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Earn 2X miles on Delta and dining with $0 annual fee
The Delta SkyMiles Blue earns 2X miles on Delta purchases and restaurants worldwide with no annual fee. Use Pay with Miles to take $50 off flights for every 5,000 miles redeemed on delta.com, and save 20% on in-flight purchases. No foreign transaction fees make it a practical travel companion.
$0
Annual Fee
10,000
Airline · Welcome Bonus
2X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Amex Standard
Rewards Currency
Delta SkyMiles
Point Valuation
1–1.25 cpp (mid: 1.2)
Credit Required
Good to Excellent
10,000
Airline
$1,000
Spend Required
6 months
Time Period
Earn 10,000 bonus miles after you spend $1,000 in purchases on your new card in your first 6 months. That's worth about $120 toward Delta flights.
2X
2X
2X
Delta flight purchases made directly with Delta
2X
2X miles on dining at restaurants, including takeout and delivery in the U.S.
1X
1x miles on all other eligible purchases
Earn 2 miles per dollar on eligible Delta purchases made directly with Delta. Covers flights, seat upgrades, Delta Vacations, and in-flight purchases.
Spend $2,000 on Delta flights: earn 4,000 miles (worth ~$48 at 1.2 cpp)
Earn 2 miles per dollar at restaurants worldwide, including takeout and delivery in the U.S. No enrollment or activation required.
Spend $5,000 on dining: earn 10,000 miles (worth ~$120 at 1.2 cpp)
Earn 1 mile per dollar on all other eligible purchases — groceries, gas, utilities, subscriptions, and more.
Spend $20,000 on other purchases: earn 20,000 miles (worth ~$240 at 1.2 cpp)
Benefits & Perks
Program & Transfers
America's premium airline rewards program
Delta SkyMiles is the loyalty program of Delta Air Lines, serving over 100 million members worldwide. As a founding member of the SkyTeam alliance, SkyMiles miles can be earned and redeemed across 19 partner airlines including Air France, KLM, Korean Air, and Virgin Atlantic. The program offers revenue-based earning on Delta flights and status qualification through Medallion tiers. Delta operates the largest airline network in the United States with major hubs in Atlanta, Minneapolis, Detroit, Seattle, Los Angeles, and New York. SkyMiles members earn miles based on ticket price rather than distance, with Medallion elite members earning bonus miles on every flight. The program is known for strong premium cabin availability on domestic routes and competitive pricing for SkyTeam partner awards. SkyMiles partners with American Express for co-branded credit cards that offer accelerated earning, free checked bags, and priority boarding. Higher-tier cards grant automatic Medallion status and companion certificates worth up to $1,000 in travel value annually.
Reviews & Analysis
Details & Terms
| Rule | Details |
|---|---|
| Amex 2/90 | You'll be declined if you apply for a third Amex card in 90 days |
| Amex 4 Credit | Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth |
| Delta Family | When applying for Delta personal cards, start with the lowest tiered card in the family to be eligible for the signup bonus on each remaining card |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Amex 1/7 | Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card) |
| Amex Popup Jail | After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus |
| Purchase APR | 19.49%–28.49% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee |

Earn 2X miles on Delta and dining with $0 annual fee
The Delta SkyMiles Blue earns 2X miles on Delta purchases and restaurants worldwide with no annual fee. Use Pay with Miles to take $50 off flights for every 5,000 miles redeemed on delta.com, and save 20% on in-flight purchases. No foreign transaction fees make it a practical travel companion.
$0
Annual Fee
10,000
Airline · Welcome Bonus
2X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Amex Standard
Rewards Currency
Delta SkyMiles
Point Valuation
1–1.25 cpp (mid: 1.2)
Credit Required
Good to Excellent
10,000
Airline
$1,000
Spend Required
6 months
Time Period
Earn 10,000 bonus miles after you spend $1,000 in purchases on your new card in your first 6 months. That's worth about $120 toward Delta flights.
2X
2X
2X
Delta flight purchases made directly with Delta
2X
2X miles on dining at restaurants, including takeout and delivery in the U.S.
1X
1x miles on all other eligible purchases
Earn 2 miles per dollar on eligible Delta purchases made directly with Delta. Covers flights, seat upgrades, Delta Vacations, and in-flight purchases.
