Which card earns more rewards, the Citi Double Cash Card or Costco Anywhere Visa Card by Citi?

The Citi Double Cash Card has a higher base earn rate (2X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Citi Double Cash Card or the Costco Anywhere Visa Card by Citi?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Citi Double Cash Card or Costco Anywhere Visa Card by Citi?

The Citi Double Cash Card has a higher base earn rate (2X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Citi Double Cash Card or the Costco Anywhere Visa Card by Citi?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Citi Double Cash Card or Costco Anywhere Visa Card by Citi?

The Citi Double Cash Card has a higher base earn rate (2X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Citi Double Cash Card or the Costco Anywhere Visa Card by Citi?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Citi Double Cash Card vs Costco Anywhere Visa Card by Citi

Both cards cost $0/yr. The Citi Double Cash Card is better for travel, while the Costco Anywhere Visa Card by Citi wins on gas stations costco. Here's how they compare.

Citi Double Cash Card

Citi

Costco Anywhere Visa Card by Citi

Citi

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

—

Earn Rates

Category	Citi Double Cash Card	Costco Anywhere Visa Card by Citi
Gas Stations Costco	2X	5X
Gas Stations	2X	4X
Dining	2X	3X
Travel	2X	3X
Costco Warehouse	2X	2X
Everything Else	2X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+2% flat rate on all purchases with no caps
+No annual fee
+0% intro APR for 18 months on balance transfers
+Simple earning structure - no tracking categories
+Points can combine with other Citi ThankYou cards

+No card annual fee (membership required separately)
+4% cash back on gas (up to $7K annual spend)
+3% cash back on restaurants and travel
+2% cash back at Costco warehouse and Costco.com
+1% on all other purchases

Cons

−3% foreign transaction fee
−Must pay bill to earn second 1% cash back
−No travel insurance or purchase protection
Relatively modest $200 welcome bonus

Category-by-Category Winner

The Costco Anywhere Visa Card by Citi wins in 4 of 5 categories. The Citi Double Cash Card leads in 1.

Gas Stations Costco

Costco Anywhere Visa Card by Citi earns 5X vs 2X

Gas Stations

Costco Anywhere Visa Card by Citi earns 4X vs 2X

Dining

Costco Anywhere Visa Card by Citi earns 3X vs 2X

Travel

Costco Anywhere Visa Card by Citi earns 3X vs 2X

Everyday purchases

Citi Double Cash Card earns 2X on all other spending vs 1X

Which Card Is Right for You?

Get the Citi Double Cash Card if you:

+Prefer a high flat rate across all spending

Get the Costco Anywhere Visa Card by Citi if you:

+Spend $300+/month on restaurants and dining out

Frequently Asked Questions

Which card earns more rewards, the Citi Double Cash Card or Costco Anywhere Visa Card by Citi?: The Citi Double Cash Card has a higher base earn rate (2X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Citi Double Cash Card or the Costco Anywhere Visa Card by Citi?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Citi Double Cash Card — Full Review All Citi Cards

Costco Anywhere Visa Card by Citi — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Citi cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Citi Double Cash Card vs Costco Anywhere Visa Card by Citi

Both cards cost $0/yr. The Citi Double Cash Card is better for travel, while the Costco Anywhere Visa Card by Citi wins on gas stations costco. Here's how they compare.

Citi Double Cash Card

Citi

Costco Anywhere Visa Card by Citi

Citi

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

—

Earn Rates

Category	Citi Double Cash Card	Costco Anywhere Visa Card by Citi
Gas Stations Costco	2X	5X
Gas Stations	2X	4X
Dining	2X	3X
Travel	2X	3X
Costco Warehouse	2X	2X
Everything Else	2X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+2% flat rate on all purchases with no caps
+No annual fee
+0% intro APR for 18 months on balance transfers
+Simple earning structure - no tracking categories
+Points can combine with other Citi ThankYou cards

+No card annual fee (membership required separately)
+4% cash back on gas (up to $7K annual spend)
+3% cash back on restaurants and travel
+2% cash back at Costco warehouse and Costco.com
+1% on all other purchases

Cons

−3% foreign transaction fee
−Must pay bill to earn second 1% cash back
−No travel insurance or purchase protection
Relatively modest $200 welcome bonus

Category-by-Category Winner

The Costco Anywhere Visa Card by Citi wins in 4 of 5 categories. The Citi Double Cash Card leads in 1.

