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$0 Annual Fee Hotel Card with Automatic Gold Status
Earn 13x points on Best Western stays and 2x on everything else with no annual fee. Get automatic Gold Elite status for 10% bonus points, early check-in, late checkout, and 500 bonus points per stay. The 40,000-point welcome bonus can cover up to 5 free nights.
$0
Annual Fee
40,000
points · Welcome Bonus
13X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
Best Western Rewards
Point Valuation
0.6–0.8 cpp (mid: 0.8)
Credit Required
Good to Excellent
40,000
points
$1,000
Spend Required
3 months
Time Period
Meet the $1,000 spend requirement in your first 3 billing cycles and earn 40,000 Best Western Rewards points. Free nights start at just 8,000 points, so your bonus can stretch to 5 nights at participating properties.
Benefits & Perks
Combined Protection Value
$100
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Program & Transfers
Stay more, unlock more.
Best Western Rewards is a hotel loyalty program designed to reward paid stays and partner activity with points-based value. The program includes 5 status tiers that provide incremental benefits as activity grows. Members can earn through qualifying spend or travel activity and redeem for rewards tied to program terms and availability.
Reviews & Analysis
No-annual-fee hotel card with automatic Gold status and 13x on Best Western stays. Best for budget travelers who stay 3-5 nights per year at Best Western properties. The 40,000-point welcome bonus equals up to 5 free nights starting at 8,000 points.
Details & Terms
| Purchase APR | 20.74%–29.99% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
No, Best Western Rewards points never expire as long as your account remains active (at least one transaction every 24 months). Account activity can include any stay, credit card transaction, or online partner purchase.
Free night redemptions start as low as 8,000 points at budget properties and go up to 35,000-40,000 points for premium properties. Most standard Best Western hotels redeem in the 10,000-20,000 point range. There are no blackout dates.

$0 Annual Fee Hotel Card with Automatic Gold Status
Earn 13x points on Best Western stays and 2x on everything else with no annual fee. Get automatic Gold Elite status for 10% bonus points, early check-in, late checkout, and 500 bonus points per stay. The 40,000-point welcome bonus can cover up to 5 free nights.
$0
Annual Fee
40,000
points · Welcome Bonus
13X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
Best Western Rewards
Point Valuation
0.6–0.8 cpp (mid: 0.8)
Credit Required
Good to Excellent
40,000
points
$1,000
Spend Required
3 months
Time Period
Meet the $1,000 spend requirement in your first 3 billing cycles and earn 40,000 Best Western Rewards points. Free nights start at just 8,000 points, so your bonus can stretch to 5 nights at participating properties.
Benefits & Perks
Combined Protection Value
$100
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Program & Transfers
Stay more, unlock more.
Best Western Rewards is a hotel loyalty program designed to reward paid stays and partner activity with points-based value. The program includes 5 status tiers that provide incremental benefits as activity grows. Members can earn through qualifying spend or travel activity and redeem for rewards tied to program terms and availability.
Reviews & Analysis
No-annual-fee hotel card with automatic Gold status and 13x on Best Western stays. Best for budget travelers who stay 3-5 nights per year at Best Western properties. The 40,000-point welcome bonus equals up to 5 free nights starting at 8,000 points.
Details & Terms
| Purchase APR | 20.74%–29.99% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
No, Best Western Rewards points never expire as long as your account remains active (at least one transaction every 24 months). Account activity can include any stay, credit card transaction, or online partner purchase.
Free night redemptions start as low as 8,000 points at budget properties and go up to 35,000-40,000 points for premium properties. Most standard Best Western hotels redeem in the 10,000-20,000 point range. There are no blackout dates.

$0 Annual Fee Hotel Card with Automatic Gold Status
Earn 13x points on Best Western stays and 2x on everything else with no annual fee. Get automatic Gold Elite status for 10% bonus points, early check-in, late checkout, and 500 bonus points per stay. The 40,000-point welcome bonus can cover up to 5 free nights.
$0
Annual Fee
40,000
points · Welcome Bonus
13X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
Best Western Rewards
Point Valuation
0.6–0.8 cpp (mid: 0.8)
Credit Required
Good to Excellent
40,000
points
$1,000
Spend Required
3 months
Time Period
Meet the $1,000 spend requirement in your first 3 billing cycles and earn 40,000 Best Western Rewards points. Free nights start at just 8,000 points, so your bonus can stretch to 5 nights at participating properties.
Benefits & Perks
Combined Protection Value
$100
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Program & Transfers
Stay more, unlock more.
