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Earn up to 9x points at Hyatt plus automatic Discoverist status with a $199 annual fee
The World of Hyatt Business Credit Card delivers up to 9x points at Hyatt properties (4x card bonus plus 5x member base), automatic Discoverist status, and an adaptive 2x accelerator on your top 3 of 8 spending categories each quarter. The $199 annual fee is offset by up to $100 in annual Hyatt statement credits, and business owners can fast-track to Globalist status through $50,000 annual spend.
$199
Annual Fee
60,000
Hotel · Welcome Bonus
4X
Top Rate
Annual Fee
$199
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
World of Hyatt Loyalty Program
Point Valuation
1.5–1.8 cpp (mid: 1.7)
Credit Required
Good to Excellent
Welcome Offer
60,000
Hotel
Spend $5,000 in the first 3 months
The 60,000-point welcome bonus is worth approximately $1,020 when redeemed for Hyatt stays at our 1.7 cents per point valuation. That's enough for 3 nights at a Category 4 property like Hyatt Place Downtown or 2 nights at a Category 5 resort. The $5,000 spend requirement within 3 months breaks down to $1,667 per month in business expenses.
Benefits & Perks
Program & Transfers
Stay more, unlock more.
World of Hyatt is the most award-friendly hotel loyalty program, offering the highest point value among major hotel chains at 1.7-1.8 cents per point. With over 1,300 properties across 30+ brands in 70+ countries, the program uses a published award chart that creates predictable, high-value redemption opportunities. Members earn 5 base points per dollar on stays, with elite tiers offering 10-30% bonuses. The program's partnership with Chase Ultimate Rewards (1:1 transfers) and two co-branded credit cards make it easy to accumulate points even without frequent stays.
Reviews & Analysis
Details & Terms
| Purchase APR | 19.24%–27.74% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
You can redeem as few as 3500 points for an off peak hotel night, which is far lower than most hotel programs. One of the best parts of World of Hyatt is its published award chart. You always know the point range for a property before you search and book.
Absolutely. A free account gets you member rates, brand explorer free night awards, and waived resort fees on award stays. With more hotels adding resort fees to paid bookings, avoiding those charges simply for being a member is a valuable perk.
Media & Resources
Earn up to 9x points at Hyatt plus automatic Discoverist status with a $199 annual fee
The World of Hyatt Business Credit Card delivers up to 9x points at Hyatt properties (4x card bonus plus 5x member base), automatic Discoverist status, and an adaptive 2x accelerator on your top 3 of 8 spending categories each quarter. The $199 annual fee is offset by up to $100 in annual Hyatt statement credits, and business owners can fast-track to Globalist status through $50,000 annual spend.
$199
Annual Fee
60,000
Hotel · Welcome Bonus
4X
Top Rate
Annual Fee
$199
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
World of Hyatt Loyalty Program
Point Valuation
1.5–1.8 cpp (mid: 1.7)
Credit Required
Good to Excellent
Welcome Offer
60,000
Hotel
Spend $5,000 in the first 3 months
The 60,000-point welcome bonus is worth approximately $1,020 when redeemed for Hyatt stays at our 1.7 cents per point valuation. That's enough for 3 nights at a Category 4 property like Hyatt Place Downtown or 2 nights at a Category 5 resort. The $5,000 spend requirement within 3 months breaks down to $1,667 per month in business expenses.
Benefits & Perks
Program & Transfers
Stay more, unlock more.
World of Hyatt is the most award-friendly hotel loyalty program, offering the highest point value among major hotel chains at 1.7-1.8 cents per point. With over 1,300 properties across 30+ brands in 70+ countries, the program uses a published award chart that creates predictable, high-value redemption opportunities. Members earn 5 base points per dollar on stays, with elite tiers offering 10-30% bonuses. The program's partnership with Chase Ultimate Rewards (1:1 transfers) and two co-branded credit cards make it easy to accumulate points even without frequent stays.
Reviews & Analysis
Details & Terms
| Purchase APR | 19.24%–27.74% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
You can redeem as few as 3500 points for an off peak hotel night, which is far lower than most hotel programs. One of the best parts of World of Hyatt is its published award chart. You always know the point range for a property before you search and book.
Absolutely. A free account gets you member rates, brand explorer free night awards, and waived resort fees on award stays. With more hotels adding resort fees to paid bookings, avoiding those charges simply for being a member is a valuable perk.
