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1.5x points on everything with $0 annual fee and $0 foreign transaction fees
Earn 1.5 points per $1 on all purchases (3x through BofA Travel Center) with no annual fee and no foreign transaction fees. Get a 25,000-point welcome bonus worth $250 in travel after $1,000 spend. 0% intro APR for 15 billing cycles gives students interest-free runway on purchases and balance transfers.
$0
Annual Fee
25,000
Bank of America points · Welcome Bonus
3X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Bank of America points
Point Valuation
0.6–1 cpp (mid: 1)
Credit Required
Good to Excellent
25,000
Bank of America points
$1,000
Spend Required
90 months
Time Period
Earn 25,000 online bonus points after spending $1,000 in purchases in the first 90 days. Redeem as a $250 statement credit toward flights, hotels, vacation packages, cruises, rental cars, baggage fees, or restaurant purchases.
Benefits & Perks
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Details & Terms
| Purchase APR | 17.49%–27.49% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
No, points don't expire as long as your Bank of America credit card account is open and active. Once you close a card, any unredeemed points on that card are lost.
No. Bank of America points cannot be transferred to external loyalty programs. You can only redeem them for statement credits, cash back, or gift cards.
Reviews & Analysis
Media & Resources
1.5x points on everything with $0 annual fee and $0 foreign transaction fees
Earn 1.5 points per $1 on all purchases (3x through BofA Travel Center) with no annual fee and no foreign transaction fees. Get a 25,000-point welcome bonus worth $250 in travel after $1,000 spend. 0% intro APR for 15 billing cycles gives students interest-free runway on purchases and balance transfers.
$0
Annual Fee
25,000
Bank of America points · Welcome Bonus
3X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Bank of America points
Point Valuation
0.6–1 cpp (mid: 1)
Credit Required
Good to Excellent
25,000
Bank of America points
$1,000
Spend Required
90 months
Time Period
Earn 25,000 online bonus points after spending $1,000 in purchases in the first 90 days. Redeem as a $250 statement credit toward flights, hotels, vacation packages, cruises, rental cars, baggage fees, or restaurant purchases.
Benefits & Perks
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Details & Terms
| Purchase APR | 17.49%–27.49% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
No, points don't expire as long as your Bank of America credit card account is open and active. Once you close a card, any unredeemed points on that card are lost.
No. Bank of America points cannot be transferred to external loyalty programs. You can only redeem them for statement credits, cash back, or gift cards.
Reviews & Analysis
Media & Resources
1.5x points on everything with $0 annual fee and $0 foreign transaction fees
Earn 1.5 points per $1 on all purchases (3x through BofA Travel Center) with no annual fee and no foreign transaction fees. Get a 25,000-point welcome bonus worth $250 in travel after $1,000 spend. 0% intro APR for 15 billing cycles gives students interest-free runway on purchases and balance transfers.
$0
Annual Fee
25,000
Bank of America points · Welcome Bonus
3X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Bank of America points
Point Valuation
0.6–1 cpp (mid: 1)
Credit Required
Good to Excellent
25,000
Bank of America points
$1,000
Spend Required
90 months
Time Period
Earn 25,000 online bonus points after spending $1,000 in purchases in the first 90 days. Redeem as a $250 statement credit toward flights, hotels, vacation packages, cruises, rental cars, baggage fees, or restaurant purchases.
Benefits & Perks
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Details & Terms
| Purchase APR | 17.49%–27.49% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
No, points don't expire as long as your Bank of America credit card account is open and active. Once you close a card, any unredeemed points on that card are lost.
No. Bank of America points cannot be transferred to external loyalty programs. You can only redeem them for statement credits, cash back, or gift cards.
Reviews & Analysis
Media & Resources
Never pay for fraudulent charges—Bank of America monitors your account and alerts you to suspicious activity
Covers purchases against damage or theft for 90 days—protect your travel gear and electronics
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Now, when you opt-in you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking.
