Which card earns more rewards, the One Key+ Card or U.S. Bank Altitude Connect Visa Signature Card?

The U.S. Bank Altitude Connect Visa Signature Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

What benefits does the One Key+ Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?

The One Key+ Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.

Should I get the One Key+ Card or the U.S. Bank Altitude Connect Visa Signature Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the One Key+ Card or U.S. Bank Altitude Connect Visa Signature Card?

The U.S. Bank Altitude Connect Visa Signature Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

What benefits does the One Key+ Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?

The One Key+ Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.

Should I get the One Key+ Card or the U.S. Bank Altitude Connect Visa Signature Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the One Key+ Card or U.S. Bank Altitude Connect Visa Signature Card?

The U.S. Bank Altitude Connect Visa Signature Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

What benefits does the One Key+ Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?

The One Key+ Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.

Should I get the One Key+ Card or the U.S. Bank Altitude Connect Visa Signature Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

One Key+ Card vs U.S. Bank Altitude Connect Visa Signature Card

Both cards cost $0/yr. The One Key+ Card is better for expedia hotels vrbo, while the U.S. Bank Altitude Connect Visa Signature Card wins on prepaid car rental. Here's how they compare.

No image

One Key+ Card

Wells Fargo

U.S. Bank Altitude Connect Visa Signature Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

25,000 Misc Travel

20,000 Flex point

Earn Rates

Category	One Key+ Card	U.S. Bank Altitude Connect Visa Signature Card
Gas Stations	3X	4X
Travel

Category-by-Category Winner

Both cards win in 3 categories each — it comes down to which categories matter most to you.

Gas Stations

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 3X

Grocery Stores

One Key+ Card earns 3X vs 2X

Dining

One Key+ Card earns 3X vs 2X

Hotelscom

One Key+ Card earns 3X vs 1X

Travel

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 1X

Streaming

U.S. Bank Altitude Connect Visa Signature Card earns 2X vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing One Key+ Card means losing:

-Airport lounge access
-Global Entry credit

Which Card Is Right for You?

Get the U.S. Bank Altitude Connect Visa Signature Card if you:

Frequently Asked Questions

Which card earns more rewards, the One Key+ Card or U.S. Bank Altitude Connect Visa Signature Card?: The U.S. Bank Altitude Connect Visa Signature Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
What benefits does the One Key+ Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?: The One Key+ Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.
Should I get the One Key+ Card or the U.S. Bank Altitude Connect Visa Signature Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

One Key+ Card — Full Review All Wells Fargo Cards

U.S. Bank Altitude Connect Visa Signature Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Wells Fargo cards · U.S. Bank cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

One Key+ Card vs U.S. Bank Altitude Connect Visa Signature Card

Both cards cost $0/yr. The One Key+ Card is better for expedia hotels vrbo, while the U.S. Bank Altitude Connect Visa Signature Card wins on prepaid car rental. Here's how they compare.

No image

One Key+ Card

Wells Fargo

U.S. Bank Altitude Connect Visa Signature Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

25,000 Misc Travel

20,000 Flex point

Earn Rates

Category	One Key+ Card	U.S. Bank Altitude Connect Visa Signature Card
Gas Stations	3X	4X
Travel

Category-by-Category Winner

Both cards win in 3 categories each — it comes down to which categories matter most to you.

Gas Stations

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 3X

Grocery Stores

One Key+ Card earns 3X vs 2X

Dining

One Key+ Card earns 3X vs 2X

Hotelscom

One Key+ Card earns 3X vs 1X

Travel

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 1X

Streaming

U.S. Bank Altitude Connect Visa Signature Card earns 2X vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing One Key+ Card means losing:

-Airport lounge access
-Global Entry credit

Which Card Is Right for You?

Get the U.S. Bank Altitude Connect Visa Signature Card if you:

Frequently Asked Questions

Which card earns more rewards, the One Key+ Card or U.S. Bank Altitude Connect Visa Signature Card?: The U.S. Bank Altitude Connect Visa Signature Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
What benefits does the One Key+ Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?: The One Key+ Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.
Should I get the One Key+ Card or the U.S. Bank Altitude Connect Visa Signature Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

One Key+ Card — Full Review All Wells Fargo Cards

U.S. Bank Altitude Connect Visa Signature Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Wells Fargo cards · U.S. Bank cards

One Key+ Card vs U.S. Bank Altitude Connect Visa Signature Card

Both cards cost $0/yr. The One Key+ Card is better for expedia hotels vrbo, while the U.S. Bank Altitude Connect Visa Signature Card wins on prepaid car rental. Here's how they compare.

No image

One Key+ Card

Wells Fargo

U.S. Bank Altitude Connect Visa Signature Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

25,000 Misc Travel

20,000 Flex point

Earn Rates

Category	One Key+ Card	U.S. Bank Altitude Connect Visa Signature Card
Gas Stations	3X	4X
Travel

Category-by-Category Winner

Both cards win in 3 categories each — it comes down to which categories matter most to you.

