Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Citi Custom Cash Card vs CitiĀ® Diamond PreferredĀ® Card (2026)
Citi Custom Cash Card vs CitiĀ® Diamond PreferredĀ® Card
Both cards cost $0/yr. The Citi Custom Cash Card is better for dining, while the CitiĀ® Diamond PreferredĀ® Card wins on dining. Here's how they compare.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Citi Custom Cash Card vs CitiĀ® Diamond PreferredĀ® Card
Both cards cost $0/yr. The Citi Custom Cash Card is better for dining, while the CitiĀ® Diamond PreferredĀ® Card wins on dining. Here's how they compare.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Citi Custom Cash Card vs CitiĀ® Diamond PreferredĀ® Card
Both cards cost $0/yr. The Citi Custom Cash Card is better for dining, while the CitiĀ® Diamond PreferredĀ® Card wins on dining. Here's how they compare.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
1X
Live Entertainment
5X
1X
Streaming
5X
2X
Transit
5X
1X
Travel
5X
1X
Entertainment
1X
2X
Everything Else
1X
1X
ā
āCannot manually select bonus category - algorithm chooses based on spend
āOnly one Custom Cash card allowed per person
ā48-month restriction on welcome bonus if you've had one before
āBalance transfer fee applies (typically 5%)
ā3% foreign transaction fee
āNo purchase protection or extended warranty benefits
āLimited value after promotional period ends
āModest rewards compared to dedicated rewards cards
W
Travel
Citi Custom Cash Card earns 5X vs 1X
W
Entertainment
CitiĀ® Diamond PreferredĀ® Card earns 2X vs 1X
Which Card Is Right for You?
Get the Citi Custom Cash Card if you:
+Do most of your spending at grocery stores
1X
Live Entertainment
5X
1X
Streaming
5X
2X
Transit
5X
1X
Travel
5X
1X
Entertainment
1X
2X
Everything Else
1X
1X
ā
āCannot manually select bonus category - algorithm chooses based on spend
āOnly one Custom Cash card allowed per person
ā48-month restriction on welcome bonus if you've had one before
āBalance transfer fee applies (typically 5%)
ā3% foreign transaction fee
āNo purchase protection or extended warranty benefits
āLimited value after promotional period ends
āModest rewards compared to dedicated rewards cards
W
Travel
Citi Custom Cash Card earns 5X vs 1X
W
Entertainment
CitiĀ® Diamond PreferredĀ® Card earns 2X vs 1X
Which Card Is Right for You?
Get the Citi Custom Cash Card if you:
+Do most of your spending at grocery stores
1X
Live Entertainment
5X
1X
Streaming
5X
2X
Transit
5X
1X
Travel
5X
1X
Entertainment
1X
2X
Everything Else
1X
1X
ā
āCannot manually select bonus category - algorithm chooses based on spend
āOnly one Custom Cash card allowed per person
ā48-month restriction on welcome bonus if you've had one before
āBalance transfer fee applies (typically 5%)
ā3% foreign transaction fee
āNo purchase protection or extended warranty benefits
āLimited value after promotional period ends
āModest rewards compared to dedicated rewards cards