You need at least 2,500 points to redeem. That's worth $25 toward travel/dining statement credits or $15 as cash back.
No. You cannot transfer points to another cardholder or person. You may be able to transfer rewards between your own eligible Bank of America accounts by calling customer service.
Preferred Rewards members earn 25% (Gold), 50% (Platinum), or 75% (Platinum Honors/Diamond) more points on every purchase. A card earning 1.5x would earn 2.625x at the Platinum Honors tier.
Flights, hotels, vacation rentals (including Airbnb), baggage fees, car rentals, and restaurant meals all qualify as travel/dining purchases.
Travel Rewards (no annual fee, 1.5x all), Premium Rewards ($95 AF, 2x travel/dining), Premium Rewards Elite ($550 AF with luxury travel benefits), Customized Cash Rewards (no AF, 5.25% in chosen category), and Unlimited Cash Rewards (no AF, simple cash back).
With $0 annual fee, the BofA Travel Rewards Student card earns 1.5x on everything and 3x on BofA Travel Center bookings. The 25,000-point welcome bonus ($250 value) requires only $1,000 spend, and 15 billing cycles of 0% APR provide interest-free flexibility for students.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$0
Net Annual Value
+$4.80
Forbes Advisor's comprehensive review covering features, benefits, pros and cons, and comparisons with Discover it Student and Citi Double Cash. Rating: 4.8/5.
NerdWallet's detailed review covering welcome offer, earning rates, and comparison with other student travel cards. Notes students may struggle to qualify.
Credit Karma's insights on the card including the 25,000-point welcome offer and travel rewards structure. Positioned as a strong choice for young travelers.
WalletHub's review covering the card's 1.5 points per dollar earning rate, no foreign transaction fees, and overall value proposition for students.
FinanceBuzz's in-depth review analyzing intro APR offers, credit-building tools, and comparisons to Capital One Quicksilver Student and Discover it Student.
Business Insider's review covering the card's welcome bonus worth $250, 0% intro APR, and discussion of who should and shouldn't apply. Rating: 4.1/5.
Go Overseas guide ranking the BofA Travel Rewards card as the best all-around student travel card for study abroad, emphasizing no annual fee and no foreign transaction fees.
U.S. News review evaluating the card for students wanting unlimited flat-rate travel rewards. Rating: 4.0/5. Includes editor's take and tips for maximizing rewards.
CNBC Select's review highlighting the welcome bonus, no annual fee, no foreign transaction fees, and unlimited 1.5x earning on all purchases.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
Never pay for fraudulent charges—Bank of America monitors your account and alerts you to suspicious activity
Covers purchases against damage or theft for 90 days—protect your travel gear and electronics
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Now, when you opt-in you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking.
You need at least 2,500 points to redeem. That's worth $25 toward travel/dining statement credits or $15 as cash back.
No. You cannot transfer points to another cardholder or person. You may be able to transfer rewards between your own eligible Bank of America accounts by calling customer service.
Preferred Rewards members earn 25% (Gold), 50% (Platinum), or 75% (Platinum Honors/Diamond) more points on every purchase. A card earning 1.5x would earn 2.625x at the Platinum Honors tier.
Flights, hotels, vacation rentals (including Airbnb), baggage fees, car rentals, and restaurant meals all qualify as travel/dining purchases.
Travel Rewards (no annual fee, 1.5x all), Premium Rewards ($95 AF, 2x travel/dining), Premium Rewards Elite ($550 AF with luxury travel benefits), Customized Cash Rewards (no AF, 5.25% in chosen category), and Unlimited Cash Rewards (no AF, simple cash back).
With $0 annual fee, the BofA Travel Rewards Student card earns 1.5x on everything and 3x on BofA Travel Center bookings. The 25,000-point welcome bonus ($250 value) requires only $1,000 spend, and 15 billing cycles of 0% APR provide interest-free flexibility for students.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$0
Net Annual Value
+$4.80
Forbes Advisor's comprehensive review covering features, benefits, pros and cons, and comparisons with Discover it Student and Citi Double Cash. Rating: 4.8/5.
