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© Copyright 2026 CardRewards. All Rights Reserved.
$99
Annual Fee
50,000
points · Welcome Bonus
3X
Top Rate
Annual Fee
$99
Foreign Transaction Fee
$0
Network
Mastercard World Elite
Rewards Currency
Alaska Airlines Atmos Rewards
Point Valuation
1.5–1.8 cpp (mid: 1.8)
Credit Required
Excellent
Welcome Offer
50,000
points
Spend $4,000 in the first 90 months
3X
Earn 3x miles on eligible Alaska Airlines purchases
3X
Earn 3x miles on eligible Hawaiian Airlines purchases
2X
Earn 2x miles on dining
2X
Earn 2x miles on gas
2X
Earn 2x miles on office supply store purchases
Benefits & Perks
Estimated annual value: $95
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $10/mo Instacart+ | — | Shopping | — | |
| $5 Lyft + airport savings | — | Transit & Rideshare | — | |
| $3/mo Peacock | — | Streaming | — | |
| $2.50/mo transit | — | Transit & Rideshare | — |
Program & Transfers
Your passport to possibility
Atmos Rewards is the combined loyalty program of Alaska Airlines and Hawaiian Airlines, formed in January 2026 when the two programs merged. Rated the #1 airline loyalty program by U.S. News & World Report (2025-2026), Atmos Rewards offers members access to 1,000+ destinations across 30+ airline partners worldwide, including the full oneworld alliance network. The program uses a status points system for elite qualification, with points earned from flights, credit card spending, and everyday partners like Lyft, hotels, and shopping. Status tiers include Silver (25% bonus), Gold (50% bonus), Platinum (100% bonus), and Titanium (150% bonus), with milestone rewards available at various thresholds allowing members to choose personalized perks. Atmos Rewards partners with Bank of America for co-branded credit cards including the Summit Visa Infinite and Ascent Visa Signature cards. The program offers free Starlink Wi-Fi for all members on Alaska and Hawaiian flights (rolling out 2026), complimentary upgrades across First Class, Premium Class, and partner airlines, and points that never expire.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Domestic US Short-Haul Economy | 4,500 |
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| PointsNav | #54 of 119 |
Credit Utilization (60%)
Details & Terms
| Foreign Transaction Fee | $0 |
In August 2025, Alaska Airlines' Mileage Plan merged with Hawaiian Airlines' HawaiianMiles to form Atmos Rewards, the combined loyalty program for both airlines. All existing miles were converted to Atmos Rewards points.
No, Atmos Rewards points do not expire as long as your account is in good standing.
Summit Visa Infinite cardholders can share points with up to 10 other Atmos members at no fee. Points can also be transferred to select hotel programs (Marriott 1:1, Wyndham 1:1, IHG 1:1). Sharing without the Summit card is possible but costly.
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
$99
Annual Fee
50,000
points · Welcome Bonus
3X
Top Rate
Annual Fee
$99
Foreign Transaction Fee
$0
Network
Mastercard World Elite
Rewards Currency
Alaska Airlines Atmos Rewards
Point Valuation
1.5–1.8 cpp (mid: 1.8)
Credit Required
Excellent
Welcome Offer
50,000
points
Spend $4,000 in the first 90 months
3X
Earn 3x miles on eligible Alaska Airlines purchases
3X
Earn 3x miles on eligible Hawaiian Airlines purchases
2X
Earn 2x miles on dining
2X
Earn 2x miles on gas
2X
Earn 2x miles on office supply store purchases
Benefits & Perks
Estimated annual value: $95
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $10/mo Instacart+ | — | Shopping | — | |
| $5 Lyft + airport savings | — | Transit & Rideshare | — | |
| $3/mo Peacock | — | Streaming | — | |
| $2.50/mo transit | — | Transit & Rideshare | — |
Program & Transfers
Your passport to possibility
Atmos Rewards is the combined loyalty program of Alaska Airlines and Hawaiian Airlines, formed in January 2026 when the two programs merged. Rated the #1 airline loyalty program by U.S. News & World Report (2025-2026), Atmos Rewards offers members access to 1,000+ destinations across 30+ airline partners worldwide, including the full oneworld alliance network. The program uses a status points system for elite qualification, with points earned from flights, credit card spending, and everyday partners like Lyft, hotels, and shopping. Status tiers include Silver (25% bonus), Gold (50% bonus), Platinum (100% bonus), and Titanium (150% bonus), with milestone rewards available at various thresholds allowing members to choose personalized perks. Atmos Rewards partners with Bank of America for co-branded credit cards including the Summit Visa Infinite and Ascent Visa Signature cards. The program offers free Starlink Wi-Fi for all members on Alaska and Hawaiian flights (rolling out 2026), complimentary upgrades across First Class, Premium Class, and partner airlines, and points that never expire.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Domestic US Short-Haul Economy | 4,500 |
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| PointsNav | #54 of 119 |
Credit Utilization (60%)
Details & Terms
| Foreign Transaction Fee | $0 |
In August 2025, Alaska Airlines' Mileage Plan merged with Hawaiian Airlines' HawaiianMiles to form Atmos Rewards, the combined loyalty program for both airlines. All existing miles were converted to Atmos Rewards points.
