Which card earns more rewards, the Citi Strata Credit Card or U.S. Bank Altitude Connect Visa Signature Card?

Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Citi Strata Credit Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?

The Citi Strata Credit Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.

Should I get the Citi Strata Credit Card or the U.S. Bank Altitude Connect Visa Signature Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Citi Strata Credit Card or U.S. Bank Altitude Connect Visa Signature Card?

Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Citi Strata Credit Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?

The Citi Strata Credit Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.

Should I get the Citi Strata Credit Card or the U.S. Bank Altitude Connect Visa Signature Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Citi Strata Credit Card or U.S. Bank Altitude Connect Visa Signature Card?

Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Citi Strata Credit Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?

The Citi Strata Credit Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.

Should I get the Citi Strata Credit Card or the U.S. Bank Altitude Connect Visa Signature Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Citi Strata Credit Card vs U.S. Bank Altitude Connect Visa Signature Card

Both cards cost $0/yr. The Citi Strata Credit Card is better for travel, while the U.S. Bank Altitude Connect Visa Signature Card wins on prepaid car rental. Here's how they compare.

Citi Strata Credit Card

Citi

U.S. Bank Altitude Connect Visa Signature Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

30,000 Flex point

20,000 Flex point

Earn Rates

Category	Citi Strata Credit Card	U.S. Bank Altitude Connect Visa Signature Card
Gas Stations	3X	4X

Category-by-Category Winner

The Citi Strata Credit Card wins in 8 of 10 categories. The U.S. Bank Altitude Connect Visa Signature Card leads in 2.

Grocery Stores

Citi Strata Credit Card earns 3X vs 2X

Gas Stations

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 3X

Transit

Citi Strata Credit Card earns 3X vs 1X

Rotating Category

Citi Strata Credit Card earns 3X vs 1X

Cosmetic Stores

Citi Strata Credit Card earns 3X vs 1X

Fitness & Gyms

Citi Strata Credit Card earns 3X vs 1X

Live Entertainment

Citi Strata Credit Card earns 3X vs 1X

Pet Shops

Citi Strata Credit Card earns 3X vs 1X

Streaming

Citi Strata Credit Card earns 3X vs 2X

Frequently Asked Questions

Which card earns more rewards, the Citi Strata Credit Card or U.S. Bank Altitude Connect Visa Signature Card?: Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Citi Strata Credit Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?: The Citi Strata Credit Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.
Should I get the Citi Strata Credit Card or the U.S. Bank Altitude Connect Visa Signature Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Citi Strata Amex Green vs Citi Strata Bank Of America Customized Cash vs Citi Strata Bank Of America Unlimited Cash vs Citi Strata

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Citi Strata Credit Card — Full Review All Citi Cards

U.S. Bank Altitude Connect Visa Signature Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Citi cards · U.S. Bank cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Citi Strata Credit Card vs U.S. Bank Altitude Connect Visa Signature Card

Both cards cost $0/yr. The Citi Strata Credit Card is better for travel, while the U.S. Bank Altitude Connect Visa Signature Card wins on prepaid car rental. Here's how they compare.

Citi Strata Credit Card

Citi

U.S. Bank Altitude Connect Visa Signature Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

30,000 Flex point

20,000 Flex point

Earn Rates

Category	Citi Strata Credit Card	U.S. Bank Altitude Connect Visa Signature Card
Gas Stations	3X	4X

Category-by-Category Winner

The Citi Strata Credit Card wins in 8 of 10 categories. The U.S. Bank Altitude Connect Visa Signature Card leads in 2.

Grocery Stores

Citi Strata Credit Card earns 3X vs 2X

Gas Stations

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 3X

Transit

Citi Strata Credit Card earns 3X vs 1X

Rotating Category

Citi Strata Credit Card earns 3X vs 1X

Cosmetic Stores

Citi Strata Credit Card earns 3X vs 1X

Fitness & Gyms

Citi Strata Credit Card earns 3X vs 1X

Live Entertainment

Citi Strata Credit Card earns 3X vs 1X

Pet Shops

Citi Strata Credit Card earns 3X vs 1X

Streaming

Citi Strata Credit Card earns 3X vs 2X

Frequently Asked Questions

Which card earns more rewards, the Citi Strata Credit Card or U.S. Bank Altitude Connect Visa Signature Card?: Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Citi Strata Credit Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?: The Citi Strata Credit Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.
Should I get the Citi Strata Credit Card or the U.S. Bank Altitude Connect Visa Signature Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Citi Strata Amex Green vs Citi Strata Bank Of America Customized Cash vs Citi Strata Bank Of America Unlimited Cash vs Citi Strata

Explore More

Citi Strata Credit Card — Full Review All Citi Cards

U.S. Bank Altitude Connect Visa Signature Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Citi cards · U.S. Bank cards

Citi Strata Credit Card vs U.S. Bank Altitude Connect Visa Signature Card

Both cards cost $0/yr. The Citi Strata Credit Card is better for travel, while the U.S. Bank Altitude Connect Visa Signature Card wins on prepaid car rental. Here's how they compare.