Gas Stations

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 3X

Grocery Stores

One Key+ Card earns 3X vs 2X

Dining

One Key+ Card earns 3X vs 2X

Hotelscom

One Key+ Card earns 3X vs 1X

Travel

U.S. Bank Altitude Connect Visa Signature Card earns 4X vs 1X

Streaming

U.S. Bank Altitude Connect Visa Signature Card earns 2X vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing One Key+ Card means losing:

-Airport lounge access
-Global Entry credit

Which Card Is Right for You?

Get the U.S. Bank Altitude Connect Visa Signature Card if you:

Frequently Asked Questions

Which card earns more rewards, the One Key+ Card or U.S. Bank Altitude Connect Visa Signature Card?: The U.S. Bank Altitude Connect Visa Signature Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
What benefits does the One Key+ Card have that the U.S. Bank Altitude Connect Visa Signature Card doesn't?: The One Key+ Card focuses on earn rates, while the U.S. Bank Altitude Connect Visa Signature Card offers lounge access.
Should I get the One Key+ Card or the U.S. Bank Altitude Connect Visa Signature Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

One Key+ Card — Full Review All Wells Fargo Cards

U.S. Bank Altitude Connect Visa Signature Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Wells Fargo cards · U.S. Bank cards

Pros & Cons

Pros

+$100 annual OneKeyCash renewal credit offsets the $0 annual fee (net positive value)
+Strong 3% earning on dining, groceries, gas, and Expedia Group bookings
+Solid 2% base earning on all other purchases
+No foreign transaction fees
+Automatic Gold status with One Key program

+5X points on prepaid hotels/cars via U.S. Bank Travel Center
+4X points on travel and gas (up to $1,000/quarter on gas)
+2X points on dining, streaming, and groceries
+No annual fee
+No foreign transaction fees

Cons

−OneKeyCash is not redeemable for cash - only usable on Expedia, Hotels.com, and Vrbo
−No transfer partners - locked into Expedia Group ecosystem
−Booking through OTAs means missing out on hotel elite benefits and direct booking perks
−No lounge access or premium travel protections
−Relatively new program with less established value compared to Chase/Amex

−5X rate requires booking through U.S. Bank portal
−$1,000 quarterly cap on 4X gas rewards
−Grocery/gas bonus excludes big-box stores and warehouse clubs
−Points expire after 12 months of no activity

Pros & Cons

Pros

+$100 annual OneKeyCash renewal credit offsets the $0 annual fee (net positive value)
+Strong 3% earning on dining, groceries, gas, and Expedia Group bookings
+Solid 2% base earning on all other purchases
+No foreign transaction fees
+Automatic Gold status with One Key program

+5X points on prepaid hotels/cars via U.S. Bank Travel Center
+4X points on travel and gas (up to $1,000/quarter on gas)
+2X points on dining, streaming, and groceries
+No annual fee
+No foreign transaction fees

Cons

−OneKeyCash is not redeemable for cash - only usable on Expedia, Hotels.com, and Vrbo
−No transfer partners - locked into Expedia Group ecosystem
−Booking through OTAs means missing out on hotel elite benefits and direct booking perks
−No lounge access or premium travel protections
−Relatively new program with less established value compared to Chase/Amex

−5X rate requires booking through U.S. Bank portal
−$1,000 quarterly cap on 4X gas rewards
−Grocery/gas bonus excludes big-box stores and warehouse clubs
−Points expire after 12 months of no activity

Pros & Cons

Pros

+$100 annual OneKeyCash renewal credit offsets the $0 annual fee (net positive value)
+Strong 3% earning on dining, groceries, gas, and Expedia Group bookings
+Solid 2% base earning on all other purchases
+No foreign transaction fees
+Automatic Gold status with One Key program

+5X points on prepaid hotels/cars via U.S. Bank Travel Center
+4X points on travel and gas (up to $1,000/quarter on gas)
+2X points on dining, streaming, and groceries
+No annual fee
+No foreign transaction fees

Cons

−OneKeyCash is not redeemable for cash - only usable on Expedia, Hotels.com, and Vrbo
−No transfer partners - locked into Expedia Group ecosystem
−Booking through OTAs means missing out on hotel elite benefits and direct booking perks
−No lounge access or premium travel protections
−Relatively new program with less established value compared to Chase/Amex

−5X rate requires booking through U.S. Bank portal
−$1,000 quarterly cap on 4X gas rewards
−Grocery/gas bonus excludes big-box stores and warehouse clubs
−Points expire after 12 months of no activity

One Key+ Card vs U.S. Bank Altitude Connect Visa Signature Card

One Key+ Card

U.S. Bank Altitude Connect Visa Signature Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

What You Give Up

Which Card Is Right for You?

Frequently Asked Questions

Explore More

One Key+ Card vs U.S. Bank Altitude Connect Visa Signature Card

One Key+ Card

U.S. Bank Altitude Connect Visa Signature Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

What You Give Up

Which Card Is Right for You?

Frequently Asked Questions

Explore More

One Key+ Card vs U.S. Bank Altitude Connect Visa Signature Card

One Key+ Card

U.S. Bank Altitude Connect Visa Signature Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

What You Give Up

Which Card Is Right for You?

Frequently Asked Questions

Explore More

Benefits & Features

Pros & Cons

Benefits & Features

Pros & Cons

Benefits & Features

Pros & Cons