NerdWallet's detailed review covering welcome offer, earning rates, and comparison with other student travel cards. Notes students may struggle to qualify.
Credit Karma's insights on the card including the 25,000-point welcome offer and travel rewards structure. Positioned as a strong choice for young travelers.
WalletHub's review covering the card's 1.5 points per dollar earning rate, no foreign transaction fees, and overall value proposition for students.
FinanceBuzz's in-depth review analyzing intro APR offers, credit-building tools, and comparisons to Capital One Quicksilver Student and Discover it Student.
Business Insider's review covering the card's welcome bonus worth $250, 0% intro APR, and discussion of who should and shouldn't apply. Rating: 4.1/5.
Go Overseas guide ranking the BofA Travel Rewards card as the best all-around student travel card for study abroad, emphasizing no annual fee and no foreign transaction fees.
U.S. News review evaluating the card for students wanting unlimited flat-rate travel rewards. Rating: 4.0/5. Includes editor's take and tips for maximizing rewards.
CNBC Select's review highlighting the welcome bonus, no annual fee, no foreign transaction fees, and unlimited 1.5x earning on all purchases.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
Never pay for fraudulent charges—Bank of America monitors your account and alerts you to suspicious activity
Covers purchases against damage or theft for 90 days—protect your travel gear and electronics
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Now, when you opt-in you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking.
You need at least 2,500 points to redeem. That's worth $25 toward travel/dining statement credits or $15 as cash back.
No. You cannot transfer points to another cardholder or person. You may be able to transfer rewards between your own eligible Bank of America accounts by calling customer service.
Preferred Rewards members earn 25% (Gold), 50% (Platinum), or 75% (Platinum Honors/Diamond) more points on every purchase. A card earning 1.5x would earn 2.625x at the Platinum Honors tier.
Flights, hotels, vacation rentals (including Airbnb), baggage fees, car rentals, and restaurant meals all qualify as travel/dining purchases.
Travel Rewards (no annual fee, 1.5x all), Premium Rewards ($95 AF, 2x travel/dining), Premium Rewards Elite ($550 AF with luxury travel benefits), Customized Cash Rewards (no AF, 5.25% in chosen category), and Unlimited Cash Rewards (no AF, simple cash back).
With $0 annual fee, the BofA Travel Rewards Student card earns 1.5x on everything and 3x on BofA Travel Center bookings. The 25,000-point welcome bonus ($250 value) requires only $1,000 spend, and 15 billing cycles of 0% APR provide interest-free flexibility for students.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$0
Net Annual Value
+$4.80
Forbes Advisor's comprehensive review covering features, benefits, pros and cons, and comparisons with Discover it Student and Citi Double Cash. Rating: 4.8/5.
NerdWallet's detailed review covering welcome offer, earning rates, and comparison with other student travel cards. Notes students may struggle to qualify.
Credit Karma's insights on the card including the 25,000-point welcome offer and travel rewards structure. Positioned as a strong choice for young travelers.
WalletHub's review covering the card's 1.5 points per dollar earning rate, no foreign transaction fees, and overall value proposition for students.
FinanceBuzz's in-depth review analyzing intro APR offers, credit-building tools, and comparisons to Capital One Quicksilver Student and Discover it Student.
Business Insider's review covering the card's welcome bonus worth $250, 0% intro APR, and discussion of who should and shouldn't apply. Rating: 4.1/5.
Go Overseas guide ranking the BofA Travel Rewards card as the best all-around student travel card for study abroad, emphasizing no annual fee and no foreign transaction fees.
U.S. News review evaluating the card for students wanting unlimited flat-rate travel rewards. Rating: 4.0/5. Includes editor's take and tips for maximizing rewards.
CNBC Select's review highlighting the welcome bonus, no annual fee, no foreign transaction fees, and unlimited 1.5x earning on all purchases.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
