Rakuten American Express Card vs Verizon Visa Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Rakuten American Express Card

First Electronic Bank

No image

Verizon Visa Card

Synchrony

Annual Fee

Welcome Bonus

50 points

—

Base Earn Rate

—

Top Earn Categories

4X Rakuten Purchases

2X Dining

2X Grocery Stores

4X Verizon Purchases

4X Grocery Stores

4X Gas Stations

4X Dining

Network

AMEX

VISA

Key Benefits

None

Pros

—

+No annual fee
+Strong 4% back on Verizon, grocery, gas, and dining
+Solid 2% base rate on all other purchases
+Verizon Dollars automatically apply as bill credit (1:1 value)
+$100 welcome bonus after $500 spend in 2 months

Cons

—

−Rewards locked to Verizon ecosystem (bill, devices, accessories only)
−3% foreign transaction fee
−No value if you leave Verizon
−4% on Verizon purchases excludes bill payments
−Requires good/excellent credit

Explore More

Rakuten American Express Card — Full Review All First Electronic Bank Cards

Verizon Visa Card — Full Review All Synchrony Cards

Browse all comparisons →Browse all card categories →

Rakuten American Express Card vs Verizon Visa Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Rakuten American Express Card

First Electronic Bank

No image

Verizon Visa Card

Synchrony

Annual Fee

Welcome Bonus

50 points

—

Base Earn Rate

—

Top Earn Categories

4X Rakuten Purchases

2X Dining

2X Grocery Stores

4X Verizon Purchases

4X Grocery Stores

4X Gas Stations

4X Dining

Network

AMEX

VISA

Key Benefits

None

Pros

—

+No annual fee
+Strong 4% back on Verizon, grocery, gas, and dining
+Solid 2% base rate on all other purchases
+Verizon Dollars automatically apply as bill credit (1:1 value)
+$100 welcome bonus after $500 spend in 2 months

Cons

—

−Rewards locked to Verizon ecosystem (bill, devices, accessories only)
−3% foreign transaction fee
−No value if you leave Verizon
−4% on Verizon purchases excludes bill payments
−Requires good/excellent credit

Explore More

Rakuten American Express Card — Full Review All First Electronic Bank Cards

Verizon Visa Card — Full Review All Synchrony Cards

Browse all comparisons →Browse all card categories →

Rakuten American Express Card vs Verizon Visa Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Rakuten American Express Card

First Electronic Bank

No image

Verizon Visa Card

Synchrony

Annual Fee

Welcome Bonus

50 points

—

Base Earn Rate

—

Top Earn Categories

4X Rakuten Purchases

2X Dining

2X Grocery Stores

4X Verizon Purchases

4X Grocery Stores

4X Gas Stations

4X Dining

Network

AMEX

VISA

Key Benefits

None

Pros

—

+No annual fee
+Strong 4% back on Verizon, grocery, gas, and dining
+Solid 2% base rate on all other purchases
+Verizon Dollars automatically apply as bill credit (1:1 value)
+$100 welcome bonus after $500 spend in 2 months

Cons

—

−Rewards locked to Verizon ecosystem (bill, devices, accessories only)
−3% foreign transaction fee
−No value if you leave Verizon
−4% on Verizon purchases excludes bill payments
−Requires good/excellent credit

Explore More

Rakuten American Express Card — Full Review All First Electronic Bank Cards

Verizon Visa Card — Full Review All Synchrony Cards

Browse all comparisons →Browse all card categories →