Best Western Rewards is a hotel loyalty program designed to reward paid stays and partner activity with points-based value. The program includes 5 status tiers that provide incremental benefits as activity grows. Members can earn through qualifying spend or travel activity and redeem for rewards tied to program terms and availability.
Reviews & Analysis
No-annual-fee hotel card with automatic Gold status and 13x on Best Western stays. Best for budget travelers who stay 3-5 nights per year at Best Western properties. The 40,000-point welcome bonus equals up to 5 free nights starting at 8,000 points.
Details & Terms
| Purchase APR | 20.74%–29.99% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
No, Best Western Rewards points never expire as long as your account remains active (at least one transaction every 24 months). Account activity can include any stay, credit card transaction, or online partner purchase.
Free night redemptions start as low as 8,000 points at budget properties and go up to 35,000-40,000 points for premium properties. Most standard Best Western hotels redeem in the 10,000-20,000 point range. There are no blackout dates.
Free FICO® Score
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Complimentary HealthLock membership to monitor and protect your medical identity and data.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Best Western Plus London Kensington | 28,000–32,000 | — | — | — |
| Best Western Premier Collection - San Francisco Bay | 18,000–22,000 | — | — | — |
| Best Western Plus Denver International Airport | 12,000–15,000 | — | — | — |
| Sadie (Best Western Luxury Collection) - Nashville | 22,000–26,000 | — | — | — |
| Best Western Plus Berlin | 24,000–28,000 | — | — | — |
| VOCO - Edinburgh (Best Western Collection) | 26,000–30,000 | — | — | — |
| Best Western Saville Hotel - London | 30,000–35,000 | — | — | — |
| Best Western Plus Canyonlands Inn | 10,000–12,000 | — | — | — |
| Best Western Plus Amsterdam | 26,000–30,000 | — | — | — |
| WorldHotels Collection - Paris Le Marais | 28,000–32,000 | — | — | — |
| Best Western Plus Biltmore - Phoenix | 14,000–16,000 | — | — | — |
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Status Match (called Status Match No Catch) allows you to instantly match your elite status from another hotel loyalty program (Marriott, IHG, Hyatt, etc.) to Best Western without meeting any additional requirements. There is no required spending or number of nights to maintain your matched status that year.
You can reach Gold status with just 5 qualifying nights in a calendar year. Free night awards count toward status qualification, so using points strategically (at smaller properties) can help you reach mid-tier benefits faster than competitors' programs.
Best Western does not have transfer partners like Marriott or Chase UR. However, it has airline and car rental partnerships where you can earn bonus miles/points on stays (250-800 points per stay with airlines like United, Southwest, Aeromexico). These are earning opportunities, not value exchange transfers.
Best Western offers two co-branded credit cards (Visa and Mastercard) with signup bonuses around 25,000-50,000 points. No annual fee versions are available, making it low-risk for earning points. Value depends on frequency of Best Western stays and willingness to use other redemption partners.
Yes, Best Western allows you to book award nights for family, friends, or companions. There are no restrictions on the name on the reservation differing from the account holder.
Pay with Points allows you to use points toward the cost of a room night at participating hotels (minimum 5,000 points required). This is useful when you're short of a full free night or want to supplement a cash booking. The points used are converted at roughly your CPP value.
Download the free BW To Go app to book stays, earn points, and manage reservations. Mobile bookings count toward elite status. You can also use the app for mobile check-in and key access at participating properties.
Most benefits (bonus points, late checkout, early check-in) are consistent, but some depend on property type and participation level. Budget brands (SureStay) offer fewer perks than upscale brands (Sadie, WorldHotels Collection). Always verify benefits at booking.
NerdWallet review covering the no-annual-fee card with Gold status, anniversary bonus points, and Best Western Rewards program overview.
Forbes Advisor's comprehensive guide to the Best Western Rewards program, covering earning, redemption, status tiers, and the associated credit cards.
NerdWallet coverage of the Best Western card relaunch with Mercury Financial, detailing the updated earn rates, benefits, and the transition from Mastercard to Visa Signature.
Comprehensive review covering earn rates, benefits, transfer partners, and FAQs. Rates card 3.6/5 and notes low points value (~0.6 cpp) and limited non-BW benefits as drawbacks.
CNET's take on whether the Best Western Rewards Mastercard is worth it for frequent Best Western guests, covering earn rates and status benefits.
Analysis of the relaunched Best Western credit cards after the transition from FNBO to Mercury Financial/First Bank & Trust, covering the new Visa Signature versions.