Spend $2,000 on Delta flights: earn 4,000 miles (worth ~$48 at 1.2 cpp)
Earn 2 miles per dollar at restaurants worldwide, including takeout and delivery in the U.S. No enrollment or activation required.
Spend $5,000 on dining: earn 10,000 miles (worth ~$120 at 1.2 cpp)
Earn 1 mile per dollar on all other eligible purchases — groceries, gas, utilities, subscriptions, and more.
Spend $20,000 on other purchases: earn 20,000 miles (worth ~$240 at 1.2 cpp)
Benefits & Perks
Program & Transfers
America's premium airline rewards program
Delta SkyMiles is the loyalty program of Delta Air Lines, serving over 100 million members worldwide. As a founding member of the SkyTeam alliance, SkyMiles miles can be earned and redeemed across 19 partner airlines including Air France, KLM, Korean Air, and Virgin Atlantic. The program offers revenue-based earning on Delta flights and status qualification through Medallion tiers. Delta operates the largest airline network in the United States with major hubs in Atlanta, Minneapolis, Detroit, Seattle, Los Angeles, and New York. SkyMiles members earn miles based on ticket price rather than distance, with Medallion elite members earning bonus miles on every flight. The program is known for strong premium cabin availability on domestic routes and competitive pricing for SkyTeam partner awards. SkyMiles partners with American Express for co-branded credit cards that offer accelerated earning, free checked bags, and priority boarding. Higher-tier cards grant automatic Medallion status and companion certificates worth up to $1,000 in travel value annually.
Reviews & Analysis
Details & Terms
| Rule | Details |
|---|---|
| Amex 2/90 | You'll be declined if you apply for a third Amex card in 90 days |
| Amex 4 Credit | Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth |
| Delta Family | When applying for Delta personal cards, start with the lowest tiered card in the family to be eligible for the signup bonus on each remaining card |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Amex 1/7 | Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card) |
| Amex Popup Jail | After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus |
| Purchase APR | 19.49%–28.49% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee |

Earn 2X miles on Delta and dining with $0 annual fee
The Delta SkyMiles Blue earns 2X miles on Delta purchases and restaurants worldwide with no annual fee. Use Pay with Miles to take $50 off flights for every 5,000 miles redeemed on delta.com, and save 20% on in-flight purchases. No foreign transaction fees make it a practical travel companion.
$0
Annual Fee
10,000
Airline · Welcome Bonus
2X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Amex Standard
Rewards Currency
Delta SkyMiles
Point Valuation
1–1.25 cpp (mid: 1.2)
Credit Required
Good to Excellent
10,000
Airline
$1,000
Spend Required
6 months
Time Period
Earn 10,000 bonus miles after you spend $1,000 in purchases on your new card in your first 6 months. That's worth about $120 toward Delta flights.
2X
2X
2X
Delta flight purchases made directly with Delta
2X
2X miles on dining at restaurants, including takeout and delivery in the U.S.
1X
1x miles on all other eligible purchases
Earn 2 miles per dollar on eligible Delta purchases made directly with Delta. Covers flights, seat upgrades, Delta Vacations, and in-flight purchases.
Spend $2,000 on Delta flights: earn 4,000 miles (worth ~$48 at 1.2 cpp)
Earn 2 miles per dollar at restaurants worldwide, including takeout and delivery in the U.S. No enrollment or activation required.
Spend $5,000 on dining: earn 10,000 miles (worth ~$120 at 1.2 cpp)
Earn 1 mile per dollar on all other eligible purchases — groceries, gas, utilities, subscriptions, and more.
Spend $20,000 on other purchases: earn 20,000 miles (worth ~$240 at 1.2 cpp)
Benefits & Perks
Program & Transfers
America's premium airline rewards program
Delta SkyMiles is the loyalty program of Delta Air Lines, serving over 100 million members worldwide. As a founding member of the SkyTeam alliance, SkyMiles miles can be earned and redeemed across 19 partner airlines including Air France, KLM, Korean Air, and Virgin Atlantic. The program offers revenue-based earning on Delta flights and status qualification through Medallion tiers. Delta operates the largest airline network in the United States with major hubs in Atlanta, Minneapolis, Detroit, Seattle, Los Angeles, and New York. SkyMiles members earn miles based on ticket price rather than distance, with Medallion elite members earning bonus miles on every flight. The program is known for strong premium cabin availability on domestic routes and competitive pricing for SkyTeam partner awards. SkyMiles partners with American Express for co-branded credit cards that offer accelerated earning, free checked bags, and priority boarding. Higher-tier cards grant automatic Medallion status and companion certificates worth up to $1,000 in travel value annually.
