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Earn up to 5% points back at Bass Pro Shops for $0 annual fee
The Bass Pro Shops CLUB Card charges no annual fee and earns 2-5% back at Bass Pro Shops and Cabela's depending on tier, plus 1% everywhere else. With no annual cost, promotional financing from 0-6.99% APR for 6-48 months on in-store purchases, and points that never expire, this card is straightforward for outdoor enthusiasts who shop regularly at Bass Pro retailers.
$0
Annual Fee
5X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
CLUB Points (Bass Pro Shops & Cabela's)
Credit Required
Good to Excellent
5X
5% back at Bass Pro Shops and Cabela's with Black status ($25,000 annual spend)
3X
3% back at Bass Pro Shops and Cabela's with Silver status ($10,000 annual spend)
2X
2% back at Bass Pro Shops, Cabela's, Mack's Prairie Wings, and participating White River Marine Group dealers (Classic tier)
Earn 2 CLUB Points per dollar at Bass Pro Shops, Cabela's, Mack's Prairie Wings, and participating White River Marine Group dealers on the Classic tier starting immediately.
Spend $2,000 annually on outdoor gear: earn 4,000 points (worth $40 in merchandise redemptions)
Automatically upgrade to Silver tier when you spend $10K per year at Bass Pro Shops and Cabela's. Earn 3 CLUB Points per dollar (3% value) at these retailers.
Spend $15,000 annually: earn 450 points (3% × $15K) worth $4.50
Reach Black tier with $25K+ annual spending at Bass Pro Shops and Cabela's. Earn 5 CLUB Points per dollar — the card's highest earn rate for heavy outdoor shoppers.
Spend $30,000 annually: earn 1,500 points (5% × $30K) worth $15 in merchandise
Earn 1 CLUB Point per dollar on purchases everywhere else Mastercard is accepted. No category limits or caps — consistent earning outside Bass Pro and Cabela's.
Spend $1,000 monthly elsewhere ($12,000/yr): earn 12,000 points (worth $120 in merchandise)
Benefits & Perks
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| WalletHub | 3.2/5 | ||
| Forbes Advisor | 1.2/5 |
With a $0 annual fee, the Bass Pro Shops CLUB Card rewards outdoor enthusiasts with 2-5% back at Bass Pro Shops and Cabela's (depending on tier) and 1% everywhere else. Includes promotional financing (0-6.99% for 6-48 months) and CLUB member pricing benefits.
Details & Terms
| Rule | Details |
|---|---|
| Capital One 2-app/30-day limit | |
| Capital One 5-card limit | |
| Capital One past due restriction |
| Purchase APR | 19.49%–30.49% (Variable) |
| Cash Advance APR | 30.49% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Earn up to 5% points back at Bass Pro Shops for $0 annual fee
The Bass Pro Shops CLUB Card charges no annual fee and earns 2-5% back at Bass Pro Shops and Cabela's depending on tier, plus 1% everywhere else. With no annual cost, promotional financing from 0-6.99% APR for 6-48 months on in-store purchases, and points that never expire, this card is straightforward for outdoor enthusiasts who shop regularly at Bass Pro retailers.
$0
Annual Fee
5X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
CLUB Points (Bass Pro Shops & Cabela's)
Credit Required
Good to Excellent
5X
5% back at Bass Pro Shops and Cabela's with Black status ($25,000 annual spend)
3X
3% back at Bass Pro Shops and Cabela's with Silver status ($10,000 annual spend)
2X
2% back at Bass Pro Shops, Cabela's, Mack's Prairie Wings, and participating White River Marine Group dealers (Classic tier)
Earn 2 CLUB Points per dollar at Bass Pro Shops, Cabela's, Mack's Prairie Wings, and participating White River Marine Group dealers on the Classic tier starting immediately.
Spend $2,000 annually on outdoor gear: earn 4,000 points (worth $40 in merchandise redemptions)
Automatically upgrade to Silver tier when you spend $10K per year at Bass Pro Shops and Cabela's. Earn 3 CLUB Points per dollar (3% value) at these retailers.