Gas Stations Costco

Costco Anywhere Visa Card by Citi earns 5X vs 2X

Gas Stations

Costco Anywhere Visa Card by Citi earns 4X vs 2X

Dining

Costco Anywhere Visa Card by Citi earns 3X vs 2X

Travel

Costco Anywhere Visa Card by Citi earns 3X vs 2X

Everyday purchases

Citi Double Cash Card earns 2X on all other spending vs 1X

Which Card Is Right for You?

Get the Citi Double Cash Card if you:

+Prefer a high flat rate across all spending

Get the Costco Anywhere Visa Card by Citi if you:

+Spend $300+/month on restaurants and dining out

Frequently Asked Questions

Which card earns more rewards, the Citi Double Cash Card or Costco Anywhere Visa Card by Citi?: The Citi Double Cash Card has a higher base earn rate (2X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Citi Double Cash Card or the Costco Anywhere Visa Card by Citi?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Citi Double Cash Card — Full Review All Citi Cards

Costco Anywhere Visa Card by Citi — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Citi cards

Citi Double Cash Card vs Costco Anywhere Visa Card by Citi

Both cards cost $0/yr. The Citi Double Cash Card is better for travel, while the Costco Anywhere Visa Card by Citi wins on gas stations costco. Here's how they compare.

Citi Double Cash Card

Citi

Costco Anywhere Visa Card by Citi

Citi

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

—

Earn Rates

Category	Citi Double Cash Card	Costco Anywhere Visa Card by Citi
Gas Stations Costco	2X	5X
Gas Stations	2X	4X
Dining	2X	3X
Travel	2X	3X
Costco Warehouse	2X	2X
Everything Else	2X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+2% flat rate on all purchases with no caps
+No annual fee
+0% intro APR for 18 months on balance transfers
+Simple earning structure - no tracking categories
+Points can combine with other Citi ThankYou cards

+No card annual fee (membership required separately)
+4% cash back on gas (up to $7K annual spend)
+3% cash back on restaurants and travel
+2% cash back at Costco warehouse and Costco.com
+1% on all other purchases

Cons

−3% foreign transaction fee
−Must pay bill to earn second 1% cash back
−No travel insurance or purchase protection
Relatively modest $200 welcome bonus

Category-by-Category Winner

The Costco Anywhere Visa Card by Citi wins in 4 of 5 categories. The Citi Double Cash Card leads in 1.

Gas Stations Costco

Costco Anywhere Visa Card by Citi earns 5X vs 2X

Gas Stations

Costco Anywhere Visa Card by Citi earns 4X vs 2X

Dining

Costco Anywhere Visa Card by Citi earns 3X vs 2X

Travel

Costco Anywhere Visa Card by Citi earns 3X vs 2X

Everyday purchases

Citi Double Cash Card earns 2X on all other spending vs 1X

Which Card Is Right for You?

Get the Citi Double Cash Card if you:

+Prefer a high flat rate across all spending

Get the Costco Anywhere Visa Card by Citi if you:

+Spend $300+/month on restaurants and dining out

Frequently Asked Questions

Which card earns more rewards, the Citi Double Cash Card or Costco Anywhere Visa Card by Citi?: The Citi Double Cash Card has a higher base earn rate (2X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Citi Double Cash Card or the Costco Anywhere Visa Card by Citi?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Citi Double Cash Card — Full Review All Citi Cards

Costco Anywhere Visa Card by Citi — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Citi cards