Citi Strata Credit Card

Citi

U.S. Bank Altitude Connect Visa Signature Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

30,000 Flex point

20,000 Flex point

Earn Rates

Category	Citi Strata Credit Card	U.S. Bank Altitude Connect Visa Signature Card
Gas Stations	3X	4X

Category-by-Category Winner

The Citi Strata Credit Card wins in 8 of 10 categories. The U.S. Bank Altitude Connect Visa Signature Card leads in 2.

Grocery Stores

Citi Strata Credit Card earns 3X vs 2X

Gas Stations

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 3X

Transit

Citi Strata Credit Card earns 3X vs 1X

Rotating Category

Citi Strata Credit Card earns 3X vs 1X

Cosmetic Stores

Citi Strata Credit Card earns 3X vs 1X

Fitness & Gyms

Citi Strata Credit Card earns 3X vs 1X

Live Entertainment

Citi Strata Credit Card earns 3X vs 1X

Pet Shops

Citi Strata Credit Card earns 3X vs 1X

Streaming

Citi Strata Credit Card earns 3X vs 2X

Frequently Asked Questions

Which card earns more rewards, the Citi Strata Credit Card or U.S. Bank Altitude Connect Visa Signature Card?: Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Citi Strata Credit Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?: The Citi Strata Credit Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.
Should I get the Citi Strata Credit Card or the U.S. Bank Altitude Connect Visa Signature Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Citi Strata Amex Green vs Citi Strata Bank Of America Customized Cash vs Citi Strata Bank Of America Unlimited Cash vs Citi Strata

Explore More

Citi Strata Credit Card — Full Review All Citi Cards

U.S. Bank Altitude Connect Visa Signature Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Citi cards · U.S. Bank cards

Pros & Cons

Pros

+No annual fee
+30,000 point welcome bonus
+5X points on travel booked via Citi Travel
+3X points on groceries, transit, gas, and Self-Select category
+Self-Select category flexibility (change quarterly)

+5X points on prepaid hotels/cars via U.S. Bank Travel Center
+4X points on travel and gas (up to $1,000/quarter on gas)
+2X points on dining, streaming, and groceries
+No annual fee
+No foreign transaction fees

Cons

−3% foreign transaction fee
−5X rate requires booking through Citi Travel portal
−Self-Select category can only change quarterly
−Lower transfer value compared to premium ThankYou cards

−5X rate requires booking through U.S. Bank portal
−$1,000 quarterly cap on 4X gas rewards
−Grocery/gas bonus excludes big-box stores and warehouse clubs
−Points expire after 12 months of no activity

Pros & Cons

Pros

+No annual fee
+30,000 point welcome bonus
+5X points on travel booked via Citi Travel
+3X points on groceries, transit, gas, and Self-Select category
+Self-Select category flexibility (change quarterly)

+5X points on prepaid hotels/cars via U.S. Bank Travel Center
+4X points on travel and gas (up to $1,000/quarter on gas)
+2X points on dining, streaming, and groceries
+No annual fee
+No foreign transaction fees

Cons

−3% foreign transaction fee
−5X rate requires booking through Citi Travel portal
−Self-Select category can only change quarterly
−Lower transfer value compared to premium ThankYou cards

−5X rate requires booking through U.S. Bank portal
−$1,000 quarterly cap on 4X gas rewards
−Grocery/gas bonus excludes big-box stores and warehouse clubs
−Points expire after 12 months of no activity

Pros & Cons

Pros

+No annual fee
+30,000 point welcome bonus
+5X points on travel booked via Citi Travel
+3X points on groceries, transit, gas, and Self-Select category
+Self-Select category flexibility (change quarterly)

+5X points on prepaid hotels/cars via U.S. Bank Travel Center
+4X points on travel and gas (up to $1,000/quarter on gas)
+2X points on dining, streaming, and groceries
+No annual fee
+No foreign transaction fees

Cons

−3% foreign transaction fee
−5X rate requires booking through Citi Travel portal
−Self-Select category can only change quarterly
−Lower transfer value compared to premium ThankYou cards

−5X rate requires booking through U.S. Bank portal
−$1,000 quarterly cap on 4X gas rewards
−Grocery/gas bonus excludes big-box stores and warehouse clubs
−Points expire after 12 months of no activity

Citi Strata Credit Card vs U.S. Bank Altitude Connect Visa Signature Card

Citi Strata Credit Card

U.S. Bank Altitude Connect Visa Signature Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Frequently Asked Questions

Related Comparisons

Explore More

Citi Strata Credit Card vs U.S. Bank Altitude Connect Visa Signature Card

Citi Strata Credit Card

U.S. Bank Altitude Connect Visa Signature Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Frequently Asked Questions

Related Comparisons

Explore More

Citi Strata Credit Card vs U.S. Bank Altitude Connect Visa Signature Card

Citi Strata Credit Card

U.S. Bank Altitude Connect Visa Signature Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Frequently Asked Questions

Related Comparisons

Explore More

Benefits & Features

Pros & Cons

What You Give Up

Which Card Is Right for You?

Benefits & Features

Pros & Cons

What You Give Up

Which Card Is Right for You?

Benefits & Features

Pros & Cons

What You Give Up

Which Card Is Right for You?