Which card earns more rewards, the Hilton Honors American Express Card or U.S. Bank Altitude Connect Visa Signature Card?

The Hilton Honors American Express Card has a higher base earn rate (3X vs 1X), but both cards have different bonus categories where they excel.

What benefits does the Hilton Honors American Express Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?

The Hilton Honors American Express Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.

Should I get the Hilton Honors American Express Card or the U.S. Bank Altitude Connect Visa Signature Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Hilton Honors American Express Card or U.S. Bank Altitude Connect Visa Signature Card?

The Hilton Honors American Express Card has a higher base earn rate (3X vs 1X), but both cards have different bonus categories where they excel.

What benefits does the Hilton Honors American Express Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?

The Hilton Honors American Express Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.

Should I get the Hilton Honors American Express Card or the U.S. Bank Altitude Connect Visa Signature Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Hilton Honors American Express Card or U.S. Bank Altitude Connect Visa Signature Card?

The Hilton Honors American Express Card has a higher base earn rate (3X vs 1X), but both cards have different bonus categories where they excel.

What benefits does the Hilton Honors American Express Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?

The Hilton Honors American Express Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.

Should I get the Hilton Honors American Express Card or the U.S. Bank Altitude Connect Visa Signature Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Hilton Honors American Express Card vs U.S. Bank Altitude Connect Visa Signature Card

Both cards cost $0/yr. The Hilton Honors American Express Card is better for hilton properties, while the U.S. Bank Altitude Connect Visa Signature Card wins on prepaid car rental. Here's how they compare.

Hilton Honors American Express Card

American Express

U.S. Bank Altitude Connect Visa Signature Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

80,000 Hotel

20,000 Flex point

Earn Rates

Category	Hilton Honors American Express Card	U.S. Bank Altitude Connect Visa Signature Card
Hilton Properties	7X	1X

Category-by-Category Winner

The Hilton Honors American Express Card wins in 7 of 9 categories. The U.S. Bank Altitude Connect Visa Signature Card leads in 2.

Hilton Properties

Hilton Honors American Express Card earns 7X vs 1X

Hilton Hotels Resorts

Hilton Honors American Express Card earns 7X vs 1X

Dining

Hilton Honors American Express Card earns 5X vs 2X

Grocery Stores

Hilton Honors American Express Card earns 5X vs 2X

U.S. Gas Stations

Hilton Honors American Express Card earns 5X vs 1X

Travel

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 3X

Gas Stations

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 3X

Streaming

Hilton Honors American Express Card earns 3X vs 2X

Everyday purchases

The Bottom Line

For everyday spending, the Hilton Honors American Express Card earns more with its 3X base rate.

Frequently Asked Questions

Which card earns more rewards, the Hilton Honors American Express Card or U.S. Bank Altitude Connect Visa Signature Card?: The Hilton Honors American Express Card has a higher base earn rate (3X vs 1X), but both cards have different bonus categories where they excel.
What benefits does the Hilton Honors American Express Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?: The Hilton Honors American Express Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.
Should I get the Hilton Honors American Express Card or the U.S. Bank Altitude Connect Visa Signature Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Preferred vs Hilton Honors Amex Amex Gold vs Hilton Honors Amex Amex Green vs Hilton Honors Amex Bank Of America Customized Cash vs Hilton Honors Amex

Explore More

Hilton Honors American Express Card — Full Review All American Express Cards

U.S. Bank Altitude Connect Visa Signature Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · U.S. Bank cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Hilton Honors American Express Card vs U.S. Bank Altitude Connect Visa Signature Card

Hilton Honors American Express Card

American Express

U.S. Bank Altitude Connect Visa Signature Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

80,000 Hotel

20,000 Flex point

Earn Rates

Category	Hilton Honors American Express Card	U.S. Bank Altitude Connect Visa Signature Card
Hilton Properties	7X	1X

Category-by-Category Winner

The Hilton Honors American Express Card wins in 7 of 9 categories. The U.S. Bank Altitude Connect Visa Signature Card leads in 2.