Reviews & Analysis
Details & Terms
| Rule | Details |
|---|---|
| Amex 2/90 | You'll be declined if you apply for a third Amex card in 90 days |
| Amex 4 Credit | Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth |
| Delta Family | When applying for Delta personal cards, start with the lowest tiered card in the family to be eligible for the signup bonus on each remaining card |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Amex 1/7 | Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card) |
| Amex Popup Jail | After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus |
| Purchase APR | 19.49%–28.49% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee |
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Reimbursement for purchases damaged, stolen, or lost within 90 days. Premium cards up to $10K/item, $50K annual max.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 5 years or less.
Reimbursement up to $300/item ($1K annually) when merchant won't accept return within 90 days. Premium cards only.
Secondary coverage for theft and collision damage on rentals up to 30 days. Skip rental counter insurance and save $15-40/day.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| US to South America in Economy | 10,000 | — | economy | south_america |
| US to Canada in Economy | 10,300 | — | economy | united_states |
| US to Hawaii in Economy | 10,900 | — | economy | united_states |
| Domestic US in First Class | 12,500 | — | first | united_states |
| US to Europe in Economy | 23,000 | — | economy | europe |
| Intra-European Economy on Partners | 10,000 | — | economy | europe |
| Intra-European Business on Partners | 25,000 | — | business | europe |
| Middle East to Europe Business Class | 42,500 | — | business | europe |
| Within Asia Business on Korean Air | 15,000 | — | business | asia |
| Asia to Oceania Business Class | 65,000 | — | business | australia_nz |
| LATAM Short-Haul Economy in South America | 6,400 | — | economy | south_america |
| Delta Flash Sales to Europe | 34,000 | — | economy | europe |
| Hawaiian Inter-Island Economy | 7,500 | — | economy | united_states |
The Delta SkyMiles Blue earns 2X on Delta and restaurants with no annual fee, but lacks the free checked bag and priority boarding found on the Delta Gold ($150/year). Best for occasional Delta flyers who want to earn miles without paying to hold the card.
The Delta SkyMiles Blue card isn't worth getting despite having no annual fee. The welcome offer is too low to justify using a valuable card slot. Choose another Delta card with better benefits if you need airline-specific miles.
The Delta SkyMiles Blue card is not a card we recommend getting. The welcome offer is much too low to ever warrant a spot on your 5/24 despite having no annual fee. When considering co-branded airline cards like this one, you should be very selective. These cards differ from Chase Sapphire, Capital One Venture, or American Express cards. You likely won't want multiple cards from the same airline because the miles aren't as versatile. They can only be used on that specific airline or their partners, providing fewer options compared to non-co-branded cards. If you need a Delta card, choose one of the others offering a higher welcome bonus and perks that will be valuable based on how often you fly with the airline.
The Delta SkyMiles Blue card offers several features that might appeal to occasional Delta flyers who want to earn miles without paying an annual fee:
- **Welcome bonus of 10,000 miles** after spending $1,000 in the first six months
- **No annual fee** for those who want to avoid additional costs
- **2x miles on restaurant dining**, including both takeout and delivery services
The card also provides 2x miles on purchases made directly with Delta, helping you accumulate rewards faster when booking flights. Also, cardholders receive 20% back on in-flight purchases of food and beverages, providing some savings during your travel experience.
Another benefit is the $50 discount on your flight cost for every 5,000 miles you redeem through the Pay with Miles program. This feature gives you flexibility in how you use your miles for travel redemptions.
For travelers concerned about protection, the card includes car rental loss and damage insurance when you use it to pay for your rental vehicle, offering peace of mind during your journeys.
Here are some exceptions where the card might not be good for you:
- The welcome offer is very low and won't get you much in the way of free airfare
- No other notable benefits besides having no annual fee
**Delta is a good point system for both domestic and international flights.**
- Delta offers many cards, making initial collection relatively easy. But the Amex 1/7 Rule limits that ability over time.