No, Atmos Rewards points do not expire as long as your account is in good standing.
Summit Visa Infinite cardholders can share points with up to 10 other Atmos members at no fee. Points can also be transferred to select hotel programs (Marriott 1:1, Wyndham 1:1, IHG 1:1). Sharing without the Summit card is possible but costly.
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
$99
Annual Fee
50,000
points · Welcome Bonus
3X
Top Rate
Annual Fee
$99
Foreign Transaction Fee
$0
Network
Mastercard World Elite
Rewards Currency
Alaska Airlines Atmos Rewards
Point Valuation
1.5–1.8 cpp (mid: 1.8)
Credit Required
Excellent
Welcome Offer
50,000
points
Spend $4,000 in the first 90 months
3X
Earn 3x miles on eligible Alaska Airlines purchases
3X
Earn 3x miles on eligible Hawaiian Airlines purchases
2X
Earn 2x miles on dining
2X
Earn 2x miles on gas
2X
Earn 2x miles on office supply store purchases
Benefits & Perks
Estimated annual value: $95
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $10/mo Instacart+ | — | Shopping | — | |
| $5 Lyft + airport savings | — | Transit & Rideshare | — | |
| $3/mo Peacock | — | Streaming | — | |
| $2.50/mo transit | — | Transit & Rideshare | — |
Program & Transfers
Your passport to possibility
Atmos Rewards is the combined loyalty program of Alaska Airlines and Hawaiian Airlines, formed in January 2026 when the two programs merged. Rated the #1 airline loyalty program by U.S. News & World Report (2025-2026), Atmos Rewards offers members access to 1,000+ destinations across 30+ airline partners worldwide, including the full oneworld alliance network. The program uses a status points system for elite qualification, with points earned from flights, credit card spending, and everyday partners like Lyft, hotels, and shopping. Status tiers include Silver (25% bonus), Gold (50% bonus), Platinum (100% bonus), and Titanium (150% bonus), with milestone rewards available at various thresholds allowing members to choose personalized perks. Atmos Rewards partners with Bank of America for co-branded credit cards including the Summit Visa Infinite and Ascent Visa Signature cards. The program offers free Starlink Wi-Fi for all members on Alaska and Hawaiian flights (rolling out 2026), complimentary upgrades across First Class, Premium Class, and partner airlines, and points that never expire.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Domestic US Short-Haul Economy | 4,500 |
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| PointsNav | #54 of 119 |
Credit Utilization (60%)
Details & Terms
| Foreign Transaction Fee | $0 |
In August 2025, Alaska Airlines' Mileage Plan merged with Hawaiian Airlines' HawaiianMiles to form Atmos Rewards, the combined loyalty program for both airlines. All existing miles were converted to Atmos Rewards points.
No, Atmos Rewards points do not expire as long as your account is in good standing.
Summit Visa Infinite cardholders can share points with up to 10 other Atmos members at no fee. Points can also be transferred to select hotel programs (Marriott 1:1, Wyndham 1:1, IHG 1:1). Sharing without the Summit card is possible but costly.
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Deductible: 50
| alaska_mileage_plan |
| — |
| — |
| US to Hawaii Economy on Alaska/Hawaiian | 10,000 | alaska_mileage_plan | — | — |
| US to Hawaii First Class | 30,000 | alaska_mileage_plan | — | — |
| US to Europe Business Class | 45,000 | alaska_mileage_plan | — | — |
| US to Japan Business Class on JAL | 60,000 | alaska_mileage_plan | — | — |
| US to Japan First Class on JAL | 75,000 | alaska_mileage_plan | — | — |
| US to Hong Kong Business on Cathay Pacific | 85,000 | alaska_mileage_plan | — | — |
| US to South America Business Class | 35,000 | alaska_mileage_plan | — | — |
| Fiji Airways Business to South Pacific | 75,000 | alaska_mileage_plan | — | — |
| US to Australia Business on Qantas | 85,000 | alaska_mileage_plan | — | — |
| US to South Korea Economy | 30,000 | alaska_mileage_plan | — | — |
| Short-Haul Partner Economy | 7,500 | alaska_mileage_plan | — | — |
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$99
Net Annual Value
-$99
Bilt Rewards transfers in at 1:1, Marriott Bonvoy at 3:1, Best Western at 5:1, IHG at 5:1, and Choice Privileges at 5:1. Summit cardholders can transfer out to Marriott, Wyndham, IHG, Preferred Hotels, and Shangri-La.