Hilton Properties

Hilton Honors American Express Card earns 7X vs 1X

Hilton Hotels Resorts

Hilton Honors American Express Card earns 7X vs 1X

Dining

Hilton Honors American Express Card earns 5X vs 2X

Grocery Stores

Hilton Honors American Express Card earns 5X vs 2X

U.S. Gas Stations

Hilton Honors American Express Card earns 5X vs 1X

Travel

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 3X

Gas Stations

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 3X

Streaming

Hilton Honors American Express Card earns 3X vs 2X

Everyday purchases

The Bottom Line

For everyday spending, the Hilton Honors American Express Card earns more with its 3X base rate.

Frequently Asked Questions

Which card earns more rewards, the Hilton Honors American Express Card or U.S. Bank Altitude Connect Visa Signature Card?: The Hilton Honors American Express Card has a higher base earn rate (3X vs 1X), but both cards have different bonus categories where they excel.
What benefits does the Hilton Honors American Express Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?: The Hilton Honors American Express Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.
Should I get the Hilton Honors American Express Card or the U.S. Bank Altitude Connect Visa Signature Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Preferred vs Hilton Honors Amex Amex Gold vs Hilton Honors Amex Amex Green vs Hilton Honors Amex Bank Of America Customized Cash vs Hilton Honors Amex

Explore More

Hilton Honors American Express Card — Full Review All American Express Cards

U.S. Bank Altitude Connect Visa Signature Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · U.S. Bank cards

Hilton Honors American Express Card vs U.S. Bank Altitude Connect Visa Signature Card

Hilton Honors American Express Card

American Express

U.S. Bank Altitude Connect Visa Signature Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

80,000 Hotel

20,000 Flex point

Earn Rates

Category	Hilton Honors American Express Card	U.S. Bank Altitude Connect Visa Signature Card
Hilton Properties	7X	1X

Category-by-Category Winner

The Hilton Honors American Express Card wins in 7 of 9 categories. The U.S. Bank Altitude Connect Visa Signature Card leads in 2.

Hilton Properties

Hilton Honors American Express Card earns 7X vs 1X

Hilton Hotels Resorts

Hilton Honors American Express Card earns 7X vs 1X

Dining

Hilton Honors American Express Card earns 5X vs 2X

Grocery Stores

Hilton Honors American Express Card earns 5X vs 2X

U.S. Gas Stations

Hilton Honors American Express Card earns 5X vs 1X

Travel

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 3X

Gas Stations

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 3X

Streaming

Hilton Honors American Express Card earns 3X vs 2X

Everyday purchases

The Bottom Line

For everyday spending, the Hilton Honors American Express Card earns more with its 3X base rate.

Frequently Asked Questions

Which card earns more rewards, the Hilton Honors American Express Card or U.S. Bank Altitude Connect Visa Signature Card?: The Hilton Honors American Express Card has a higher base earn rate (3X vs 1X), but both cards have different bonus categories where they excel.
What benefits does the Hilton Honors American Express Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?: The Hilton Honors American Express Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.
Should I get the Hilton Honors American Express Card or the U.S. Bank Altitude Connect Visa Signature Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Preferred vs Hilton Honors Amex Amex Gold vs Hilton Honors Amex Amex Green vs Hilton Honors Amex Bank Of America Customized Cash vs Hilton Honors Amex

Explore More

Hilton Honors American Express Card — Full Review All American Express Cards

U.S. Bank Altitude Connect Visa Signature Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · U.S. Bank cards

Pros & Cons

Pros

+No annual fee ever
+Automatic Hilton Silver status with 20% bonus points and late checkout
+Path to Gold status after $20,000 annual spend
+Solid 7X earning at Hilton properties, 5X at restaurants/supermarkets/gas
+No foreign transaction fees

