Which card earns more rewards, the One Key+ Card or U.S. Bank Altitude Go Visa Signature Card?

The U.S. Bank Altitude Go Visa Signature Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the One Key+ Card or the U.S. Bank Altitude Go Visa Signature Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the One Key+ Card or U.S. Bank Altitude Go Visa Signature Card?

The U.S. Bank Altitude Go Visa Signature Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the One Key+ Card or the U.S. Bank Altitude Go Visa Signature Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the One Key+ Card or U.S. Bank Altitude Go Visa Signature Card?

The U.S. Bank Altitude Go Visa Signature Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the One Key+ Card or the U.S. Bank Altitude Go Visa Signature Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

One Key+ Card vs U.S. Bank Altitude Go Visa Signature Card

Both cards cost $0/yr. The One Key+ Card is better for expedia hotels vrbo, while the U.S. Bank Altitude Go Visa Signature Card wins on dining. Here's how they compare.

No image

One Key+ Card

Wells Fargo

U.S. Bank Altitude Go Visa Signature Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

25,000 Misc Travel

20,000 Flex point

Earn Rates

Category	One Key+ Card	U.S. Bank Altitude Go Visa Signature Card
Dining	3X	4X
Gas Stations	3X	2X
Grocery Stores	3X	2X
Hotelscom	3X	1X
Streaming	1X	2X
Everything Else	1X	1X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+$100 annual OneKeyCash renewal credit offsets the $0 annual fee (net positive value)
+Strong 3% earning on dining, groceries, gas, and Expedia Group bookings
+Solid 2% base earning on all other purchases
+No foreign transaction fees
+Automatic Gold status with One Key program

+4X points on dining up to $2,000 per quarter
+2X points on groceries, gas/EV charging, and streaming
+No annual fee
+20,000 point welcome bonus
+0% intro APR for 15 months

Cons

−OneKeyCash is not redeemable for cash - only usable on Expedia, Hotels.com, and Vrbo
−No transfer partners - locked into Expedia Group ecosystem
Booking through OTAs means missing out on hotel elite benefits and direct booking perks

Category-by-Category Winner

The One Key+ Card wins in 3 of 5 categories. The U.S. Bank Altitude Go Visa Signature Card leads in 2.

Gas Stations

One Key+ Card earns 3X vs 2X

Grocery Stores

One Key+ Card earns 3X vs 2X

Dining

U.S. Bank Altitude Go Visa Signature Card earns 4X vs 3X

Hotelscom

One Key+ Card earns 3X vs 1X

Streaming

U.S. Bank Altitude Go Visa Signature Card earns 2X vs 1X

Frequently Asked Questions

Which card earns more rewards, the One Key+ Card or U.S. Bank Altitude Go Visa Signature Card?: The U.S. Bank Altitude Go Visa Signature Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the One Key+ Card or the U.S. Bank Altitude Go Visa Signature Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

One Key+ Card — Full Review All Wells Fargo Cards

U.S. Bank Altitude Go Visa Signature Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Wells Fargo cards · U.S. Bank cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

One Key+ Card vs U.S. Bank Altitude Go Visa Signature Card

Both cards cost $0/yr. The One Key+ Card is better for expedia hotels vrbo, while the U.S. Bank Altitude Go Visa Signature Card wins on dining. Here's how they compare.

No image

One Key+ Card

Wells Fargo

U.S. Bank Altitude Go Visa Signature Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

25,000 Misc Travel

20,000 Flex point

Earn Rates

Category	One Key+ Card	U.S. Bank Altitude Go Visa Signature Card
Dining	3X	4X
Gas Stations	3X	2X
Grocery Stores	3X	2X
Hotelscom	3X	1X
Streaming	1X	2X
Everything Else	1X	1X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+$100 annual OneKeyCash renewal credit offsets the $0 annual fee (net positive value)
+Strong 3% earning on dining, groceries, gas, and Expedia Group bookings
+Solid 2% base earning on all other purchases
+No foreign transaction fees
+Automatic Gold status with One Key program

