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$0
Annual Fee
2X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Good to Excellent
Benefits & Perks
Program & Transfers
Earn more on everyday spend.
One Key is Expedia Group's retail loyalty program that rewards travel bookings across its ecosystem (Expedia, Hotels.com, Vrbo, Travelocity, and Orbitz). Members earn OneKeyCash (valued at $1 each) on hotels, vacation rentals, flights, car rentals, activities, and packages. The program includes 4 status tiers (Blue, Silver, Gold, Platinum) based on annual trip elements, with higher tiers earning elevated rates and exclusive perks including room upgrades, late checkout, and VIP Access property bonuses.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Vrbo vacation rentals | 1,000 |
Reviews & Analysis
Details & Terms
| Purchase APR | 18.24%–28.24% (Variable) |
| Cash Advance APR | 28.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
OneKeyCash expires after 18 months of account inactivity. To keep your balance active, book at least one trip or maintain membership activity within the 18-month period. Once expired, OneKeyCash cannot be recovered.
No. For flights, you must cover the entire booking cost with OneKeyCash. You cannot combine OneKeyCash with another payment method (like a credit card) for a single flight reservation.
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
$0
Annual Fee
2X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Good to Excellent
Benefits & Perks
Program & Transfers
Earn more on everyday spend.
One Key is Expedia Group's retail loyalty program that rewards travel bookings across its ecosystem (Expedia, Hotels.com, Vrbo, Travelocity, and Orbitz). Members earn OneKeyCash (valued at $1 each) on hotels, vacation rentals, flights, car rentals, activities, and packages. The program includes 4 status tiers (Blue, Silver, Gold, Platinum) based on annual trip elements, with higher tiers earning elevated rates and exclusive perks including room upgrades, late checkout, and VIP Access property bonuses.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Vrbo vacation rentals | 1,000 |
Reviews & Analysis
Details & Terms
| Purchase APR | 18.24%–28.24% (Variable) |
| Cash Advance APR | 28.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
OneKeyCash expires after 18 months of account inactivity. To keep your balance active, book at least one trip or maintain membership activity within the 18-month period. Once expired, OneKeyCash cannot be recovered.
No. For flights, you must cover the entire booking cost with OneKeyCash. You cannot combine OneKeyCash with another payment method (like a credit card) for a single flight reservation.
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
$0
Annual Fee
2X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Good to Excellent
Benefits & Perks
Program & Transfers
Earn more on everyday spend.
One Key is Expedia Group's retail loyalty program that rewards travel bookings across its ecosystem (Expedia, Hotels.com, Vrbo, Travelocity, and Orbitz). Members earn OneKeyCash (valued at $1 each) on hotels, vacation rentals, flights, car rentals, activities, and packages. The program includes 4 status tiers (Blue, Silver, Gold, Platinum) based on annual trip elements, with higher tiers earning elevated rates and exclusive perks including room upgrades, late checkout, and VIP Access property bonuses.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Vrbo vacation rentals | 1,000 |
Reviews & Analysis
Details & Terms
| Purchase APR | 18.24%–28.24% (Variable) |
| Cash Advance APR | 28.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
OneKeyCash expires after 18 months of account inactivity. To keep your balance active, book at least one trip or maintain membership activity within the 18-month period. Once expired, OneKeyCash cannot be recovered.
No. For flights, you must cover the entire booking cost with OneKeyCash. You cannot combine OneKeyCash with another payment method (like a credit card) for a single flight reservation.
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
Fast track to top-tier perks
This card comes with an elite status or membership benefit that can unlock priority service, upgrades, and exclusive access.
Get Silver Elite Status automatically when you carry this card for exclusive member perks and room upgrades
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Coverage for hotel bookings against damage, theft, and loss with $0 deductible
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
| — |
| — |
| — |
| Package bookings (flight + hotel combo) | 2,500 | — | — | — |
| VIP Access hotel properties | 5,000 | — | — | — |
| Hotel stays (best value redemptions) | 1,000 | — | — | — |
| Car rentals | 1,000 | — | — | — |
| Ground transportation | 100 | — | — | — |
| Activities and tours | 500 | — | — | — |
| Cruises | 3,000 | — | — | — |
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$0
Net Annual Value
+$4.80
OneKeyCash cannot be transferred between accounts or pooled with family members. However, you can book travel for others and earn OneKeyCash on their bookings under your account.