+5X points on prepaid hotels/cars via U.S. Bank Travel Center
+4X points on travel and gas (up to $1,000/quarter on gas)
+2X points on dining, streaming, and groceries
+No annual fee
+No foreign transaction fees

Cons

−Only Silver status (lower than Surpass/Aspire Gold grants)
−Lower earn rates than premium Hilton cards (7X vs 12X at Hilton)
−No annual credits or free night rewards
−Points locked to Hilton with no transfer flexibility
−Amex network less accepted internationally than Visa/Mastercard

−5X rate requires booking through U.S. Bank portal
−$1,000 quarterly cap on 4X gas rewards
−Grocery/gas bonus excludes big-box stores and warehouse clubs
−Points expire after 12 months of no activity

Pros & Cons

Pros

+No annual fee ever
+Automatic Hilton Silver status with 20% bonus points and late checkout
+Path to Gold status after $20,000 annual spend
+Solid 7X earning at Hilton properties, 5X at restaurants/supermarkets/gas
+No foreign transaction fees

+5X points on prepaid hotels/cars via U.S. Bank Travel Center
+4X points on travel and gas (up to $1,000/quarter on gas)
+2X points on dining, streaming, and groceries
+No annual fee
+No foreign transaction fees

Cons

−Only Silver status (lower than Surpass/Aspire Gold grants)
−Lower earn rates than premium Hilton cards (7X vs 12X at Hilton)
−No annual credits or free night rewards
−Points locked to Hilton with no transfer flexibility
−Amex network less accepted internationally than Visa/Mastercard

−5X rate requires booking through U.S. Bank portal
−$1,000 quarterly cap on 4X gas rewards
−Grocery/gas bonus excludes big-box stores and warehouse clubs
−Points expire after 12 months of no activity

Pros & Cons

Pros

+No annual fee ever
+Automatic Hilton Silver status with 20% bonus points and late checkout
+Path to Gold status after $20,000 annual spend
+Solid 7X earning at Hilton properties, 5X at restaurants/supermarkets/gas
+No foreign transaction fees

+5X points on prepaid hotels/cars via U.S. Bank Travel Center
+4X points on travel and gas (up to $1,000/quarter on gas)
+2X points on dining, streaming, and groceries
+No annual fee
+No foreign transaction fees

Cons

−Only Silver status (lower than Surpass/Aspire Gold grants)
−Lower earn rates than premium Hilton cards (7X vs 12X at Hilton)
−No annual credits or free night rewards
−Points locked to Hilton with no transfer flexibility
−Amex network less accepted internationally than Visa/Mastercard

−5X rate requires booking through U.S. Bank portal
−$1,000 quarterly cap on 4X gas rewards
−Grocery/gas bonus excludes big-box stores and warehouse clubs
−Points expire after 12 months of no activity

Hilton Honors American Express Card vs U.S. Bank Altitude Connect Visa Signature Card

Hilton Honors American Express Card

U.S. Bank Altitude Connect Visa Signature Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

The Bottom Line

Frequently Asked Questions

Related Comparisons

Explore More

Hilton Honors American Express Card vs U.S. Bank Altitude Connect Visa Signature Card

Hilton Honors American Express Card

U.S. Bank Altitude Connect Visa Signature Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

The Bottom Line

Frequently Asked Questions

Related Comparisons

Explore More

Hilton Honors American Express Card vs U.S. Bank Altitude Connect Visa Signature Card

Hilton Honors American Express Card

U.S. Bank Altitude Connect Visa Signature Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

The Bottom Line

Frequently Asked Questions

Related Comparisons

Explore More

Benefits & Features

Pros & Cons

What You Give Up

Which Card Is Right for You?

Benefits & Features

Pros & Cons

What You Give Up

Which Card Is Right for You?

Benefits & Features

Pros & Cons

What You Give Up

Which Card Is Right for You?