Media & Resources
Earn up to 9x points at Hyatt plus automatic Discoverist status with a $199 annual fee
The World of Hyatt Business Credit Card delivers up to 9x points at Hyatt properties (4x card bonus plus 5x member base), automatic Discoverist status, and an adaptive 2x accelerator on your top 3 of 8 spending categories each quarter. The $199 annual fee is offset by up to $100 in annual Hyatt statement credits, and business owners can fast-track to Globalist status through $50,000 annual spend.
$199
Annual Fee
60,000
Hotel · Welcome Bonus
4X
Top Rate
Annual Fee
$199
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
World of Hyatt Loyalty Program
Point Valuation
1.5–1.8 cpp (mid: 1.7)
Credit Required
Good to Excellent
Welcome Offer
60,000
Hotel
Spend $5,000 in the first 3 months
The 60,000-point welcome bonus is worth approximately $1,020 when redeemed for Hyatt stays at our 1.7 cents per point valuation. That's enough for 3 nights at a Category 4 property like Hyatt Place Downtown or 2 nights at a Category 5 resort. The $5,000 spend requirement within 3 months breaks down to $1,667 per month in business expenses.
Benefits & Perks
Program & Transfers
Stay more, unlock more.
World of Hyatt is the most award-friendly hotel loyalty program, offering the highest point value among major hotel chains at 1.7-1.8 cents per point. With over 1,300 properties across 30+ brands in 70+ countries, the program uses a published award chart that creates predictable, high-value redemption opportunities. Members earn 5 base points per dollar on stays, with elite tiers offering 10-30% bonuses. The program's partnership with Chase Ultimate Rewards (1:1 transfers) and two co-branded credit cards make it easy to accumulate points even without frequent stays.
Reviews & Analysis
Details & Terms
| Purchase APR | 19.24%–27.74% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
You can redeem as few as 3500 points for an off peak hotel night, which is far lower than most hotel programs. One of the best parts of World of Hyatt is its published award chart. You always know the point range for a property before you search and book.
Absolutely. A free account gets you member rates, brand explorer free night awards, and waived resort fees on award stays. With more hotels adding resort fees to paid bookings, avoiding those charges simply for being a member is a valuable perk.
Media & Resources
4X
4x bonus points per $1 on qualified purchases at Hyatt hotels, including participating restaurants and spas. Plus up to 5 base points from Hyatt as a World of Hyatt member for up to 9x total.
2X
2x bonus points per $1 in your top 3 spend categories each quarter (auto-selected, no activation needed, no cap). Eligible categories: dining, airline tickets purchased directly from airline, car rental agencies, local transit and commuting, gas stations, internet/cable/phone services, social media and search engine advertising, shipping.
2X
2x bonus points per $1 on fitness club and gym memberships and Peloton membership and equipment purchases
1X
1x bonus point per $1 on all other purchases
Earn 4 bonus points per dollar at Hyatt hotels, restaurants, and spas. Stack with your World of Hyatt member base earning (5 points per dollar) for up to 9x total. Elite members earn even more—Discoverist adds 10% (4.5x total) and Globalist adds 20% (4.8x total) on the member base earning.
A 3-night business stay at $200 per night ($600 total) earns 2,400 card bonus points plus 3,000 member base points for 5,400 total points—worth approximately $92 at 1.7 cents per point.
The card tracks 8 eligible business categories quarterly (dining, airline tickets, car rentals, transit, gas, internet/cable/phone, social media/search ads, and shipping) and automatically rewards your top 3 at 2x with no activation and no spending cap.
If your business spends $2,000 monthly on dining, $1,500 on internet/phone, and $1,000 on gas, you automatically earn 9,000 bonus points per month (4,500 x 2x) on those categories—worth $153 at 1.7 cents per point.
Earn 2 bonus points per dollar on fitness club and gym memberships including Peloton equipment and subscriptions. This benefit extends to corporate wellness programs and employee fitness reimbursements.
A $100 monthly gym membership earns 2,400 bonus points annually—worth $41 at 1.7 cents per point. Corporate Peloton packages for employee wellness can earn substantially more.
Every business purchase earns at least 1 bonus point per dollar with no category restrictions. Office supplies, software subscriptions, professional services, and inventory all earn the base rate.
With $30,000 in annual non-bonus category spend, you earn 30,000 points—worth $510 at 1.7 cents per point—on purchases that would earn nothing extra on category-specific cards.