- Delta is part of the Amex partner reward system and is a decent transfer value.
- We save Delta points for specific flights, perhaps direct domestic or best value international.
- We use easier-to-collect point systems such as Southwest and American ahead of Delta.
The **Delta SkyMiles Blue Card** sits at the bottom tier of American Express's Delta card lineup. While its no-annual-fee structure might seem appealing, its overall value proposition is limited when compared to its siblings:
- Welcome bonus: Only 10,000 miles – significantly lower than other Delta cards
- Benefits package: Minimal perks beyond the basic earning structure
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
| $0 |
You can find Delta awards for as little as 4,200 miles. If you have a Delta co-branded credit card, you get a 15% discount, bringing some flights down to 3,570 miles. Taxes are usually low as well, often just $5.60 for a one-way domestic ticket.
The [Delta SkyMiles Reserve Business](https://pointsnav.com/credit-cards/delta-skymiles-reserve-business) card has the highest regular signup bonus. You can earn 80,000 SkyMiles after spending $10,000 in the first six months. You’ll also earn at least 10,000 miles from that spend. Delta has offered elevated 100,000-mile bonuses in the past.
You can access Sky Clubs with Diamond Medallion status or by flying in a premium cabin when you hold Gold or Platinum status. Certain cards also provide access, including the Delta Reserve (personal and business) and the Amex Platinum ( [personal](https://pointsnav.com/credit-cards/american-express-platinum-personal) and [business](https://pointsnav.com/credit-cards/american-express-platinum-business)).
Log in to your Delta SkyMiles account to see your mileage balance. On the website, your name and miles appear at the top right. In the app, tap “Account” to view your balance. If you don’t have a SkyMiles account, you won’t have any Delta miles yet.
Yes. You can request mileage credit after you've flown, even if you didn't have a SkyMiles account at the time. Log in and visit the [Request Mileage Credit page](https://www.delta.com/myskymiles/request-mileage-credit). As long as your flight was at least 7 days ago and within the last 9 months, you can receive credit.
TPG comparison of all 4 Delta personal cards. Positions the Blue as a solid entry-level option for infrequent Delta flyers, with detailed breakdown of when to upgrade to Gold or Platinum.
Bankrate rates it 3.8/5, calling it a great starter option for co-branded cards. Covers first-year vs ongoing value ($240 vs $120), perks, and pairing recommendations.
NerdWallet positions the Delta Blue as ideal for loyal but infrequent Delta flyers who want to earn SkyMiles without paying an annual fee.
Forbes Advisor rates the Delta Blue 2.7/5, noting it lacks free checked bags and priority boarding but offers no-annual-fee SkyMiles earning. Detailed comparison with Delta Gold, Reserve, and Amex Green.
US News review covering the Delta Blue's modest mileage reward structure, no foreign transaction or annual fees, and comparison to other entry-level travel cards.
Credit Karma aggregates 42 user reviews with a 3.7 rating, highlighting the card's value for Delta rewards with no annual fee.
LendingTree notes the Blue is the only Delta-branded card with $0 annual fee, but its low rewards earning rate and mediocre welcome bonus limit its appeal.
CompareCards review highlighting the 2X miles on restaurants worldwide and the card's value as a no-annual-fee Delta option.


| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Reimbursement for purchases damaged, stolen, or lost within 90 days. Premium cards up to $10K/item, $50K annual max.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 5 years or less.
Reimbursement up to $300/item ($1K annually) when merchant won't accept return within 90 days. Premium cards only.
Secondary coverage for theft and collision damage on rentals up to 30 days. Skip rental counter insurance and save $15-40/day.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| US to South America in Economy | 10,000 | — | economy | south_america |
| US to Canada in Economy | 10,300 | — | economy | united_states |
| US to Hawaii in Economy | 10,900 | — | economy | united_states |
| Domestic US in First Class | 12,500 | — | first | united_states |
| US to Europe in Economy | 23,000 | — | economy | europe |
| Intra-European Economy on Partners | 10,000 | — | economy | europe |
| Intra-European Business on Partners | 25,000 | — | business | europe |
| Middle East to Europe Business Class | 42,500 | — | business | europe |
| Within Asia Business on Korean Air | 15,000 | — | business | asia |
| Asia to Oceania Business Class | 65,000 | — | business | australia_nz |
| LATAM Short-Haul Economy in South America | 6,400 | — | economy | south_america |
| Delta Flash Sales to Europe | 34,000 | — | economy | europe |
| Hawaiian Inter-Island Economy | 7,500 | — | economy | united_states |
The Delta SkyMiles Blue earns 2X on Delta and restaurants with no annual fee, but lacks the free checked bag and priority boarding found on the Delta Gold ($150/year). Best for occasional Delta flyers who want to earn miles without paying to hold the card.