+4X points on dining up to $2,000 per quarter
+2X points on groceries, gas/EV charging, and streaming
+No annual fee
+20,000 point welcome bonus
+0% intro APR for 15 months

Cons

−OneKeyCash is not redeemable for cash - only usable on Expedia, Hotels.com, and Vrbo
−No transfer partners - locked into Expedia Group ecosystem
Booking through OTAs means missing out on hotel elite benefits and direct booking perks

Category-by-Category Winner

The One Key+ Card wins in 3 of 5 categories. The U.S. Bank Altitude Go Visa Signature Card leads in 2.

Gas Stations

One Key+ Card earns 3X vs 2X

Grocery Stores

One Key+ Card earns 3X vs 2X

Dining

U.S. Bank Altitude Go Visa Signature Card earns 4X vs 3X

Hotelscom

One Key+ Card earns 3X vs 1X

Streaming

U.S. Bank Altitude Go Visa Signature Card earns 2X vs 1X

Frequently Asked Questions

Which card earns more rewards, the One Key+ Card or U.S. Bank Altitude Go Visa Signature Card?: The U.S. Bank Altitude Go Visa Signature Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the One Key+ Card or the U.S. Bank Altitude Go Visa Signature Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

One Key+ Card — Full Review All Wells Fargo Cards

U.S. Bank Altitude Go Visa Signature Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Wells Fargo cards · U.S. Bank cards

One Key+ Card vs U.S. Bank Altitude Go Visa Signature Card

Both cards cost $0/yr. The One Key+ Card is better for expedia hotels vrbo, while the U.S. Bank Altitude Go Visa Signature Card wins on dining. Here's how they compare.

No image

One Key+ Card

Wells Fargo

U.S. Bank Altitude Go Visa Signature Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

25,000 Misc Travel

20,000 Flex point

Earn Rates

Category	One Key+ Card	U.S. Bank Altitude Go Visa Signature Card
Dining	3X	4X
Gas Stations	3X	2X
Grocery Stores	3X	2X
Hotelscom	3X	1X
Streaming	1X	2X
Everything Else	1X	1X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+$100 annual OneKeyCash renewal credit offsets the $0 annual fee (net positive value)
+Strong 3% earning on dining, groceries, gas, and Expedia Group bookings
+Solid 2% base earning on all other purchases
+No foreign transaction fees
+Automatic Gold status with One Key program

+4X points on dining up to $2,000 per quarter
+2X points on groceries, gas/EV charging, and streaming
+No annual fee
+20,000 point welcome bonus
+0% intro APR for 15 months

Cons

−OneKeyCash is not redeemable for cash - only usable on Expedia, Hotels.com, and Vrbo
−No transfer partners - locked into Expedia Group ecosystem
Booking through OTAs means missing out on hotel elite benefits and direct booking perks

Category-by-Category Winner

The One Key+ Card wins in 3 of 5 categories. The U.S. Bank Altitude Go Visa Signature Card leads in 2.

Gas Stations

One Key+ Card earns 3X vs 2X

Grocery Stores

One Key+ Card earns 3X vs 2X

Dining

U.S. Bank Altitude Go Visa Signature Card earns 4X vs 3X

Hotelscom

One Key+ Card earns 3X vs 1X

Streaming

U.S. Bank Altitude Go Visa Signature Card earns 2X vs 1X

Frequently Asked Questions

Which card earns more rewards, the One Key+ Card or U.S. Bank Altitude Go Visa Signature Card?: The U.S. Bank Altitude Go Visa Signature Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the One Key+ Card or the U.S. Bank Altitude Go Visa Signature Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

One Key+ Card — Full Review All Wells Fargo Cards

U.S. Bank Altitude Go Visa Signature Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Wells Fargo cards · U.S. Bank cards