Spend $15,000 annually: earn 450 points (3% × $15K) worth $4.50
Reach Black tier with $25K+ annual spending at Bass Pro Shops and Cabela's. Earn 5 CLUB Points per dollar — the card's highest earn rate for heavy outdoor shoppers.
Spend $30,000 annually: earn 1,500 points (5% × $30K) worth $15 in merchandise
Earn 1 CLUB Point per dollar on purchases everywhere else Mastercard is accepted. No category limits or caps — consistent earning outside Bass Pro and Cabela's.
Spend $1,000 monthly elsewhere ($12,000/yr): earn 12,000 points (worth $120 in merchandise)
Benefits & Perks
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| WalletHub | 3.2/5 | ||
| Forbes Advisor | 1.2/5 |
With a $0 annual fee, the Bass Pro Shops CLUB Card rewards outdoor enthusiasts with 2-5% back at Bass Pro Shops and Cabela's (depending on tier) and 1% everywhere else. Includes promotional financing (0-6.99% for 6-48 months) and CLUB member pricing benefits.
Details & Terms
| Rule | Details |
|---|---|
| Capital One 2-app/30-day limit | |
| Capital One 5-card limit | |
| Capital One past due restriction |
| Purchase APR | 19.49%–30.49% (Variable) |
| Cash Advance APR | 30.49% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Earn up to 5% points back at Bass Pro Shops for $0 annual fee
The Bass Pro Shops CLUB Card charges no annual fee and earns 2-5% back at Bass Pro Shops and Cabela's depending on tier, plus 1% everywhere else. With no annual cost, promotional financing from 0-6.99% APR for 6-48 months on in-store purchases, and points that never expire, this card is straightforward for outdoor enthusiasts who shop regularly at Bass Pro retailers.
$0
Annual Fee
5X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
CLUB Points (Bass Pro Shops & Cabela's)
Credit Required
Good to Excellent
5X
5% back at Bass Pro Shops and Cabela's with Black status ($25,000 annual spend)
3X
3% back at Bass Pro Shops and Cabela's with Silver status ($10,000 annual spend)
2X
2% back at Bass Pro Shops, Cabela's, Mack's Prairie Wings, and participating White River Marine Group dealers (Classic tier)
Earn 2 CLUB Points per dollar at Bass Pro Shops, Cabela's, Mack's Prairie Wings, and participating White River Marine Group dealers on the Classic tier starting immediately.
Spend $2,000 annually on outdoor gear: earn 4,000 points (worth $40 in merchandise redemptions)
Automatically upgrade to Silver tier when you spend $10K per year at Bass Pro Shops and Cabela's. Earn 3 CLUB Points per dollar (3% value) at these retailers.
Spend $15,000 annually: earn 450 points (3% × $15K) worth $4.50
Reach Black tier with $25K+ annual spending at Bass Pro Shops and Cabela's. Earn 5 CLUB Points per dollar — the card's highest earn rate for heavy outdoor shoppers.
Spend $30,000 annually: earn 1,500 points (5% × $30K) worth $15 in merchandise
Earn 1 CLUB Point per dollar on purchases everywhere else Mastercard is accepted. No category limits or caps — consistent earning outside Bass Pro and Cabela's.
Spend $1,000 monthly elsewhere ($12,000/yr): earn 12,000 points (worth $120 in merchandise)
Benefits & Perks
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| WalletHub | 3.2/5 | ||
| Forbes Advisor | 1.2/5 |
With a $0 annual fee, the Bass Pro Shops CLUB Card rewards outdoor enthusiasts with 2-5% back at Bass Pro Shops and Cabela's (depending on tier) and 1% everywhere else. Includes promotional financing (0-6.99% for 6-48 months) and CLUB member pricing benefits.
Details & Terms
| Rule | Details |
|---|---|
| Capital One 2-app/30-day limit | |
| Capital One 5-card limit | |
| Capital One past due restriction |
| Purchase APR | 19.49%–30.49% (Variable) |
| Cash Advance APR | 30.49% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Complimentary HealthLock membership to monitor and protect your medical identity and data.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$90
Annual Fee
-$0
Net Annual Value
+$90
Bass Pro Shops' own CLUB Card landing page highlighting member benefits, CLUB rewards program integration, exclusive perks for cardholders, and how to apply.