The Delta SkyMiles Blue card isn't worth getting despite having no annual fee. The welcome offer is too low to justify using a valuable card slot. Choose another Delta card with better benefits if you need airline-specific miles.
The Delta SkyMiles Blue card is not a card we recommend getting. The welcome offer is much too low to ever warrant a spot on your 5/24 despite having no annual fee. When considering co-branded airline cards like this one, you should be very selective. These cards differ from Chase Sapphire, Capital One Venture, or American Express cards. You likely won't want multiple cards from the same airline because the miles aren't as versatile. They can only be used on that specific airline or their partners, providing fewer options compared to non-co-branded cards. If you need a Delta card, choose one of the others offering a higher welcome bonus and perks that will be valuable based on how often you fly with the airline.
The Delta SkyMiles Blue card offers several features that might appeal to occasional Delta flyers who want to earn miles without paying an annual fee:
- **Welcome bonus of 10,000 miles** after spending $1,000 in the first six months
- **No annual fee** for those who want to avoid additional costs
- **2x miles on restaurant dining**, including both takeout and delivery services
The card also provides 2x miles on purchases made directly with Delta, helping you accumulate rewards faster when booking flights. Also, cardholders receive 20% back on in-flight purchases of food and beverages, providing some savings during your travel experience.
Another benefit is the $50 discount on your flight cost for every 5,000 miles you redeem through the Pay with Miles program. This feature gives you flexibility in how you use your miles for travel redemptions.
For travelers concerned about protection, the card includes car rental loss and damage insurance when you use it to pay for your rental vehicle, offering peace of mind during your journeys.
Here are some exceptions where the card might not be good for you:
- The welcome offer is very low and won't get you much in the way of free airfare
- No other notable benefits besides having no annual fee
**Delta is a good point system for both domestic and international flights.**
- Delta offers many cards, making initial collection relatively easy. But the Amex 1/7 Rule limits that ability over time.
- Delta is part of the Amex partner reward system and is a decent transfer value.
- We save Delta points for specific flights, perhaps direct domestic or best value international.
- We use easier-to-collect point systems such as Southwest and American ahead of Delta.
The **Delta SkyMiles Blue Card** sits at the bottom tier of American Express's Delta card lineup. While its no-annual-fee structure might seem appealing, its overall value proposition is limited when compared to its siblings:
- Welcome bonus: Only 10,000 miles – significantly lower than other Delta cards
- Benefits package: Minimal perks beyond the basic earning structure
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
| $0 |
You can find Delta awards for as little as 4,200 miles. If you have a Delta co-branded credit card, you get a 15% discount, bringing some flights down to 3,570 miles. Taxes are usually low as well, often just $5.60 for a one-way domestic ticket.
The [Delta SkyMiles Reserve Business](https://pointsnav.com/credit-cards/delta-skymiles-reserve-business) card has the highest regular signup bonus. You can earn 80,000 SkyMiles after spending $10,000 in the first six months. You’ll also earn at least 10,000 miles from that spend. Delta has offered elevated 100,000-mile bonuses in the past.
You can access Sky Clubs with Diamond Medallion status or by flying in a premium cabin when you hold Gold or Platinum status. Certain cards also provide access, including the Delta Reserve (personal and business) and the Amex Platinum ( [personal](https://pointsnav.com/credit-cards/american-express-platinum-personal) and [business](https://pointsnav.com/credit-cards/american-express-platinum-business)).
Log in to your Delta SkyMiles account to see your mileage balance. On the website, your name and miles appear at the top right. In the app, tap “Account” to view your balance. If you don’t have a SkyMiles account, you won’t have any Delta miles yet.
