Here you can add a description about your company or product
© Copyright 2026 CardRewards. All Rights Reserved.
$0
Annual Fee
4X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Cash
Credit Required
Excellent
4X
Cap: $7,000/annual
3X
Unlimited 3% on restaurants and eligible travel, including Costco travel.
3X
Unlimited 3% on restaurants and eligible travel, including Costco travel.
2X
Unlimited 2% on all other purchases from Costco and Costco.com.
Benefits & Perks
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| PointsNav | #116 of 119 |
The Costco Anywhere Visa Business card rewards loyal shoppers with impressive cashback rates on gas, dining, travel, and Costco purchases, though it lacks signup bonuses and requires a membership.
If you really want to maximize your spending at the popular warehouse store, then at least get this, the Costco Anywhere Visa Business Card, so you don’t take up a 5/24 spot with the personal card (that has the same exact offers as this one). We still suggest skipping this one in favor of anything with a signup bonus.
Details & Terms
| Rule | Details |
|---|---|
| No CR | This business card will not show on your personal credit report, so it won't count against your 5/24 status |
| Citi 1/95 | You'll be declined if you apply for a second Citi business card within 95 days |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Citi 2/65 | You'll be declined if you apply for a third Citi card within 65 days |
| Citi 1/8 | You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days |
| Citi 6/6 | You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months |
| Citi 5 Day Rule | You may be rejected when applying for a Citi credit card if your credit has been pulled within the last five days (by any bank). |
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
$0
Annual Fee
4X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Cash
Credit Required
Excellent
4X
Cap: $7,000/annual
3X
Unlimited 3% on restaurants and eligible travel, including Costco travel.
3X
Unlimited 3% on restaurants and eligible travel, including Costco travel.
2X
Unlimited 2% on all other purchases from Costco and Costco.com.
Benefits & Perks
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| PointsNav | #116 of 119 |
The Costco Anywhere Visa Business card rewards loyal shoppers with impressive cashback rates on gas, dining, travel, and Costco purchases, though it lacks signup bonuses and requires a membership.
If you really want to maximize your spending at the popular warehouse store, then at least get this, the Costco Anywhere Visa Business Card, so you don’t take up a 5/24 spot with the personal card (that has the same exact offers as this one). We still suggest skipping this one in favor of anything with a signup bonus.
Details & Terms
| Rule | Details |
|---|---|
| No CR | This business card will not show on your personal credit report, so it won't count against your 5/24 status |
| Citi 1/95 | You'll be declined if you apply for a second Citi business card within 95 days |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Citi 2/65 | You'll be declined if you apply for a third Citi card within 65 days |
| Citi 1/8 | You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days |
| Citi 6/6 | You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months |
| Citi 5 Day Rule | You may be rejected when applying for a Citi credit card if your credit has been pulled within the last five days (by any bank). |
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
$0
Annual Fee
4X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Cash
Credit Required
Excellent
4X
Cap: $7,000/annual
3X
Unlimited 3% on restaurants and eligible travel, including Costco travel.
3X
Unlimited 3% on restaurants and eligible travel, including Costco travel.
2X
Unlimited 2% on all other purchases from Costco and Costco.com.
Benefits & Perks
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| PointsNav | #116 of 119 |
The Costco Anywhere Visa Business card rewards loyal shoppers with impressive cashback rates on gas, dining, travel, and Costco purchases, though it lacks signup bonuses and requires a membership.
If you really want to maximize your spending at the popular warehouse store, then at least get this, the Costco Anywhere Visa Business Card, so you don’t take up a 5/24 spot with the personal card (that has the same exact offers as this one). We still suggest skipping this one in favor of anything with a signup bonus.
Details & Terms
| Rule | Details |
|---|---|
| No CR | This business card will not show on your personal credit report, so it won't count against your 5/24 status |
| Citi 1/95 | You'll be declined if you apply for a second Citi business card within 95 days |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Citi 2/65 | You'll be declined if you apply for a third Citi card within 65 days |
| Citi 1/8 | You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days |
| Citi 6/6 | You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months |
| Citi 5 Day Rule | You may be rejected when applying for a Citi credit card if your credit has been pulled within the last five days (by any bank). |
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi® / Costco Card and are underwritten by Virginia...
Shop with more confidence ' Damage & Theft Purchase Protection may cover you for repairs or a refund if purchases made with your Citi card are dama...
Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi® / Costco Card and are administered by a third-...
Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi® / Costco Card and are underwritten by Virginia...
Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi® / Costco Card and are administered by a third-...