Total face value: $208
Estimated annual value: $120
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $100 Hyatt credit | $100 | Hotels | — | |
| $100 Global Entry/TSA PreCheck | $100/Every 4 years | Travel | Every 4 years | |
| Up to 8% Booking.com credit | $8/Per stay | Travel | Per stay | |
| DoorDash DashPass | —/Monthly | Delivery | Monthly |
Combined Protection Value
$8,850
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Coverage up to $500 per item for eligible purchases against theft or damage for 120 days from purchase date
Extends the manufacturer's warranty by up to one additional year on eligible items purchased with the card.
Primary coverage for damage, theft, and loss on rental cars when paid with your card. Covers most rental agencies and vehicle types.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Park Hyatt Paris-Vendôme | 35,000 | — | — | europe |
| Park Hyatt New York | 35,000 | — | — | united_states |
| Category 1 Hotels Off-Peak | 3,500 | — | — | global |
| Park Hyatt Chennai | 5,000 | — | — | asia |
| Alila Manggis Bali | 5,000 | — | — | asia |
| Hyatt Regency Bali | 8,000 | — | — | asia |
| Thompson Chicago | 15,000 | — | — | united_states |
| Hyatt Zilara/Ziva All-Inclusive | 15,000 | — | — | caribbean |
| Andaz Turks & Caicos | 20,000 | — | — | caribbean |
| Alila Ventana Big Sur | 45,000 | — | — | united_states |
| Miraval Arizona | 57,500 | — | — | united_states |
| Park Hyatt Sydney | 40,000 | — | — | australia_nz |
The World of Hyatt Business Credit Card stands out for business owners who prioritize hotel loyalty over flexibility. The Hyatt Business card delivers superior value for frequent Hyatt guests through automatic elite status, statement credits that offset 50% of the annual fee, and a realistic path to top-tier Globalist status through $50,000 annual spend versus $75,000 for Marriott Bonvoy Business Amex.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$124.80
Annual Fee
-$199
Net Annual Value
-$74.20
Both World of Hyatt credit cards, issued by Chase, offer complimentary Discoverist status. The perks are limited, but it’s still useful. Spending on the cards also earns qualifying night credits, which can help you climb toward a higher elite tier.
Open a World of Hyatt card, earn the signup bonus, and redeem for a free night. The [personal card](https://pointsnav.com/credit-cards/world-of-hyatt-card) also offers a free night each year on your account anniversary. You can also transfer [Chase Ultimate Rewards](https://pointsnav.com/reward-programs/chase-ultimate-rewards) to Hyatt to book free nights across the portfolio.
Buying points is rarely worth it. Hyatt sells points for 2.6 cents each, and while redemptions can exceed that value, you should only buy points for a small top off. Chase points are easy to earn and transfer, so they’re usually the better option for topping off.
Comprehensive review covering the card's elevated welcome bonus, adaptive accelerator earning structure, and path to Globalist status through annual spend.
Family-focused review examining how small business owners can maximize rewards for both business and personal Hyatt stays.
Detailed analysis of earning rates, benefits, and how the 60,000-point welcome bonus compares to other hotel cards in the Chase portfolio.
Personal perspective on how the card accelerates progress toward Hyatt elite status and maximizes business spending on Hyatt stays.
Evaluation of the card's value proposition for frequent business travelers, including analysis of statement credits and tier-qualifying night credits.
In-depth look at how spending triggers elite night credits and the card's 4x earning rate at Hyatt properties compared to competitors.
Practical guide to the card's benefits, application rules, and strategies for maximizing the adaptive 2x accelerator across spending categories.
Comparison of the business and personal World of Hyatt cards, highlighting the business card's larger welcome bonus and $199 annual fee structure.
Overview of the 60,000-point welcome bonus, earning structure, and how the card fits into a broader business travel rewards strategy.
Analysis of the elevated welcome bonus offer including temporary Explorist status grant through February 2026.
Launch announcement detailing the unique adaptive accelerator feature that automatically tracks and rewards top spending categories.
Assessment of the card's premium benefits including Hyatt Leverage membership, statement credits, and employee status gifts.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
4X
4x bonus points per $1 on qualified purchases at Hyatt hotels, including participating restaurants and spas. Plus up to 5 base points from Hyatt as a World of Hyatt member for up to 9x total.