Yes. You can request mileage credit after you've flown, even if you didn't have a SkyMiles account at the time. Log in and visit the [Request Mileage Credit page](https://www.delta.com/myskymiles/request-mileage-credit). As long as your flight was at least 7 days ago and within the last 9 months, you can receive credit.
TPG comparison of all 4 Delta personal cards. Positions the Blue as a solid entry-level option for infrequent Delta flyers, with detailed breakdown of when to upgrade to Gold or Platinum.
Bankrate rates it 3.8/5, calling it a great starter option for co-branded cards. Covers first-year vs ongoing value ($240 vs $120), perks, and pairing recommendations.
NerdWallet positions the Delta Blue as ideal for loyal but infrequent Delta flyers who want to earn SkyMiles without paying an annual fee.
Forbes Advisor rates the Delta Blue 2.7/5, noting it lacks free checked bags and priority boarding but offers no-annual-fee SkyMiles earning. Detailed comparison with Delta Gold, Reserve, and Amex Green.
US News review covering the Delta Blue's modest mileage reward structure, no foreign transaction or annual fees, and comparison to other entry-level travel cards.
Credit Karma aggregates 42 user reviews with a 3.7 rating, highlighting the card's value for Delta rewards with no annual fee.
LendingTree notes the Blue is the only Delta-branded card with $0 annual fee, but its low rewards earning rate and mediocre welcome bonus limit its appeal.
CompareCards review highlighting the 2X miles on restaurants worldwide and the card's value as a no-annual-fee Delta option.


| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Reimbursement for purchases damaged, stolen, or lost within 90 days. Premium cards up to $10K/item, $50K annual max.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 5 years or less.
Reimbursement up to $300/item ($1K annually) when merchant won't accept return within 90 days. Premium cards only.
Secondary coverage for theft and collision damage on rentals up to 30 days. Skip rental counter insurance and save $15-40/day.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| US to South America in Economy | 10,000 | — | economy | south_america |
| US to Canada in Economy | 10,300 | — | economy | united_states |
| US to Hawaii in Economy | 10,900 | — | economy | united_states |
| Domestic US in First Class | 12,500 | — | first | united_states |
| US to Europe in Economy | 23,000 | — | economy | europe |
| Intra-European Economy on Partners | 10,000 | — | economy | europe |
| Intra-European Business on Partners | 25,000 | — | business | europe |
| Middle East to Europe Business Class | 42,500 | — | business | europe |
| Within Asia Business on Korean Air | 15,000 | — | business | asia |
| Asia to Oceania Business Class | 65,000 | — | business | australia_nz |
| LATAM Short-Haul Economy in South America | 6,400 | — | economy | south_america |
| Delta Flash Sales to Europe | 34,000 | — | economy | europe |
| Hawaiian Inter-Island Economy | 7,500 | — | economy | united_states |
The Delta SkyMiles Blue earns 2X on Delta and restaurants with no annual fee, but lacks the free checked bag and priority boarding found on the Delta Gold ($150/year). Best for occasional Delta flyers who want to earn miles without paying to hold the card.
The Delta SkyMiles Blue card isn't worth getting despite having no annual fee. The welcome offer is too low to justify using a valuable card slot. Choose another Delta card with better benefits if you need airline-specific miles.
The Delta SkyMiles Blue card is not a card we recommend getting. The welcome offer is much too low to ever warrant a spot on your 5/24 despite having no annual fee. When considering co-branded airline cards like this one, you should be very selective. These cards differ from Chase Sapphire, Capital One Venture, or American Express cards. You likely won't want multiple cards from the same airline because the miles aren't as versatile. They can only be used on that specific airline or their partners, providing fewer options compared to non-co-branded cards. If you need a Delta card, choose one of the others offering a higher welcome bonus and perks that will be valuable based on how often you fly with the airline.
The Delta SkyMiles Blue card offers several features that might appeal to occasional Delta flyers who want to earn miles without paying an annual fee:
- **Welcome bonus of 10,000 miles** after spending $1,000 in the first six months
- **No annual fee** for those who want to avoid additional costs
- **2x miles on restaurant dining**, including both takeout and delivery services
The card also provides 2x miles on purchases made directly with Delta, helping you accumulate rewards faster when booking flights. Also, cardholders receive 20% back on in-flight purchases of food and beverages, providing some savings during your travel experience.
