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Build credit and earn 1.5% cash back with $0 annual fee
The Capital One Quicksilver Secured helps you establish credit history while earning rewards. Start with a refundable $200 security deposit, earn unlimited 1.5% cash back on every purchase, and access a clear path to upgrade to the unsecured Quicksilver card.
$0
Annual Fee
5X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
Cash
Credit Required
Fair
Benefits & Perks
Estimated annual value: $275
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| Earn your deposit back and upgrade to unsecured card | — | credit_management | — | |
| Automatic credit line reviews starting after 6 months | — | credit_management | — | |
| Credit monitoring | — | Identity Protection | — |
Combined Protection Value
Details & Terms
| Foreign Transaction Fee | $0 |
Reviews & Analysis
Build credit and earn 1.5% cash back with $0 annual fee
The Capital One Quicksilver Secured helps you establish credit history while earning rewards. Start with a refundable $200 security deposit, earn unlimited 1.5% cash back on every purchase, and access a clear path to upgrade to the unsecured Quicksilver card.
$0
Annual Fee
5X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
Cash
Credit Required
Fair
Benefits & Perks
Estimated annual value: $275
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| Earn your deposit back and upgrade to unsecured card | — | credit_management | — | |
| Automatic credit line reviews starting after 6 months | — | credit_management | — | |
| Credit monitoring | — | Identity Protection | — |
Combined Protection Value
Details & Terms
| Foreign Transaction Fee | $0 |
Reviews & Analysis
Build credit and earn 1.5% cash back with $0 annual fee
The Capital One Quicksilver Secured helps you establish credit history while earning rewards. Start with a refundable $200 security deposit, earn unlimited 1.5% cash back on every purchase, and access a clear path to upgrade to the unsecured Quicksilver card.
$0
Annual Fee
5X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
Cash
Credit Required
Fair
Benefits & Perks
Estimated annual value: $275
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| Earn your deposit back and upgrade to unsecured card | — | credit_management | — | |
| Automatic credit line reviews starting after 6 months | — | credit_management | — | |
| Credit monitoring | — | Identity Protection | — |
Combined Protection Value
Details & Terms
| Foreign Transaction Fee | $0 |
Reviews & Analysis
$100
No liability for fraudulent transactions if card is lost or stolen
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Generate unique virtual card numbers to keep your real card number private
Temporarily disable your card from the Capital One Mobile app
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
Quicksilver Secured stands apart in the secured card category by delivering cash back rewards and a transparent upgrade path. Most secured cards offer basic rewards or limited earning rates, but this card gives you unlimited 1.5% on everything plus bonus categories—matching the rewards of unsecured cards while you build your credit.
Motley Fool's comprehensive review of the Capital One Quicksilver Secured, evaluating rewards structure, fees, and suitability for building credit.
WalletHub rating and expert review with community feedback. Rated 4.7/5 overall and 5.0/5 by WalletHub editors.
The Points Guy's review with a 3/5 rating, analyzing the card's rewards potential and value for secured credit building.
NerdWallet's expert review evaluating the card's rewards earning, fees, and suitability for secured credit applicants.
Experian's review with a 4.6/5 rating based on 154 user reviews. 91% of users recommend the card.
Forbes Advisor's guide to Capital One's card portfolio, highlighting Quicksilver Secured as the best secured card for earning rewards.
CompareCards analysis and comparison of the Quicksilver Secured against competing secured credit cards.
Credit Karma's detailed review covering benefits, rewards, and how the card compares to other secured options for credit building.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
$100
No liability for fraudulent transactions if card is lost or stolen
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Generate unique virtual card numbers to keep your real card number private
Temporarily disable your card from the Capital One Mobile app
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
Quicksilver Secured stands apart in the secured card category by delivering cash back rewards and a transparent upgrade path. Most secured cards offer basic rewards or limited earning rates, but this card gives you unlimited 1.5% on everything plus bonus categories—matching the rewards of unsecured cards while you build your credit.
Motley Fool's comprehensive review of the Capital One Quicksilver Secured, evaluating rewards structure, fees, and suitability for building credit.
WalletHub rating and expert review with community feedback. Rated 4.7/5 overall and 5.0/5 by WalletHub editors.
The Points Guy's review with a 3/5 rating, analyzing the card's rewards potential and value for secured credit building.
NerdWallet's expert review evaluating the card's rewards earning, fees, and suitability for secured credit applicants.
Experian's review with a 4.6/5 rating based on 154 user reviews. 91% of users recommend the card.
Forbes Advisor's guide to Capital One's card portfolio, highlighting Quicksilver Secured as the best secured card for earning rewards.
CompareCards analysis and comparison of the Quicksilver Secured against competing secured credit cards.
Credit Karma's detailed review covering benefits, rewards, and how the card compares to other secured options for credit building.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
$100
No liability for fraudulent transactions if card is lost or stolen
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Generate unique virtual card numbers to keep your real card number private
Temporarily disable your card from the Capital One Mobile app
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
Quicksilver Secured stands apart in the secured card category by delivering cash back rewards and a transparent upgrade path. Most secured cards offer basic rewards or limited earning rates, but this card gives you unlimited 1.5% on everything plus bonus categories—matching the rewards of unsecured cards while you build your credit.
Motley Fool's comprehensive review of the Capital One Quicksilver Secured, evaluating rewards structure, fees, and suitability for building credit.
WalletHub rating and expert review with community feedback. Rated 4.7/5 overall and 5.0/5 by WalletHub editors.
The Points Guy's review with a 3/5 rating, analyzing the card's rewards potential and value for secured credit building.
NerdWallet's expert review evaluating the card's rewards earning, fees, and suitability for secured credit applicants.
Experian's review with a 4.6/5 rating based on 154 user reviews. 91% of users recommend the card.
Forbes Advisor's guide to Capital One's card portfolio, highlighting Quicksilver Secured as the best secured card for earning rewards.
CompareCards analysis and comparison of the Quicksilver Secured against competing secured credit cards.
Credit Karma's detailed review covering benefits, rewards, and how the card compares to other secured options for credit building.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
