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Unlimited 1.5% cash back on every purchase with $0 annual fee
Earn unlimited 1.5% cash back on all purchases with no categories to track, no annual fee, and a 15-month 0% intro APR on purchases. Redeem as statement credits or at Amazon.com checkout.
$0
Annual Fee
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
2.7%
Network
Amex Standard
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Good to Excellent
Benefits & Perks
Combined Protection Value
$1,300
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Extends manufacturer warranties by an additional year for eligible items purchased with your card.
Program & Transfers
Reviews & Analysis
The Cash Magnet delivers a simple 1.5% flat rate with no category tracking, falling between the 2% offered by Citi Double Cash and Wells Fargo Active Cash, and the 1% base rate on many category-bonus cards. Its 15-month 0% intro APR and Amex protections add value beyond the raw earn rate.
Details & Terms
| Purchase APR | 18.74%–29.74% (Variable) |
| Foreign Transaction Fee | 2.7% |
| Authorized User Fee | $0 |
Media & Resources
Unlimited 1.5% cash back on every purchase with $0 annual fee
Earn unlimited 1.5% cash back on all purchases with no categories to track, no annual fee, and a 15-month 0% intro APR on purchases. Redeem as statement credits or at Amazon.com checkout.
$0
Annual Fee
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
2.7%
Network
Amex Standard
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Good to Excellent
Benefits & Perks
Combined Protection Value
$1,300
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Extends manufacturer warranties by an additional year for eligible items purchased with your card.
Program & Transfers
Reviews & Analysis
The Cash Magnet delivers a simple 1.5% flat rate with no category tracking, falling between the 2% offered by Citi Double Cash and Wells Fargo Active Cash, and the 1% base rate on many category-bonus cards. Its 15-month 0% intro APR and Amex protections add value beyond the raw earn rate.
Details & Terms
| Purchase APR | 18.74%–29.74% (Variable) |
| Foreign Transaction Fee | 2.7% |
| Authorized User Fee | $0 |
Media & Resources
Unlimited 1.5% cash back on every purchase with $0 annual fee
Earn unlimited 1.5% cash back on all purchases with no categories to track, no annual fee, and a 15-month 0% intro APR on purchases. Redeem as statement credits or at Amazon.com checkout.
$0
Annual Fee
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
2.7%
Network
Amex Standard
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Good to Excellent
Benefits & Perks
Combined Protection Value
$1,300
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Extends manufacturer warranties by an additional year for eligible items purchased with your card.
Program & Transfers
Reviews & Analysis
The Cash Magnet delivers a simple 1.5% flat rate with no category tracking, falling between the 2% offered by Citi Double Cash and Wells Fargo Active Cash, and the 1% base rate on many category-bonus cards. Its 15-month 0% intro APR and Amex protections add value beyond the raw earn rate.
Details & Terms
| Purchase APR | 18.74%–29.74% (Variable) |
| Foreign Transaction Fee | 2.7% |
| Authorized User Fee | $0 |
Media & Resources
Secondary coverage for loss and damage to rental cars when you pay with your card and decline the rental company's insurance.
Protection against theft or damage to eligible items purchased with your card for up to 90 days.
Get reimbursed if a merchant refuses to accept your return within their return period, up to $300 per item.
Access your FICO Score and Experian credit report with personalized alerts through MyCredit Guide.
TPG review calling the Cash Magnet one of the easiest cards to understand with its flat 1.5% earning rate. Analysis of the card's simplicity versus category-bonus alternatives and its position within the Amex consumer card lineup.
CNBC Select review covering the Cash Magnet's 1.5% unlimited cash back, $200 statement credit welcome offer, and how it compares to other no-annual-fee cash back cards in the market.
U.S. News review analyzing the Cash Magnet's simple rewards structure, 0% intro APR advantage, and how to maximize the $200 welcome bonus. Compares to Chase Freedom Unlimited and Wells Fargo Active Cash as alternatives.
Comprehensive review covering the Cash Magnet's 1.5% flat-rate rewards, no annual fee, 15-month intro APR, and how to maximize earnings with Amex Offers and authorized users. Includes comparison to Blue Cash Everyday and Chase Freedom Unlimited.
WalletHub editor review with 4.8/5 rating highlighting the Cash Magnet's balance transfer intro APR, $200 bonus offer, and 1.5% unlimited rewards. Includes comparison table against Citi Double Cash and Chase Freedom Unlimited, plus 98 user reviews.
Credit Karma's analysis of the Cash Magnet as a straightforward cash back option with unlimited 1.5% rewards, no annual fee, and intro APR offer. Discusses how Reward Dollars work and redemption through statement credits.