No. When booking through the Expedia/One Key platform, you will not earn hotel loyalty program points (like IHG, Marriott, or Hilton points). You earn only OneKeyCash through One Key. To earn hotel loyalty points, you must book directly with the hotel chain.
Trip elements are individual components that count toward your annual status tier requirements. Each element includes hotel night, vacation rental night, flight ticket, car rental day, cruise night, ground transport booking, or activity booking. You need 5 elements for Silver, 15 for Gold, and 30 for Platinum status.
Blue members earn 0-2% depending on booking type. Silver earns 1%, Gold earns 2%, and Platinum earns 3% OneKeyCash on most bookings. Vrbo earning rates are tiered by status (Blue 0%, Silver 1%, Gold/Platinum 2% as of May 2025). Flights earn 0.2% across all tiers.
Fast track to top-tier perks
This card comes with an elite status or membership benefit that can unlock priority service, upgrades, and exclusive access.
Get Silver Elite Status automatically when you carry this card for exclusive member perks and room upgrades
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Coverage for hotel bookings against damage, theft, and loss with $0 deductible
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
| — |
| — |
| — |
| Package bookings (flight + hotel combo) | 2,500 | — | — | — |
| VIP Access hotel properties | 5,000 | — | — | — |
| Hotel stays (best value redemptions) | 1,000 | — | — | — |
| Car rentals | 1,000 | — | — | — |
| Ground transportation | 100 | — | — | — |
| Activities and tours | 500 | — | — | — |
| Cruises | 3,000 | — | — | — |
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$0
Net Annual Value
+$4.80
OneKeyCash cannot be transferred between accounts or pooled with family members. However, you can book travel for others and earn OneKeyCash on their bookings under your account.
No. When booking through the Expedia/One Key platform, you will not earn hotel loyalty program points (like IHG, Marriott, or Hilton points). You earn only OneKeyCash through One Key. To earn hotel loyalty points, you must book directly with the hotel chain.
Trip elements are individual components that count toward your annual status tier requirements. Each element includes hotel night, vacation rental night, flight ticket, car rental day, cruise night, ground transport booking, or activity booking. You need 5 elements for Silver, 15 for Gold, and 30 for Platinum status.
Blue members earn 0-2% depending on booking type. Silver earns 1%, Gold earns 2%, and Platinum earns 3% OneKeyCash on most bookings. Vrbo earning rates are tiered by status (Blue 0%, Silver 1%, Gold/Platinum 2% as of May 2025). Flights earn 0.2% across all tiers.
Fast track to top-tier perks
This card comes with an elite status or membership benefit that can unlock priority service, upgrades, and exclusive access.
Get Silver Elite Status automatically when you carry this card for exclusive member perks and room upgrades
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Coverage for hotel bookings against damage, theft, and loss with $0 deductible
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
| — |
| — |
| — |
| Package bookings (flight + hotel combo) | 2,500 | — | — | — |
| VIP Access hotel properties | 5,000 | — | — | — |
| Hotel stays (best value redemptions) | 1,000 | — | — | — |
| Car rentals | 1,000 | — | — | — |
| Ground transportation | 100 | — | — | — |
| Activities and tours | 500 | — | — | — |
| Cruises | 3,000 | — | — | — |
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$0
Net Annual Value
+$4.80
OneKeyCash cannot be transferred between accounts or pooled with family members. However, you can book travel for others and earn OneKeyCash on their bookings under your account.
No. When booking through the Expedia/One Key platform, you will not earn hotel loyalty program points (like IHG, Marriott, or Hilton points). You earn only OneKeyCash through One Key. To earn hotel loyalty points, you must book directly with the hotel chain.
Trip elements are individual components that count toward your annual status tier requirements. Each element includes hotel night, vacation rental night, flight ticket, car rental day, cruise night, ground transport booking, or activity booking. You need 5 elements for Silver, 15 for Gold, and 30 for Platinum status.
Blue members earn 0-2% depending on booking type. Silver earns 1%, Gold earns 2%, and Platinum earns 3% OneKeyCash on most bookings. Vrbo earning rates are tiered by status (Blue 0%, Silver 1%, Gold/Platinum 2% as of May 2025). Flights earn 0.2% across all tiers.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