2X
2x bonus points per $1 in your top 3 spend categories each quarter (auto-selected, no activation needed, no cap). Eligible categories: dining, airline tickets purchased directly from airline, car rental agencies, local transit and commuting, gas stations, internet/cable/phone services, social media and search engine advertising, shipping.
2X
2x bonus points per $1 on fitness club and gym memberships and Peloton membership and equipment purchases
1X
1x bonus point per $1 on all other purchases
Earn 4 bonus points per dollar at Hyatt hotels, restaurants, and spas. Stack with your World of Hyatt member base earning (5 points per dollar) for up to 9x total. Elite members earn even more—Discoverist adds 10% (4.5x total) and Globalist adds 20% (4.8x total) on the member base earning.
A 3-night business stay at $200 per night ($600 total) earns 2,400 card bonus points plus 3,000 member base points for 5,400 total points—worth approximately $92 at 1.7 cents per point.
The card tracks 8 eligible business categories quarterly (dining, airline tickets, car rentals, transit, gas, internet/cable/phone, social media/search ads, and shipping) and automatically rewards your top 3 at 2x with no activation and no spending cap.
If your business spends $2,000 monthly on dining, $1,500 on internet/phone, and $1,000 on gas, you automatically earn 9,000 bonus points per month (4,500 x 2x) on those categories—worth $153 at 1.7 cents per point.
Earn 2 bonus points per dollar on fitness club and gym memberships including Peloton equipment and subscriptions. This benefit extends to corporate wellness programs and employee fitness reimbursements.
A $100 monthly gym membership earns 2,400 bonus points annually—worth $41 at 1.7 cents per point. Corporate Peloton packages for employee wellness can earn substantially more.
Every business purchase earns at least 1 bonus point per dollar with no category restrictions. Office supplies, software subscriptions, professional services, and inventory all earn the base rate.
With $30,000 in annual non-bonus category spend, you earn 30,000 points—worth $510 at 1.7 cents per point—on purchases that would earn nothing extra on category-specific cards.
Total face value: $208
Estimated annual value: $120
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $100 Hyatt credit | $100 | Hotels | — | |
| $100 Global Entry/TSA PreCheck | $100/Every 4 years | Travel | Every 4 years | |
| Up to 8% Booking.com credit | $8/Per stay | Travel | Per stay | |
| DoorDash DashPass | —/Monthly | Delivery | Monthly |
Combined Protection Value
$8,850
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Coverage up to $500 per item for eligible purchases against theft or damage for 120 days from purchase date
Extends the manufacturer's warranty by up to one additional year on eligible items purchased with the card.
Primary coverage for damage, theft, and loss on rental cars when paid with your card. Covers most rental agencies and vehicle types.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Park Hyatt Paris-Vendôme | 35,000 | — | — | europe |
| Park Hyatt New York | 35,000 | — | — | united_states |
| Category 1 Hotels Off-Peak | 3,500 | — | — | global |
| Park Hyatt Chennai | 5,000 | — | — | asia |
| Alila Manggis Bali | 5,000 | — | — | asia |
| Hyatt Regency Bali | 8,000 | — | — | asia |
| Thompson Chicago | 15,000 | — | — | united_states |
| Hyatt Zilara/Ziva All-Inclusive | 15,000 | — | — | caribbean |
| Andaz Turks & Caicos | 20,000 | — | — | caribbean |
| Alila Ventana Big Sur | 45,000 | — | — | united_states |
| Miraval Arizona | 57,500 | — | — | united_states |
| Park Hyatt Sydney | 40,000 | — | — | australia_nz |
The World of Hyatt Business Credit Card stands out for business owners who prioritize hotel loyalty over flexibility. The Hyatt Business card delivers superior value for frequent Hyatt guests through automatic elite status, statement credits that offset 50% of the annual fee, and a realistic path to top-tier Globalist status through $50,000 annual spend versus $75,000 for Marriott Bonvoy Business Amex.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$124.80
Annual Fee
-$199
Net Annual Value
-$74.20
Both World of Hyatt credit cards, issued by Chase, offer complimentary Discoverist status. The perks are limited, but it’s still useful. Spending on the cards also earns qualifying night credits, which can help you climb toward a higher elite tier.
Open a World of Hyatt card, earn the signup bonus, and redeem for a free night. The [personal card](https://pointsnav.com/credit-cards/world-of-hyatt-card) also offers a free night each year on your account anniversary. You can also transfer [Chase Ultimate Rewards](https://pointsnav.com/reward-programs/chase-ultimate-rewards) to Hyatt to book free nights across the portfolio.