Kudos review evaluating whether the Cash Magnet's flat 1.5% rate remains competitive against newer 2% flat-rate cards, with analysis of the card's Amex ecosystem benefits and protection features.
LendingTree review highlighting the Cash Magnet's unlimited flat-rate cash back, $0 annual fee, and dual intro offers on both new purchases and balance transfers. Examines the card's position for simplicity-focused cardholders.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
Secondary coverage for loss and damage to rental cars when you pay with your card and decline the rental company's insurance.
Protection against theft or damage to eligible items purchased with your card for up to 90 days.
Get reimbursed if a merchant refuses to accept your return within their return period, up to $300 per item.
Access your FICO Score and Experian credit report with personalized alerts through MyCredit Guide.
TPG review calling the Cash Magnet one of the easiest cards to understand with its flat 1.5% earning rate. Analysis of the card's simplicity versus category-bonus alternatives and its position within the Amex consumer card lineup.
CNBC Select review covering the Cash Magnet's 1.5% unlimited cash back, $200 statement credit welcome offer, and how it compares to other no-annual-fee cash back cards in the market.
U.S. News review analyzing the Cash Magnet's simple rewards structure, 0% intro APR advantage, and how to maximize the $200 welcome bonus. Compares to Chase Freedom Unlimited and Wells Fargo Active Cash as alternatives.
Comprehensive review covering the Cash Magnet's 1.5% flat-rate rewards, no annual fee, 15-month intro APR, and how to maximize earnings with Amex Offers and authorized users. Includes comparison to Blue Cash Everyday and Chase Freedom Unlimited.
WalletHub editor review with 4.8/5 rating highlighting the Cash Magnet's balance transfer intro APR, $200 bonus offer, and 1.5% unlimited rewards. Includes comparison table against Citi Double Cash and Chase Freedom Unlimited, plus 98 user reviews.
Credit Karma's analysis of the Cash Magnet as a straightforward cash back option with unlimited 1.5% rewards, no annual fee, and intro APR offer. Discusses how Reward Dollars work and redemption through statement credits.
Kudos review evaluating whether the Cash Magnet's flat 1.5% rate remains competitive against newer 2% flat-rate cards, with analysis of the card's Amex ecosystem benefits and protection features.
LendingTree review highlighting the Cash Magnet's unlimited flat-rate cash back, $0 annual fee, and dual intro offers on both new purchases and balance transfers. Examines the card's position for simplicity-focused cardholders.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
Secondary coverage for loss and damage to rental cars when you pay with your card and decline the rental company's insurance.
Protection against theft or damage to eligible items purchased with your card for up to 90 days.
Get reimbursed if a merchant refuses to accept your return within their return period, up to $300 per item.
Access your FICO Score and Experian credit report with personalized alerts through MyCredit Guide.
TPG review calling the Cash Magnet one of the easiest cards to understand with its flat 1.5% earning rate. Analysis of the card's simplicity versus category-bonus alternatives and its position within the Amex consumer card lineup.
CNBC Select review covering the Cash Magnet's 1.5% unlimited cash back, $200 statement credit welcome offer, and how it compares to other no-annual-fee cash back cards in the market.
U.S. News review analyzing the Cash Magnet's simple rewards structure, 0% intro APR advantage, and how to maximize the $200 welcome bonus. Compares to Chase Freedom Unlimited and Wells Fargo Active Cash as alternatives.
Comprehensive review covering the Cash Magnet's 1.5% flat-rate rewards, no annual fee, 15-month intro APR, and how to maximize earnings with Amex Offers and authorized users. Includes comparison to Blue Cash Everyday and Chase Freedom Unlimited.
WalletHub editor review with 4.8/5 rating highlighting the Cash Magnet's balance transfer intro APR, $200 bonus offer, and 1.5% unlimited rewards. Includes comparison table against Citi Double Cash and Chase Freedom Unlimited, plus 98 user reviews.
Credit Karma's analysis of the Cash Magnet as a straightforward cash back option with unlimited 1.5% rewards, no annual fee, and intro APR offer. Discusses how Reward Dollars work and redemption through statement credits.
Kudos review evaluating whether the Cash Magnet's flat 1.5% rate remains competitive against newer 2% flat-rate cards, with analysis of the card's Amex ecosystem benefits and protection features.
LendingTree review highlighting the Cash Magnet's unlimited flat-rate cash back, $0 annual fee, and dual intro offers on both new purchases and balance transfers. Examines the card's position for simplicity-focused cardholders.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
