Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Wells Fargo Autograph Visa Credit Card vs Wells Fargo Reflect ...
Wells Fargo Autograph Visa Credit Card vs Wells Fargo Reflect Card
Both cards cost $0/yr. The Wells Fargo Autograph Visa Credit Card is better for travel, while the Wells Fargo Reflect Card wins on everyday spending. Here's how they compare.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Wells Fargo Autograph Visa Credit Card vs Wells Fargo Reflect Card
Both cards cost $0/yr. The Wells Fargo Autograph Visa Credit Card is better for travel, while the Wells Fargo Reflect Card wins on everyday spending. Here's how they compare.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Wells Fargo Autograph Visa Credit Card vs Wells Fargo Reflect Card
Both cards cost $0/yr. The Wells Fargo Autograph Visa Credit Card is better for travel, while the Wells Fargo Reflect Card wins on everyday spending. Here's how they compare.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Transit
3X
1X
Travel
3X
1X
Everything Else
1X
1X
−Limited hotel transfer options (only Choice Privileges at 1:2 ratio)
−No premium travel benefits like lounge access or travel insurance
−Penalty APR of 29.99% for late payments
−Earns no rewards on purchases
−3% foreign transaction fee
−5% balance transfer fee (minimum $5)
−Must make on-time payments to extend intro APR from 21 to 24 months
−Limited value after intro APR period ends
+Spend $300+/month on restaurants and dining out
Transit
3X
1X
Travel
3X
1X
Everything Else
1X
1X
−Limited hotel transfer options (only Choice Privileges at 1:2 ratio)
−No premium travel benefits like lounge access or travel insurance
−Penalty APR of 29.99% for late payments
−Earns no rewards on purchases
−3% foreign transaction fee
−5% balance transfer fee (minimum $5)
−Must make on-time payments to extend intro APR from 21 to 24 months
−Limited value after intro APR period ends
+Spend $300+/month on restaurants and dining out
Transit
3X
1X
Travel
3X
1X
Everything Else
1X
1X
−Limited hotel transfer options (only Choice Privileges at 1:2 ratio)
−No premium travel benefits like lounge access or travel insurance
−Penalty APR of 29.99% for late payments
−Earns no rewards on purchases
−3% foreign transaction fee
−5% balance transfer fee (minimum $5)
−Must make on-time payments to extend intro APR from 21 to 24 months
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