Best Western Rewards Mastercard ranked #3 Best Travel & Hotel Credit Card (2023), #2 Best Hotel Credit Card (2022), and #5 (2021) in USA TODAY 10BEST Readers' Choice Awards.
WalletHub rating of 3.2/5 with 160 user reviews averaging 3.8/5. Includes detailed fee breakdown, rewards comparison, and Q&A section covering approval odds, credit limits, and point redemption.
Bankrate guide covering Best Western Rewards program perks including how to earn and redeem points for free hotel stays and airline miles.
U.S. News guide to Best Western Rewards membership tiers, covering benefits at each level from Blue through Diamond Select.


| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
Free FICO® Score
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Complimentary HealthLock membership to monitor and protect your medical identity and data.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Best Western Plus London Kensington | 28,000–32,000 | — | — | — |
| Best Western Premier Collection - San Francisco Bay | 18,000–22,000 | — | — | — |
| Best Western Plus Denver International Airport | 12,000–15,000 | — | — | — |
| Sadie (Best Western Luxury Collection) - Nashville | 22,000–26,000 | — | — | — |
| Best Western Plus Berlin | 24,000–28,000 | — | — | — |
| VOCO - Edinburgh (Best Western Collection) | 26,000–30,000 | — | — | — |
| Best Western Saville Hotel - London | 30,000–35,000 | — | — | — |
| Best Western Plus Canyonlands Inn | 10,000–12,000 | — | — | — |
| Best Western Plus Amsterdam | 26,000–30,000 | — | — | — |
| WorldHotels Collection - Paris Le Marais | 28,000–32,000 | — | — | — |
| Best Western Plus Biltmore - Phoenix | 14,000–16,000 | — | — | — |
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Status Match (called Status Match No Catch) allows you to instantly match your elite status from another hotel loyalty program (Marriott, IHG, Hyatt, etc.) to Best Western without meeting any additional requirements. There is no required spending or number of nights to maintain your matched status that year.
You can reach Gold status with just 5 qualifying nights in a calendar year. Free night awards count toward status qualification, so using points strategically (at smaller properties) can help you reach mid-tier benefits faster than competitors' programs.
Best Western does not have transfer partners like Marriott or Chase UR. However, it has airline and car rental partnerships where you can earn bonus miles/points on stays (250-800 points per stay with airlines like United, Southwest, Aeromexico). These are earning opportunities, not value exchange transfers.
Best Western offers two co-branded credit cards (Visa and Mastercard) with signup bonuses around 25,000-50,000 points. No annual fee versions are available, making it low-risk for earning points. Value depends on frequency of Best Western stays and willingness to use other redemption partners.
Yes, Best Western allows you to book award nights for family, friends, or companions. There are no restrictions on the name on the reservation differing from the account holder.
Pay with Points allows you to use points toward the cost of a room night at participating hotels (minimum 5,000 points required). This is useful when you're short of a full free night or want to supplement a cash booking. The points used are converted at roughly your CPP value.
Download the free BW To Go app to book stays, earn points, and manage reservations. Mobile bookings count toward elite status. You can also use the app for mobile check-in and key access at participating properties.
Most benefits (bonus points, late checkout, early check-in) are consistent, but some depend on property type and participation level. Budget brands (SureStay) offer fewer perks than upscale brands (Sadie, WorldHotels Collection). Always verify benefits at booking.
NerdWallet review covering the no-annual-fee card with Gold status, anniversary bonus points, and Best Western Rewards program overview.
Forbes Advisor's comprehensive guide to the Best Western Rewards program, covering earning, redemption, status tiers, and the associated credit cards.
NerdWallet coverage of the Best Western card relaunch with Mercury Financial, detailing the updated earn rates, benefits, and the transition from Mastercard to Visa Signature.
Comprehensive review covering earn rates, benefits, transfer partners, and FAQs. Rates card 3.6/5 and notes low points value (~0.6 cpp) and limited non-BW benefits as drawbacks.
CNET's take on whether the Best Western Rewards Mastercard is worth it for frequent Best Western guests, covering earn rates and status benefits.
Analysis of the relaunched Best Western credit cards after the transition from FNBO to Mercury Financial/First Bank & Trust, covering the new Visa Signature versions.
Best Western Rewards Mastercard ranked #3 Best Travel & Hotel Credit Card (2023), #2 Best Hotel Credit Card (2022), and #5 (2021) in USA TODAY 10BEST Readers' Choice Awards.
WalletHub rating of 3.2/5 with 160 user reviews averaging 3.8/5. Includes detailed fee breakdown, rewards comparison, and Q&A section covering approval odds, credit limits, and point redemption.
