Which card earns more rewards, the Verizon Visa Card or Williams Sonoma Key Rewards Visa?

The Williams Sonoma Key Rewards Visa has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Verizon Visa Card or the Williams Sonoma Key Rewards Visa?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Verizon Visa Card or Williams Sonoma Key Rewards Visa?

The Williams Sonoma Key Rewards Visa has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Verizon Visa Card or the Williams Sonoma Key Rewards Visa?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Verizon Visa Card or Williams Sonoma Key Rewards Visa?

The Williams Sonoma Key Rewards Visa has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Verizon Visa Card or the Williams Sonoma Key Rewards Visa?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Verizon Visa Card vs Williams Sonoma Key Rewards Visa

Both cards cost $0/yr. The Verizon Visa Card is better for verizon purchases, while the Williams Sonoma Key Rewards Visa wins on mark and graham. Here's how they compare.

No image

Verizon Visa Card

Synchrony

Williams Sonoma Key Rewards Visa

Capital One

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	Verizon Visa Card	Williams Sonoma Key Rewards Visa
Mark And Graham	1X	5X
Pottery Barn	1X	5X
West Elm	1X	5X
Williams Sonoma	1X	5X
Dining	4X	4X
Gas Stations	4X	1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+Strong 4% back on Verizon, grocery, gas, and dining
+Solid 2% base rate on all other purchases
+Verizon Dollars automatically apply as bill credit (1:1 value)
+$100 welcome bonus after $500 spend in 2 months

—

Cons

−Rewards locked to Verizon ecosystem (bill, devices, accessories only)
−3% foreign transaction fee
−No value if you leave Verizon
−4% on Verizon purchases excludes bill payments
−Requires good/excellent credit

—

Category-by-Category Winner

The Williams Sonoma Key Rewards Visa wins in 4 of 6 categories. The Verizon Visa Card leads in 2.

Verizon Purchases

Verizon Visa Card earns 4X vs 1X

Gas Stations

Verizon Visa Card earns 4X vs 1X

Mark And Graham

Williams Sonoma Key Rewards Visa earns 5X vs 1X

Pottery Barn

Williams Sonoma Key Rewards Visa earns 5X vs 1X

West Elm

Williams Sonoma Key Rewards Visa earns 5X vs 1X

Williams Sonoma

Williams Sonoma Key Rewards Visa earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Verizon Visa Card or Williams Sonoma Key Rewards Visa?: The Williams Sonoma Key Rewards Visa has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Verizon Visa Card or the Williams Sonoma Key Rewards Visa?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Verizon Visa Card — Full Review All Synchrony Cards

Williams Sonoma Key Rewards Visa — Full Review All Capital One Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Synchrony cards · Capital One cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Verizon Visa Card vs Williams Sonoma Key Rewards Visa

Both cards cost $0/yr. The Verizon Visa Card is better for verizon purchases, while the Williams Sonoma Key Rewards Visa wins on mark and graham. Here's how they compare.

No image

Verizon Visa Card

Synchrony

Williams Sonoma Key Rewards Visa

Capital One

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	Verizon Visa Card	Williams Sonoma Key Rewards Visa
Mark And Graham	1X	5X
Pottery Barn	1X	5X
West Elm	1X	5X
Williams Sonoma	1X	5X
Dining	4X	4X
Gas Stations	4X	1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+Strong 4% back on Verizon, grocery, gas, and dining
+Solid 2% base rate on all other purchases
+Verizon Dollars automatically apply as bill credit (1:1 value)
+$100 welcome bonus after $500 spend in 2 months

—

Cons

−Rewards locked to Verizon ecosystem (bill, devices, accessories only)
−3% foreign transaction fee
−No value if you leave Verizon
−4% on Verizon purchases excludes bill payments
−Requires good/excellent credit

—

Category-by-Category Winner

The Williams Sonoma Key Rewards Visa wins in 4 of 6 categories. The Verizon Visa Card leads in 2.

Verizon Purchases

Verizon Visa Card earns 4X vs 1X

Gas Stations

Verizon Visa Card earns 4X vs 1X

Mark And Graham

Williams Sonoma Key Rewards Visa earns 5X vs 1X

Pottery Barn

Williams Sonoma Key Rewards Visa earns 5X vs 1X

West Elm

Williams Sonoma Key Rewards Visa earns 5X vs 1X

Williams Sonoma

Williams Sonoma Key Rewards Visa earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Verizon Visa Card or Williams Sonoma Key Rewards Visa?: The Williams Sonoma Key Rewards Visa has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Verizon Visa Card or the Williams Sonoma Key Rewards Visa?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Verizon Visa Card — Full Review All Synchrony Cards

Williams Sonoma Key Rewards Visa — Full Review All Capital One Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Synchrony cards · Capital One cards

Verizon Visa Card vs Williams Sonoma Key Rewards Visa

Both cards cost $0/yr. The Verizon Visa Card is better for verizon purchases, while the Williams Sonoma Key Rewards Visa wins on mark and graham. Here's how they compare.

No image

Verizon Visa Card

Synchrony

Williams Sonoma Key Rewards Visa

Capital One

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	Verizon Visa Card	Williams Sonoma Key Rewards Visa
Mark And Graham	1X	5X
Pottery Barn	1X	5X
West Elm	1X	5X
Williams Sonoma	1X	5X
Dining	4X	4X
Gas Stations	4X	1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+Strong 4% back on Verizon, grocery, gas, and dining
+Solid 2% base rate on all other purchases
+Verizon Dollars automatically apply as bill credit (1:1 value)
+$100 welcome bonus after $500 spend in 2 months

—

Cons

−Rewards locked to Verizon ecosystem (bill, devices, accessories only)
−3% foreign transaction fee
−No value if you leave Verizon
−4% on Verizon purchases excludes bill payments
−Requires good/excellent credit

—

Category-by-Category Winner

The Williams Sonoma Key Rewards Visa wins in 4 of 6 categories. The Verizon Visa Card leads in 2.

Verizon Purchases

Verizon Visa Card earns 4X vs 1X

Gas Stations

Verizon Visa Card earns 4X vs 1X

Mark And Graham

Williams Sonoma Key Rewards Visa earns 5X vs 1X

Pottery Barn

Williams Sonoma Key Rewards Visa earns 5X vs 1X

West Elm

Williams Sonoma Key Rewards Visa earns 5X vs 1X

Williams Sonoma

Williams Sonoma Key Rewards Visa earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Verizon Visa Card or Williams Sonoma Key Rewards Visa?: The Williams Sonoma Key Rewards Visa has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Verizon Visa Card or the Williams Sonoma Key Rewards Visa?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Verizon Visa Card — Full Review All Synchrony Cards

Williams Sonoma Key Rewards Visa — Full Review All Capital One Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Synchrony cards · Capital One cards