Another benefit is the $50 discount on your flight cost for every 5,000 miles you redeem through the Pay with Miles program. This feature gives you flexibility in how you use your miles for travel redemptions.
For travelers concerned about protection, the card includes car rental loss and damage insurance when you use it to pay for your rental vehicle, offering peace of mind during your journeys.
Here are some exceptions where the card might not be good for you:
- The welcome offer is very low and won't get you much in the way of free airfare
- No other notable benefits besides having no annual fee
**Delta is a good point system for both domestic and international flights.**
- Delta offers many cards, making initial collection relatively easy. But the Amex 1/7 Rule limits that ability over time.
- Delta is part of the Amex partner reward system and is a decent transfer value.
- We save Delta points for specific flights, perhaps direct domestic or best value international.
- We use easier-to-collect point systems such as Southwest and American ahead of Delta.
The **Delta SkyMiles Blue Card** sits at the bottom tier of American Express's Delta card lineup. While its no-annual-fee structure might seem appealing, its overall value proposition is limited when compared to its siblings:
- Welcome bonus: Only 10,000 miles – significantly lower than other Delta cards
- Benefits package: Minimal perks beyond the basic earning structure
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
| $0 |
You can find Delta awards for as little as 4,200 miles. If you have a Delta co-branded credit card, you get a 15% discount, bringing some flights down to 3,570 miles. Taxes are usually low as well, often just $5.60 for a one-way domestic ticket.
The [Delta SkyMiles Reserve Business](https://pointsnav.com/credit-cards/delta-skymiles-reserve-business) card has the highest regular signup bonus. You can earn 80,000 SkyMiles after spending $10,000 in the first six months. You’ll also earn at least 10,000 miles from that spend. Delta has offered elevated 100,000-mile bonuses in the past.
You can access Sky Clubs with Diamond Medallion status or by flying in a premium cabin when you hold Gold or Platinum status. Certain cards also provide access, including the Delta Reserve (personal and business) and the Amex Platinum ( [personal](https://pointsnav.com/credit-cards/american-express-platinum-personal) and [business](https://pointsnav.com/credit-cards/american-express-platinum-business)).
Log in to your Delta SkyMiles account to see your mileage balance. On the website, your name and miles appear at the top right. In the app, tap “Account” to view your balance. If you don’t have a SkyMiles account, you won’t have any Delta miles yet.
Yes. You can request mileage credit after you've flown, even if you didn't have a SkyMiles account at the time. Log in and visit the [Request Mileage Credit page](https://www.delta.com/myskymiles/request-mileage-credit). As long as your flight was at least 7 days ago and within the last 9 months, you can receive credit.
TPG comparison of all 4 Delta personal cards. Positions the Blue as a solid entry-level option for infrequent Delta flyers, with detailed breakdown of when to upgrade to Gold or Platinum.
Bankrate rates it 3.8/5, calling it a great starter option for co-branded cards. Covers first-year vs ongoing value ($240 vs $120), perks, and pairing recommendations.
NerdWallet positions the Delta Blue as ideal for loyal but infrequent Delta flyers who want to earn SkyMiles without paying an annual fee.
Forbes Advisor rates the Delta Blue 2.7/5, noting it lacks free checked bags and priority boarding but offers no-annual-fee SkyMiles earning. Detailed comparison with Delta Gold, Reserve, and Amex Green.
US News review covering the Delta Blue's modest mileage reward structure, no foreign transaction or annual fees, and comparison to other entry-level travel cards.
Credit Karma aggregates 42 user reviews with a 3.7 rating, highlighting the card's value for Delta rewards with no annual fee.
LendingTree notes the Blue is the only Delta-branded card with $0 annual fee, but its low rewards earning rate and mediocre welcome bonus limit its appeal.
CompareCards review highlighting the 2X miles on restaurants worldwide and the card's value as a no-annual-fee Delta option.


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- Long-term value: Limited ongoing benefits for regular Delta flyers
If you're considering a Delta card for an upcoming trip, the **Delta SkyMiles Gold Card** offers much better initial value. It waives the $150 annual fee for the first year and provides a substantial 50,000-mile welcome bonus. You'll also enjoy practical benefits like a free first checked bag, though it may not justify keeping beyond year one when the annual fee kicks in.