Starting in 2026, members choose between distance-based (1 status point per mile), spending-based (5 per dollar), or segment-based (500 per segment). Credit cards also earn status points: Summit earns 1 per $2 spent, Ascent and Business earn 1 per $3 spent.
Yes, Atmos allows a free stopover on eligible one-way international partner awards at partner hubs like Tokyo (JAL), Hong Kong (Cathay), or Madrid (Iberia). You can also build stopovers into Alaska multicity domestic awards.
No fees for canceling or changing award tickets. Points are refunded to your account, taxes/fees to your payment method. There is a non-refundable partner booking fee of $12.50 per person each way.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Deductible: 50
| alaska_mileage_plan |
| — |
| — |
| US to Hawaii Economy on Alaska/Hawaiian | 10,000 | alaska_mileage_plan | — | — |
| US to Hawaii First Class | 30,000 | alaska_mileage_plan | — | — |
| US to Europe Business Class | 45,000 | alaska_mileage_plan | — | — |
| US to Japan Business Class on JAL | 60,000 | alaska_mileage_plan | — | — |
| US to Japan First Class on JAL | 75,000 | alaska_mileage_plan | — | — |
| US to Hong Kong Business on Cathay Pacific | 85,000 | alaska_mileage_plan | — | — |
| US to South America Business Class | 35,000 | alaska_mileage_plan | — | — |
| Fiji Airways Business to South Pacific | 75,000 | alaska_mileage_plan | — | — |
| US to Australia Business on Qantas | 85,000 | alaska_mileage_plan | — | — |
| US to South Korea Economy | 30,000 | alaska_mileage_plan | — | — |
| Short-Haul Partner Economy | 7,500 | alaska_mileage_plan | — | — |
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$99
Net Annual Value
-$99
Bilt Rewards transfers in at 1:1, Marriott Bonvoy at 3:1, Best Western at 5:1, IHG at 5:1, and Choice Privileges at 5:1. Summit cardholders can transfer out to Marriott, Wyndham, IHG, Preferred Hotels, and Shangri-La.
Starting in 2026, members choose between distance-based (1 status point per mile), spending-based (5 per dollar), or segment-based (500 per segment). Credit cards also earn status points: Summit earns 1 per $2 spent, Ascent and Business earn 1 per $3 spent.
Yes, Atmos allows a free stopover on eligible one-way international partner awards at partner hubs like Tokyo (JAL), Hong Kong (Cathay), or Madrid (Iberia). You can also build stopovers into Alaska multicity domestic awards.
No fees for canceling or changing award tickets. Points are refunded to your account, taxes/fees to your payment method. There is a non-refundable partner booking fee of $12.50 per person each way.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Deductible: 50
| alaska_mileage_plan |
| — |
| — |
| US to Hawaii Economy on Alaska/Hawaiian | 10,000 | alaska_mileage_plan | — | — |
| US to Hawaii First Class | 30,000 | alaska_mileage_plan | — | — |
| US to Europe Business Class | 45,000 | alaska_mileage_plan | — | — |
| US to Japan Business Class on JAL | 60,000 | alaska_mileage_plan | — | — |
| US to Japan First Class on JAL | 75,000 | alaska_mileage_plan | — | — |
| US to Hong Kong Business on Cathay Pacific | 85,000 | alaska_mileage_plan | — | — |
| US to South America Business Class | 35,000 | alaska_mileage_plan | — | — |
| Fiji Airways Business to South Pacific | 75,000 | alaska_mileage_plan | — | — |
| US to Australia Business on Qantas | 85,000 | alaska_mileage_plan | — | — |
| US to South Korea Economy | 30,000 | alaska_mileage_plan | — | — |
| Short-Haul Partner Economy | 7,500 | alaska_mileage_plan | — | — |
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$99
Net Annual Value
-$99
Bilt Rewards transfers in at 1:1, Marriott Bonvoy at 3:1, Best Western at 5:1, IHG at 5:1, and Choice Privileges at 5:1. Summit cardholders can transfer out to Marriott, Wyndham, IHG, Preferred Hotels, and Shangri-La.
Starting in 2026, members choose between distance-based (1 status point per mile), spending-based (5 per dollar), or segment-based (500 per segment). Credit cards also earn status points: Summit earns 1 per $2 spent, Ascent and Business earn 1 per $3 spent.
Yes, Atmos allows a free stopover on eligible one-way international partner awards at partner hubs like Tokyo (JAL), Hong Kong (Cathay), or Madrid (Iberia). You can also build stopovers into Alaska multicity domestic awards.
No fees for canceling or changing award tickets. Points are refunded to your account, taxes/fees to your payment method. There is a non-refundable partner booking fee of $12.50 per person each way.