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
The Costco Anywhere Visa Business card does offer some impressive points multipliers for loyal Costco shoppers who also fill up their gas tanks at the store. This card offers 5% back on gas at Costco, plus 4% back on other eligible gas and EV charging stations (there is a combined cap of $7000 per year). Cardmembers can also receive 3% back on restaurants and eligible travel, including Costco Travel, plus 2% back on all other Costco purchases. You’ll then receive 1% back on all other purchases. For loyal Costco shoppers who spend a lot of money there, you could get a nice cash back reward in March, but the card doesn’t offer a signup bonus of any kind, and you can only use the rewards at Costco or redeem them for cash. There is no annual fee with this card, but you do have to have a Costco membership, which starts at $65 per year.
The exceptions where this card might not be good for you:
- You want to utilize your spending for points and miles for travel, and this card won’t offer the same value as so many others
There is a personal card that offers the exact same benefits as this card, but we suggest that you really don’t waste a 5/24 spot on a card that offers no welcome bonus and only spending multipliers as benefits, not to mention reward redemptions that only be used at Costco or as cash back. When considering what rewards credit card to get next (or first), we will almost always suggest looking for one with the highest SUB or most benefits that fit your travel lifestyle, and either of the Costco cards will be way down the list of available ones out there.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$0
Net Annual Value
+$4.80
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi® / Costco Card and are underwritten by Virginia...
Shop with more confidence ' Damage & Theft Purchase Protection may cover you for repairs or a refund if purchases made with your Citi card are dama...
Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi® / Costco Card and are administered by a third-...
Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi® / Costco Card and are underwritten by Virginia...
Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi® / Costco Card and are administered by a third-...
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
The Costco Anywhere Visa Business card does offer some impressive points multipliers for loyal Costco shoppers who also fill up their gas tanks at the store. This card offers 5% back on gas at Costco, plus 4% back on other eligible gas and EV charging stations (there is a combined cap of $7000 per year). Cardmembers can also receive 3% back on restaurants and eligible travel, including Costco Travel, plus 2% back on all other Costco purchases. You’ll then receive 1% back on all other purchases. For loyal Costco shoppers who spend a lot of money there, you could get a nice cash back reward in March, but the card doesn’t offer a signup bonus of any kind, and you can only use the rewards at Costco or redeem them for cash. There is no annual fee with this card, but you do have to have a Costco membership, which starts at $65 per year.
The exceptions where this card might not be good for you:
- You want to utilize your spending for points and miles for travel, and this card won’t offer the same value as so many others
There is a personal card that offers the exact same benefits as this card, but we suggest that you really don’t waste a 5/24 spot on a card that offers no welcome bonus and only spending multipliers as benefits, not to mention reward redemptions that only be used at Costco or as cash back. When considering what rewards credit card to get next (or first), we will almost always suggest looking for one with the highest SUB or most benefits that fit your travel lifestyle, and either of the Costco cards will be way down the list of available ones out there.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$0
Net Annual Value
+$4.80
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi® / Costco Card and are underwritten by Virginia...
Shop with more confidence ' Damage & Theft Purchase Protection may cover you for repairs or a refund if purchases made with your Citi card are dama...
Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi® / Costco Card and are administered by a third-...
Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi® / Costco Card and are underwritten by Virginia...
Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi® / Costco Card and are administered by a third-...
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
The Costco Anywhere Visa Business card does offer some impressive points multipliers for loyal Costco shoppers who also fill up their gas tanks at the store. This card offers 5% back on gas at Costco, plus 4% back on other eligible gas and EV charging stations (there is a combined cap of $7000 per year). Cardmembers can also receive 3% back on restaurants and eligible travel, including Costco Travel, plus 2% back on all other Costco purchases. You’ll then receive 1% back on all other purchases. For loyal Costco shoppers who spend a lot of money there, you could get a nice cash back reward in March, but the card doesn’t offer a signup bonus of any kind, and you can only use the rewards at Costco or redeem them for cash. There is no annual fee with this card, but you do have to have a Costco membership, which starts at $65 per year.
The exceptions where this card might not be good for you:
- You want to utilize your spending for points and miles for travel, and this card won’t offer the same value as so many others
There is a personal card that offers the exact same benefits as this card, but we suggest that you really don’t waste a 5/24 spot on a card that offers no welcome bonus and only spending multipliers as benefits, not to mention reward redemptions that only be used at Costco or as cash back. When considering what rewards credit card to get next (or first), we will almost always suggest looking for one with the highest SUB or most benefits that fit your travel lifestyle, and either of the Costco cards will be way down the list of available ones out there.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$0
Net Annual Value
+$4.80