Buying points is rarely worth it. Hyatt sells points for 2.6 cents each, and while redemptions can exceed that value, you should only buy points for a small top off. Chase points are easy to earn and transfer, so they’re usually the better option for topping off.
Comprehensive review covering the card's elevated welcome bonus, adaptive accelerator earning structure, and path to Globalist status through annual spend.
Family-focused review examining how small business owners can maximize rewards for both business and personal Hyatt stays.
Detailed analysis of earning rates, benefits, and how the 60,000-point welcome bonus compares to other hotel cards in the Chase portfolio.
Personal perspective on how the card accelerates progress toward Hyatt elite status and maximizes business spending on Hyatt stays.
Evaluation of the card's value proposition for frequent business travelers, including analysis of statement credits and tier-qualifying night credits.
In-depth look at how spending triggers elite night credits and the card's 4x earning rate at Hyatt properties compared to competitors.
Practical guide to the card's benefits, application rules, and strategies for maximizing the adaptive 2x accelerator across spending categories.
Comparison of the business and personal World of Hyatt cards, highlighting the business card's larger welcome bonus and $199 annual fee structure.
Overview of the 60,000-point welcome bonus, earning structure, and how the card fits into a broader business travel rewards strategy.
Analysis of the elevated welcome bonus offer including temporary Explorist status grant through February 2026.
Launch announcement detailing the unique adaptive accelerator feature that automatically tracks and rewards top spending categories.
Assessment of the card's premium benefits including Hyatt Leverage membership, statement credits, and employee status gifts.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
4X
4x bonus points per $1 on qualified purchases at Hyatt hotels, including participating restaurants and spas. Plus up to 5 base points from Hyatt as a World of Hyatt member for up to 9x total.
2X
2x bonus points per $1 in your top 3 spend categories each quarter (auto-selected, no activation needed, no cap). Eligible categories: dining, airline tickets purchased directly from airline, car rental agencies, local transit and commuting, gas stations, internet/cable/phone services, social media and search engine advertising, shipping.
2X
2x bonus points per $1 on fitness club and gym memberships and Peloton membership and equipment purchases
1X
1x bonus point per $1 on all other purchases
Earn 4 bonus points per dollar at Hyatt hotels, restaurants, and spas. Stack with your World of Hyatt member base earning (5 points per dollar) for up to 9x total. Elite members earn even more—Discoverist adds 10% (4.5x total) and Globalist adds 20% (4.8x total) on the member base earning.
A 3-night business stay at $200 per night ($600 total) earns 2,400 card bonus points plus 3,000 member base points for 5,400 total points—worth approximately $92 at 1.7 cents per point.
The card tracks 8 eligible business categories quarterly (dining, airline tickets, car rentals, transit, gas, internet/cable/phone, social media/search ads, and shipping) and automatically rewards your top 3 at 2x with no activation and no spending cap.
If your business spends $2,000 monthly on dining, $1,500 on internet/phone, and $1,000 on gas, you automatically earn 9,000 bonus points per month (4,500 x 2x) on those categories—worth $153 at 1.7 cents per point.
Earn 2 bonus points per dollar on fitness club and gym memberships including Peloton equipment and subscriptions. This benefit extends to corporate wellness programs and employee fitness reimbursements.
A $100 monthly gym membership earns 2,400 bonus points annually—worth $41 at 1.7 cents per point. Corporate Peloton packages for employee wellness can earn substantially more.
Every business purchase earns at least 1 bonus point per dollar with no category restrictions. Office supplies, software subscriptions, professional services, and inventory all earn the base rate.
With $30,000 in annual non-bonus category spend, you earn 30,000 points—worth $510 at 1.7 cents per point—on purchases that would earn nothing extra on category-specific cards.
Total face value: $208
Estimated annual value: $120
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $100 Hyatt credit | $100 | Hotels | — | |
| $100 Global Entry/TSA PreCheck | $100/Every 4 years | Travel | Every 4 years | |
| Up to 8% Booking.com credit | $8/Per stay | Travel | Per stay | |
| DoorDash DashPass | —/Monthly | Delivery | Monthly |
Combined Protection Value
$8,850
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Coverage up to $500 per item for eligible purchases against theft or damage for 120 days from purchase date
Extends the manufacturer's warranty by up to one additional year on eligible items purchased with the card.
