Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
TD Double Up Credit Card vs Wells Fargo Autograph Visa Credit ...
Home / Compare / TD Double Up Credit Card vs Wells Fargo Autograph Visa Credit Card TD Double Up Credit Card vs Wells Fargo Autograph Visa Credit Card Both cards cost $0/yr. The TD Double Up Credit Card is better for everyday spending, while the Wells Fargo Autograph Visa Credit Card wins on travel. Here's how they compare.
Fees & Welcome Offer Welcome Bonus
200 cash
20,000 Flex point
Earn Rates Category TD Double Up Credit Card Wells Fargo Autograph Visa Credit Card Dining 1X 3X Gas Stations 1X 3X Phone Bills 1X 3X Streaming 1X 3X Telecom 1X 3X Tolls 1X 3X
Pros & Cons Pros
+ Unlimited 2% cash back on all purchases with no category restrictions+ No annual fee+ $200 welcome bonus+ 15-month 0% intro APR on balance transfers+ Cell phone protection included+ 3X points on 6 popular categories: dining, travel, gas, transit, streaming, phone bills+ No annual fee with transferable points (rare combination)+ 1:1 transfers to 8 airline partners including British Airways, JetBlue, and Virgin Atlantic+ No spending caps on bonus categories+ No foreign transaction feesCons
โ Only available to residents of 16 East Coast statesโ 3% foreign transaction feeโ $1,500 spend requirement for welcome bonus (higher than TD Cash)Category-by-Category Winner The Wells Fargo Autograph Visa Credit Card wins in 8 of 8 categories. The TD Double Up Credit Card leads in 0.
W Travel
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Gas Stations
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Transit
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Streaming
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Phone Bills
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Dining
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Telecom
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Tolls
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
Which Card Is Right for You? Get the Wells Fargo Autograph Visa Credit Card if you:
Frequently Asked Questions
Which card earns more rewards, the TD Double Up Credit Card or Wells Fargo Autograph Visa Credit Card? The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the TD Double Up Credit Card or the Wells Fargo Autograph Visa Credit Card? Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending โ check the earn rate comparison above. Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Home / Compare / TD Double Up Credit Card vs Wells Fargo Autograph Visa Credit Card TD Double Up Credit Card vs Wells Fargo Autograph Visa Credit Card Both cards cost $0/yr. The TD Double Up Credit Card is better for everyday spending, while the Wells Fargo Autograph Visa Credit Card wins on travel. Here's how they compare.
Fees & Welcome Offer Welcome Bonus
200 cash
20,000 Flex point
Earn Rates Category TD Double Up Credit Card Wells Fargo Autograph Visa Credit Card Dining 1X 3X Gas Stations 1X 3X Phone Bills 1X 3X Streaming 1X 3X Telecom 1X 3X Tolls 1X 3X
Pros & Cons Pros
+ Unlimited 2% cash back on all purchases with no category restrictions+ No annual fee+ $200 welcome bonus+ 15-month 0% intro APR on balance transfers+ Cell phone protection included+ 3X points on 6 popular categories: dining, travel, gas, transit, streaming, phone bills+ No annual fee with transferable points (rare combination)+ 1:1 transfers to 8 airline partners including British Airways, JetBlue, and Virgin Atlantic+ No spending caps on bonus categories+ No foreign transaction feesCons
โ Only available to residents of 16 East Coast statesโ 3% foreign transaction feeโ $1,500 spend requirement for welcome bonus (higher than TD Cash)Category-by-Category Winner The Wells Fargo Autograph Visa Credit Card wins in 8 of 8 categories. The TD Double Up Credit Card leads in 0.
W Travel
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Gas Stations
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Transit
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Streaming
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Phone Bills
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Dining
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Telecom
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Tolls
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
Which Card Is Right for You? Get the Wells Fargo Autograph Visa Credit Card if you:
Frequently Asked Questions
Which card earns more rewards, the TD Double Up Credit Card or Wells Fargo Autograph Visa Credit Card? The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the TD Double Up Credit Card or the Wells Fargo Autograph Visa Credit Card? Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending โ check the earn rate comparison above. Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Home / Compare / TD Double Up Credit Card vs Wells Fargo Autograph Visa Credit Card TD Double Up Credit Card vs Wells Fargo Autograph Visa Credit Card Both cards cost $0/yr. The TD Double Up Credit Card is better for everyday spending, while the Wells Fargo Autograph Visa Credit Card wins on travel. Here's how they compare.
Fees & Welcome Offer Welcome Bonus
200 cash
20,000 Flex point
Earn Rates Category TD Double Up Credit Card Wells Fargo Autograph Visa Credit Card Dining 1X 3X Gas Stations 1X 3X Phone Bills 1X 3X Streaming 1X 3X Telecom 1X 3X Tolls 1X 3X
Pros & Cons Pros
+ Unlimited 2% cash back on all purchases with no category restrictions+ No annual fee+ $200 welcome bonus+ 15-month 0% intro APR on balance transfers+ Cell phone protection included+ 3X points on 6 popular categories: dining, travel, gas, transit, streaming, phone bills+ No annual fee with transferable points (rare combination)+ 1:1 transfers to 8 airline partners including British Airways, JetBlue, and Virgin Atlantic+ No spending caps on bonus categories+ No foreign transaction feesCons
โ Only available to residents of 16 East Coast statesโ 3% foreign transaction feeโ $1,500 spend requirement for welcome bonus (higher than TD Cash)Category-by-Category Winner The Wells Fargo Autograph Visa Credit Card wins in 8 of 8 categories. The TD Double Up Credit Card leads in 0.
W Travel
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Gas Stations
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Transit
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Streaming
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Phone Bills
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Dining
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Telecom
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
W Tolls
Wells Fargo Autograph Visa Credit Card earns 3X vs 1X
Which Card Is Right for You? Get the Wells Fargo Autograph Visa Credit Card if you:
Frequently Asked Questions
Which card earns more rewards, the TD Double Up Credit Card or Wells Fargo Autograph Visa Credit Card? The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the TD Double Up Credit Card or the Wells Fargo Autograph Visa Credit Card? Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending โ check the earn rate comparison above. Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
โ 2,500 points ($25) minimum redemption threshold
โ Regional bank with limited branch footprintโ Only 1X on groceries and general shoppingโ Welcome bonus of 20,000 points ($200 value) is modestโ Limited hotel transfer options (only Choice Privileges at 1:2 ratio)โ No premium travel benefits like lounge access or travel insuranceโ Penalty APR of 29.99% for late payments+ Spend $300+/month on restaurants and dining out
โ 2,500 points ($25) minimum redemption threshold
โ Regional bank with limited branch footprintโ Only 1X on groceries and general shoppingโ Welcome bonus of 20,000 points ($200 value) is modestโ Limited hotel transfer options (only Choice Privileges at 1:2 ratio)โ No premium travel benefits like lounge access or travel insuranceโ Penalty APR of 29.99% for late payments+ Spend $300+/month on restaurants and dining out
โ 2,500 points ($25) minimum redemption threshold
โ Regional bank with limited branch footprintโ Only 1X on groceries and general shoppingโ Welcome bonus of 20,000 points ($200 value) is modestโ Limited hotel transfer options (only Choice Privileges at 1:2 ratio)โ No premium travel benefits like lounge access or travel insuranceโ Penalty APR of 29.99% for late payments+ Spend $300+/month on restaurants and dining out