For more frequent Delta travelers, consider these higher-tier options:
- **Delta SkyMiles Platinum Card:** $350 annual fee with a 60,000-mile welcome offer, companion certificate, and statement credits that help offset the cost
- **Delta SkyMiles Reserve Card:** Premium option at $650 annually, featuring a 70,000-mile bonus, first-class companion certificate, and Delta Sky Club access
Your ideal card depends on your Delta flying habits and how you value the specific perks each card provides. For most travelers, the Blue card's offerings simply don't compete with either the short-term value of the Gold card or the premium benefits of the Platinum and Reserve cards.
What can I say about this card? Not a lot of good. I got it only to top off some Delta points I needed for a flight I had my eye on. Because, let’s be honest, where can you really go with 10,000 Delta SkyMiles? Even if you’re brand new to the game, you know it’s not very far.
Yes, there’s no annual fee and no foreign transaction fees, but you can get those perks with other cards and get more value for taking a credit hit. I can’t get this one again because AMEX offers sign up bonuses only once in a lifetime, but even if I could, I wouldn’t. I’m not being cheeky. I’m being smart.
- Long-term value: Limited ongoing benefits for regular Delta flyers
If you're considering a Delta card for an upcoming trip, the **Delta SkyMiles Gold Card** offers much better initial value. It waives the $150 annual fee for the first year and provides a substantial 50,000-mile welcome bonus. You'll also enjoy practical benefits like a free first checked bag, though it may not justify keeping beyond year one when the annual fee kicks in.
For more frequent Delta travelers, consider these higher-tier options:
- **Delta SkyMiles Platinum Card:** $350 annual fee with a 60,000-mile welcome offer, companion certificate, and statement credits that help offset the cost
- **Delta SkyMiles Reserve Card:** Premium option at $650 annually, featuring a 70,000-mile bonus, first-class companion certificate, and Delta Sky Club access
Your ideal card depends on your Delta flying habits and how you value the specific perks each card provides. For most travelers, the Blue card's offerings simply don't compete with either the short-term value of the Gold card or the premium benefits of the Platinum and Reserve cards.
What can I say about this card? Not a lot of good. I got it only to top off some Delta points I needed for a flight I had my eye on. Because, let’s be honest, where can you really go with 10,000 Delta SkyMiles? Even if you’re brand new to the game, you know it’s not very far.
Yes, there’s no annual fee and no foreign transaction fees, but you can get those perks with other cards and get more value for taking a credit hit. I can’t get this one again because AMEX offers sign up bonuses only once in a lifetime, but even if I could, I wouldn’t. I’m not being cheeky. I’m being smart.
- Long-term value: Limited ongoing benefits for regular Delta flyers
If you're considering a Delta card for an upcoming trip, the **Delta SkyMiles Gold Card** offers much better initial value. It waives the $150 annual fee for the first year and provides a substantial 50,000-mile welcome bonus. You'll also enjoy practical benefits like a free first checked bag, though it may not justify keeping beyond year one when the annual fee kicks in.
For more frequent Delta travelers, consider these higher-tier options:
- **Delta SkyMiles Platinum Card:** $350 annual fee with a 60,000-mile welcome offer, companion certificate, and statement credits that help offset the cost
- **Delta SkyMiles Reserve Card:** Premium option at $650 annually, featuring a 70,000-mile bonus, first-class companion certificate, and Delta Sky Club access
Your ideal card depends on your Delta flying habits and how you value the specific perks each card provides. For most travelers, the Blue card's offerings simply don't compete with either the short-term value of the Gold card or the premium benefits of the Platinum and Reserve cards.
What can I say about this card? Not a lot of good. I got it only to top off some Delta points I needed for a flight I had my eye on. Because, let’s be honest, where can you really go with 10,000 Delta SkyMiles? Even if you’re brand new to the game, you know it’s not very far.
Yes, there’s no annual fee and no foreign transaction fees, but you can get those perks with other cards and get more value for taking a credit hit. I can’t get this one again because AMEX offers sign up bonuses only once in a lifetime, but even if I could, I wouldn’t. I’m not being cheeky. I’m being smart.