Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
One Key+ Card vs TD Double Up Credit Card (2026)
Home / Compare / One Key+ Card vs TD Double Up Credit Card One Key+ Card vs TD Double Up Credit Card Both cards cost $0/yr. The One Key+ Card is better for expedia hotels vrbo, while the TD Double Up Credit Card wins on everyday spending. Here's how they compare.
Fees & Welcome Offer Welcome Bonus
25,000 Misc Travel
200 cash
Earn Rates Category One Key+ Card TD Double Up Credit Card Dining 3X 1X Gas Stations 3X 1X Grocery Stores 3X 1X Hotelscom 3X 1X
Pros & Cons Pros
+ $100 annual OneKeyCash renewal credit offsets the $0 annual fee (net positive value)+ Strong 3% earning on dining, groceries, gas, and Expedia Group bookings+ Solid 2% base earning on all other purchases+ No foreign transaction fees+ Automatic Gold status with One Key program+ Unlimited 2% cash back on all purchases with no category restrictions+ No annual fee+ $200 welcome bonus+ 15-month 0% intro APR on balance transfers+ Cell phone protection includedCons
โ OneKeyCash is not redeemable for cash - only usable on Expedia, Hotels.com, and Vrboโ No transfer partners - locked into Expedia Group ecosystem Booking through OTAs means missing out on hotel elite benefits and direct booking perksCategory-by-Category Winner The One Key+ Card wins in 4 of 4 categories. The TD Double Up Credit Card leads in 0.
W Gas Stations
One Key+ Card earns 3X vs 1X
W Grocery Stores
One Key+ Card earns 3X vs 1X
W Dining
One Key+ Card earns 3X vs 1X
W Hotelscom
One Key+ Card earns 3X vs 1X
Which Card Is Right for You? Get the One Key+ Card if you:
+ Spend $300+/month on restaurants and dining out+ Do most of your spending at grocery storesFrequently Asked Questions
Which card earns more rewards, the One Key+ Card or TD Double Up Credit Card? Both cards earn 0X on everyday purchases. The difference is in bonus categories โ check the earn rate comparison above for a full breakdown.
Should I get the One Key+ Card or the TD Double Up Credit Card? Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending โ check the earn rate comparison above. Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Home / Compare / One Key+ Card vs TD Double Up Credit Card One Key+ Card vs TD Double Up Credit Card Both cards cost $0/yr. The One Key+ Card is better for expedia hotels vrbo, while the TD Double Up Credit Card wins on everyday spending. Here's how they compare.
Fees & Welcome Offer Welcome Bonus
25,000 Misc Travel
200 cash
Earn Rates Category One Key+ Card TD Double Up Credit Card Dining 3X 1X Gas Stations 3X 1X Grocery Stores 3X 1X Hotelscom 3X 1X
Pros & Cons Pros
+ $100 annual OneKeyCash renewal credit offsets the $0 annual fee (net positive value)+ Strong 3% earning on dining, groceries, gas, and Expedia Group bookings+ Solid 2% base earning on all other purchases+ No foreign transaction fees+ Automatic Gold status with One Key program+ Unlimited 2% cash back on all purchases with no category restrictions+ No annual fee+ $200 welcome bonus+ 15-month 0% intro APR on balance transfers+ Cell phone protection includedCons
โ OneKeyCash is not redeemable for cash - only usable on Expedia, Hotels.com, and Vrboโ No transfer partners - locked into Expedia Group ecosystem Booking through OTAs means missing out on hotel elite benefits and direct booking perksCategory-by-Category Winner The One Key+ Card wins in 4 of 4 categories. The TD Double Up Credit Card leads in 0.
W Gas Stations
One Key+ Card earns 3X vs 1X
W Grocery Stores
One Key+ Card earns 3X vs 1X
W Dining
One Key+ Card earns 3X vs 1X
W Hotelscom
One Key+ Card earns 3X vs 1X
Which Card Is Right for You? Get the One Key+ Card if you:
+ Spend $300+/month on restaurants and dining out+ Do most of your spending at grocery storesFrequently Asked Questions
Which card earns more rewards, the One Key+ Card or TD Double Up Credit Card? Both cards earn 0X on everyday purchases. The difference is in bonus categories โ check the earn rate comparison above for a full breakdown.
Should I get the One Key+ Card or the TD Double Up Credit Card? Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending โ check the earn rate comparison above. Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Home / Compare / One Key+ Card vs TD Double Up Credit Card One Key+ Card vs TD Double Up Credit Card Both cards cost $0/yr. The One Key+ Card is better for expedia hotels vrbo, while the TD Double Up Credit Card wins on everyday spending. Here's how they compare.
Fees & Welcome Offer Welcome Bonus
25,000 Misc Travel
200 cash
Earn Rates Category One Key+ Card TD Double Up Credit Card Dining 3X 1X Gas Stations 3X 1X Grocery Stores 3X 1X Hotelscom 3X 1X
Pros & Cons Pros
+ $100 annual OneKeyCash renewal credit offsets the $0 annual fee (net positive value)+ Strong 3% earning on dining, groceries, gas, and Expedia Group bookings+ Solid 2% base earning on all other purchases+ No foreign transaction fees+ Automatic Gold status with One Key program+ Unlimited 2% cash back on all purchases with no category restrictions+ No annual fee+ $200 welcome bonus+ 15-month 0% intro APR on balance transfers+ Cell phone protection includedCons
โ OneKeyCash is not redeemable for cash - only usable on Expedia, Hotels.com, and Vrboโ No transfer partners - locked into Expedia Group ecosystem Booking through OTAs means missing out on hotel elite benefits and direct booking perksCategory-by-Category Winner The One Key+ Card wins in 4 of 4 categories. The TD Double Up Credit Card leads in 0.
W Gas Stations
One Key+ Card earns 3X vs 1X
W Grocery Stores
One Key+ Card earns 3X vs 1X
W Dining
One Key+ Card earns 3X vs 1X
W Hotelscom
One Key+ Card earns 3X vs 1X
Which Card Is Right for You? Get the One Key+ Card if you:
+ Spend $300+/month on restaurants and dining out+ Do most of your spending at grocery storesFrequently Asked Questions
Which card earns more rewards, the One Key+ Card or TD Double Up Credit Card? Both cards earn 0X on everyday purchases. The difference is in bonus categories โ check the earn rate comparison above for a full breakdown.
Should I get the One Key+ Card or the TD Double Up Credit Card? Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending โ check the earn rate comparison above. Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
โ
โ No lounge access or premium travel protections
โ Relatively new program with less established value compared to Chase/Amexโ Only available to residents of 16 East Coast statesโ 3% foreign transaction feeโ $1,500 spend requirement for welcome bonus (higher than TD Cash)โ 2,500 points ($25) minimum redemption thresholdโ Regional bank with limited branch footprintโ
โ No lounge access or premium travel protections
โ Relatively new program with less established value compared to Chase/Amexโ Only available to residents of 16 East Coast statesโ 3% foreign transaction feeโ $1,500 spend requirement for welcome bonus (higher than TD Cash)โ 2,500 points ($25) minimum redemption thresholdโ Regional bank with limited branch footprintโ
โ No lounge access or premium travel protections
โ Relatively new program with less established value compared to Chase/Amexโ Only available to residents of 16 East Coast statesโ 3% foreign transaction feeโ $1,500 spend requirement for welcome bonus (higher than TD Cash)โ 2,500 points ($25) minimum redemption thresholdโ Regional bank with limited branch footprint