Primary coverage for damage, theft, and loss on rental cars when paid with your card. Covers most rental agencies and vehicle types.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Park Hyatt Paris-Vendôme | 35,000 | — | — | europe |
| Park Hyatt New York | 35,000 | — | — | united_states |
| Category 1 Hotels Off-Peak | 3,500 | — | — | global |
| Park Hyatt Chennai | 5,000 | — | — | asia |
| Alila Manggis Bali | 5,000 | — | — | asia |
| Hyatt Regency Bali | 8,000 | — | — | asia |
| Thompson Chicago | 15,000 | — | — | united_states |
| Hyatt Zilara/Ziva All-Inclusive | 15,000 | — | — | caribbean |
| Andaz Turks & Caicos | 20,000 | — | — | caribbean |
| Alila Ventana Big Sur | 45,000 | — | — | united_states |
| Miraval Arizona | 57,500 | — | — | united_states |
| Park Hyatt Sydney | 40,000 | — | — | australia_nz |
The World of Hyatt Business Credit Card stands out for business owners who prioritize hotel loyalty over flexibility. The Hyatt Business card delivers superior value for frequent Hyatt guests through automatic elite status, statement credits that offset 50% of the annual fee, and a realistic path to top-tier Globalist status through $50,000 annual spend versus $75,000 for Marriott Bonvoy Business Amex.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$124.80
Annual Fee
-$199
Net Annual Value
-$74.20
Both World of Hyatt credit cards, issued by Chase, offer complimentary Discoverist status. The perks are limited, but it’s still useful. Spending on the cards also earns qualifying night credits, which can help you climb toward a higher elite tier.
Open a World of Hyatt card, earn the signup bonus, and redeem for a free night. The [personal card](https://pointsnav.com/credit-cards/world-of-hyatt-card) also offers a free night each year on your account anniversary. You can also transfer [Chase Ultimate Rewards](https://pointsnav.com/reward-programs/chase-ultimate-rewards) to Hyatt to book free nights across the portfolio.
Buying points is rarely worth it. Hyatt sells points for 2.6 cents each, and while redemptions can exceed that value, you should only buy points for a small top off. Chase points are easy to earn and transfer, so they’re usually the better option for topping off.
Comprehensive review covering the card's elevated welcome bonus, adaptive accelerator earning structure, and path to Globalist status through annual spend.
Family-focused review examining how small business owners can maximize rewards for both business and personal Hyatt stays.
Detailed analysis of earning rates, benefits, and how the 60,000-point welcome bonus compares to other hotel cards in the Chase portfolio.
Personal perspective on how the card accelerates progress toward Hyatt elite status and maximizes business spending on Hyatt stays.
Evaluation of the card's value proposition for frequent business travelers, including analysis of statement credits and tier-qualifying night credits.
In-depth look at how spending triggers elite night credits and the card's 4x earning rate at Hyatt properties compared to competitors.
Practical guide to the card's benefits, application rules, and strategies for maximizing the adaptive 2x accelerator across spending categories.
Comparison of the business and personal World of Hyatt cards, highlighting the business card's larger welcome bonus and $199 annual fee structure.
Overview of the 60,000-point welcome bonus, earning structure, and how the card fits into a broader business travel rewards strategy.
Analysis of the elevated welcome bonus offer including temporary Explorist status grant through February 2026.
Launch announcement detailing the unique adaptive accelerator feature that automatically tracks and rewards top spending categories.
Assessment of the card's premium benefits including Hyatt Leverage membership, statement credits, and employee status gifts.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
You can be reimbursed up to $1500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut
Receive up to $500 reimbursement for meals and lodging if your trip is delayed more than 12 hours due to carrier issues or weather.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
Coverage for damage, theft, or malfunction of your cell phone when you pay your monthly bill with the card.
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
You can be reimbursed up to $1500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut
Receive up to $500 reimbursement for meals and lodging if your trip is delayed more than 12 hours due to carrier issues or weather.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
Coverage for damage, theft, or malfunction of your cell phone when you pay your monthly bill with the card.
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
You can be reimbursed up to $1500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut
Receive up to $500 reimbursement for meals and lodging if your trip is delayed more than 12 hours due to carrier issues or weather.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
Coverage for damage, theft, or malfunction of your cell phone when you pay your monthly bill with the card.
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