Capital One's official product page for the Bass Pro Shops CLUB Card with complete information on rates, fees, full terms and conditions, and benefits details.
Comprehensive analysis of the Bass Pro CLUB rewards program structure, earning mechanics, redemption options, and value calculations for different shopper profiles.
NerdWallet's educational guide highlighting key features and earning potential for both the Cabela's and Bass Pro Shops co-branded credit cards, with practical tips for maximizing rewards.
CreditCards.com's review of the Cabela's CLUB card, the identical twin issuer version of the Bass Pro Shops CLUB Card, covering benefits, earning structure, and cardholder considerations.
Forbes Advisor's comprehensive review of the Bass Pro Shops CLUB Card covering earning rates, annual fee, rewards structure, and value proposition for frequent Bass Pro Shops shoppers.
WalletHub's user-reviewed profile of the Bass Pro Shops CLUB Card with 400+ community ratings, real cardholder feedback on benefits, application process, and practical experience with rewards redemption.
Active Reddit discussion from r/CreditCards community debating the value proposition of Bass Pro Shops CLUB card for frequent and occasional shoppers, with pros/cons from real cardholders.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
Complimentary HealthLock membership to monitor and protect your medical identity and data.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$90
Annual Fee
-$0
Net Annual Value
+$90
Bass Pro Shops' own CLUB Card landing page highlighting member benefits, CLUB rewards program integration, exclusive perks for cardholders, and how to apply.
Capital One's official product page for the Bass Pro Shops CLUB Card with complete information on rates, fees, full terms and conditions, and benefits details.
Comprehensive analysis of the Bass Pro CLUB rewards program structure, earning mechanics, redemption options, and value calculations for different shopper profiles.
NerdWallet's educational guide highlighting key features and earning potential for both the Cabela's and Bass Pro Shops co-branded credit cards, with practical tips for maximizing rewards.
CreditCards.com's review of the Cabela's CLUB card, the identical twin issuer version of the Bass Pro Shops CLUB Card, covering benefits, earning structure, and cardholder considerations.
Forbes Advisor's comprehensive review of the Bass Pro Shops CLUB Card covering earning rates, annual fee, rewards structure, and value proposition for frequent Bass Pro Shops shoppers.
WalletHub's user-reviewed profile of the Bass Pro Shops CLUB Card with 400+ community ratings, real cardholder feedback on benefits, application process, and practical experience with rewards redemption.
Active Reddit discussion from r/CreditCards community debating the value proposition of Bass Pro Shops CLUB card for frequent and occasional shoppers, with pros/cons from real cardholders.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
Complimentary HealthLock membership to monitor and protect your medical identity and data.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$90
Annual Fee
-$0
Net Annual Value
+$90
Bass Pro Shops' own CLUB Card landing page highlighting member benefits, CLUB rewards program integration, exclusive perks for cardholders, and how to apply.
Capital One's official product page for the Bass Pro Shops CLUB Card with complete information on rates, fees, full terms and conditions, and benefits details.
Comprehensive analysis of the Bass Pro CLUB rewards program structure, earning mechanics, redemption options, and value calculations for different shopper profiles.
NerdWallet's educational guide highlighting key features and earning potential for both the Cabela's and Bass Pro Shops co-branded credit cards, with practical tips for maximizing rewards.
CreditCards.com's review of the Cabela's CLUB card, the identical twin issuer version of the Bass Pro Shops CLUB Card, covering benefits, earning structure, and cardholder considerations.
Forbes Advisor's comprehensive review of the Bass Pro Shops CLUB Card covering earning rates, annual fee, rewards structure, and value proposition for frequent Bass Pro Shops shoppers.
WalletHub's user-reviewed profile of the Bass Pro Shops CLUB Card with 400+ community ratings, real cardholder feedback on benefits, application process, and practical experience with rewards redemption.
Active Reddit discussion from r/CreditCards community debating the value proposition of Bass Pro Shops CLUB card for frequent and occasional shoppers, with pros/cons from real cardholders.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