Bankrate guide covering Best Western Rewards program perks including how to earn and redeem points for free hotel stays and airline miles.
U.S. News guide to Best Western Rewards membership tiers, covering benefits at each level from Blue through Diamond Select.


| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
Free FICO® Score
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Complimentary HealthLock membership to monitor and protect your medical identity and data.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Best Western Plus London Kensington | 28,000–32,000 | — | — | — |
| Best Western Premier Collection - San Francisco Bay | 18,000–22,000 | — | — | — |
| Best Western Plus Denver International Airport | 12,000–15,000 | — | — | — |
| Sadie (Best Western Luxury Collection) - Nashville | 22,000–26,000 | — | — | — |
| Best Western Plus Berlin | 24,000–28,000 | — | — | — |
| VOCO - Edinburgh (Best Western Collection) | 26,000–30,000 | — | — | — |
| Best Western Saville Hotel - London | 30,000–35,000 | — | — | — |
| Best Western Plus Canyonlands Inn | 10,000–12,000 | — | — | — |
| Best Western Plus Amsterdam | 26,000–30,000 | — | — | — |
| WorldHotels Collection - Paris Le Marais | 28,000–32,000 | — | — | — |
| Best Western Plus Biltmore - Phoenix | 14,000–16,000 | — | — | — |
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Status Match (called Status Match No Catch) allows you to instantly match your elite status from another hotel loyalty program (Marriott, IHG, Hyatt, etc.) to Best Western without meeting any additional requirements. There is no required spending or number of nights to maintain your matched status that year.
You can reach Gold status with just 5 qualifying nights in a calendar year. Free night awards count toward status qualification, so using points strategically (at smaller properties) can help you reach mid-tier benefits faster than competitors' programs.
Best Western does not have transfer partners like Marriott or Chase UR. However, it has airline and car rental partnerships where you can earn bonus miles/points on stays (250-800 points per stay with airlines like United, Southwest, Aeromexico). These are earning opportunities, not value exchange transfers.
Best Western offers two co-branded credit cards (Visa and Mastercard) with signup bonuses around 25,000-50,000 points. No annual fee versions are available, making it low-risk for earning points. Value depends on frequency of Best Western stays and willingness to use other redemption partners.
Yes, Best Western allows you to book award nights for family, friends, or companions. There are no restrictions on the name on the reservation differing from the account holder.
Pay with Points allows you to use points toward the cost of a room night at participating hotels (minimum 5,000 points required). This is useful when you're short of a full free night or want to supplement a cash booking. The points used are converted at roughly your CPP value.
Download the free BW To Go app to book stays, earn points, and manage reservations. Mobile bookings count toward elite status. You can also use the app for mobile check-in and key access at participating properties.
Most benefits (bonus points, late checkout, early check-in) are consistent, but some depend on property type and participation level. Budget brands (SureStay) offer fewer perks than upscale brands (Sadie, WorldHotels Collection). Always verify benefits at booking.
NerdWallet review covering the no-annual-fee card with Gold status, anniversary bonus points, and Best Western Rewards program overview.
Forbes Advisor's comprehensive guide to the Best Western Rewards program, covering earning, redemption, status tiers, and the associated credit cards.
NerdWallet coverage of the Best Western card relaunch with Mercury Financial, detailing the updated earn rates, benefits, and the transition from Mastercard to Visa Signature.
Comprehensive review covering earn rates, benefits, transfer partners, and FAQs. Rates card 3.6/5 and notes low points value (~0.6 cpp) and limited non-BW benefits as drawbacks.
CNET's take on whether the Best Western Rewards Mastercard is worth it for frequent Best Western guests, covering earn rates and status benefits.
Analysis of the relaunched Best Western credit cards after the transition from FNBO to Mercury Financial/First Bank & Trust, covering the new Visa Signature versions.
Best Western Rewards Mastercard ranked #3 Best Travel & Hotel Credit Card (2023), #2 Best Hotel Credit Card (2022), and #5 (2021) in USA TODAY 10BEST Readers' Choice Awards.
WalletHub rating of 3.2/5 with 160 user reviews averaging 3.8/5. Includes detailed fee breakdown, rewards comparison, and Q&A section covering approval odds, credit limits, and point redemption.
Bankrate guide covering Best Western Rewards program perks including how to earn and redeem points for free hotel stays and airline miles.
U.S. News guide to Best Western Rewards membership tiers, covering benefits at each level from Blue through Diamond Select.


| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |