base rate.

Frequently Asked Questions

Which card earns more rewards, the Chase Freedom Unlimited or Marriott Bonvoy Bold Credit Card?: The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 1X), but both cards have different bonus categories where they excel.
Should I get the Chase Freedom Unlimited or the Marriott Bonvoy Bold Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Chase Freedom Unlimited Amex Blue Cash Everyday vs Marriott Bonvoy Bold Amex Green vs Chase Freedom Unlimited Bank Of America Customized Cash vs Chase Freedom Unlimited

Explore More

Chase Freedom Unlimited — Full Review All Chase Cards

Marriott Bonvoy Bold Credit Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards