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6x on JetBlue + free bags + $100 credit for $99/year
The JetBlue Plus Card delivers $350+ in annual value through free checked bags for you and 3 companions, 5,000 anniversary points worth roughly $68, a $100 JetBlue Vacations credit, and 50% off inflight purchases. For JetBlue loyalists, the $99 annual fee is recouped within 1-2 roundtrips through the free baggage benefits alone.
$99
Annual Fee
70,000
Airline · Welcome Bonus
6X
Top Rate
Annual Fee
$99
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World Elite
Rewards Currency
JetBlue TrueBlue Rewards Program
Point Valuation
1.1–1.4 cpp (mid: 1.35)
Credit Required
Excellent
Welcome Offer
70,000
Airline
Spend $1,000 in the first 90 months
New cardholders earn 70,000 TrueBlue bonus points after meeting the initial spend requirement. That's enough for multiple roundtrip flights or premium cabin upgrades when using the card strategically.
Benefits & Perks
Program & Transfers
The loyalty program that rewards every type of traveler
JetBlue TrueBlue is the loyalty program of JetBlue Airways, known for customer-friendly policies including points that never expire, no blackout dates on award travel, and the innovative Perks You Pick system that lets members customize their rewards. JetBlue operates primarily on the East Coast with major focus cities at JFK, Boston, and Fort Lauderdale, plus extensive Caribbean and Latin American routes. TrueBlue uses a revenue-based earning model where members earn points based on fare price. Standard fares (Blue, Blue Plus, Blue Extra, Mint) earn 3 points per dollar, with an additional 3 bonus points when booking directly on jetblue.com for a total of 6 points per dollar. The program features a unique "Tiles" system for tracking status qualification, with members earning tiles through spending and progressing through four Mosaic elite levels. JetBlue partners with Barclays for co-branded credit cards that offer accelerated earning and help members reach Mosaic status faster. The program also features Points Pooling, allowing up to 7 family members to combine points for faster award redemptions. Mosaic 4 members now enjoy complimentary access to BlueHouse, JetBlue's new airport lounge at JFK.
Reviews & Analysis
Details & Terms
| Rule | Details |
|---|---|
| Barclay 6/24 | Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months. |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Barclay 0/6 | You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months |
| Purchase APR | 19.49%–29.49% (Variable) |
| Cash Advance APR | 29.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
6x on JetBlue + free bags + $100 credit for $99/year
The JetBlue Plus Card delivers $350+ in annual value through free checked bags for you and 3 companions, 5,000 anniversary points worth roughly $68, a $100 JetBlue Vacations credit, and 50% off inflight purchases. For JetBlue loyalists, the $99 annual fee is recouped within 1-2 roundtrips through the free baggage benefits alone.
$99
Annual Fee
70,000
Airline · Welcome Bonus
6X
Top Rate
Annual Fee
$99
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World Elite
Rewards Currency
JetBlue TrueBlue Rewards Program
Point Valuation
1.1–1.4 cpp (mid: 1.35)
Credit Required
Excellent
Welcome Offer
70,000
Airline
Spend $1,000 in the first 90 months
New cardholders earn 70,000 TrueBlue bonus points after meeting the initial spend requirement. That's enough for multiple roundtrip flights or premium cabin upgrades when using the card strategically.
Benefits & Perks
Program & Transfers
The loyalty program that rewards every type of traveler
JetBlue TrueBlue is the loyalty program of JetBlue Airways, known for customer-friendly policies including points that never expire, no blackout dates on award travel, and the innovative Perks You Pick system that lets members customize their rewards. JetBlue operates primarily on the East Coast with major focus cities at JFK, Boston, and Fort Lauderdale, plus extensive Caribbean and Latin American routes. TrueBlue uses a revenue-based earning model where members earn points based on fare price. Standard fares (Blue, Blue Plus, Blue Extra, Mint) earn 3 points per dollar, with an additional 3 bonus points when booking directly on jetblue.com for a total of 6 points per dollar. The program features a unique "Tiles" system for tracking status qualification, with members earning tiles through spending and progressing through four Mosaic elite levels. JetBlue partners with Barclays for co-branded credit cards that offer accelerated earning and help members reach Mosaic status faster. The program also features Points Pooling, allowing up to 7 family members to combine points for faster award redemptions. Mosaic 4 members now enjoy complimentary access to BlueHouse, JetBlue's new airport lounge at JFK.
Reviews & Analysis
Details & Terms
| Rule | Details |
|---|---|
| Barclay 6/24 | Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months. |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Barclay 0/6 | You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months |
| Purchase APR | 19.49%–29.49% (Variable) |
| Cash Advance APR | 29.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
6x on JetBlue + free bags + $100 credit for $99/year
The JetBlue Plus Card delivers $350+ in annual value through free checked bags for you and 3 companions, 5,000 anniversary points worth roughly $68, a $100 JetBlue Vacations credit, and 50% off inflight purchases. For JetBlue loyalists, the $99 annual fee is recouped within 1-2 roundtrips through the free baggage benefits alone.
$99
Annual Fee
70,000
Airline · Welcome Bonus
6X
Top Rate
Annual Fee
$99
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World Elite
Rewards Currency
JetBlue TrueBlue Rewards Program
Point Valuation
1.1–1.4 cpp (mid: 1.35)
Credit Required
Excellent
Welcome Offer
70,000
Airline
Spend $1,000 in the first 90 months
New cardholders earn 70,000 TrueBlue bonus points after meeting the initial spend requirement. That's enough for multiple roundtrip flights or premium cabin upgrades when using the card strategically.
Benefits & Perks
Program & Transfers
The loyalty program that rewards every type of traveler
JetBlue TrueBlue is the loyalty program of JetBlue Airways, known for customer-friendly policies including points that never expire, no blackout dates on award travel, and the innovative Perks You Pick system that lets members customize their rewards. JetBlue operates primarily on the East Coast with major focus cities at JFK, Boston, and Fort Lauderdale, plus extensive Caribbean and Latin American routes. TrueBlue uses a revenue-based earning model where members earn points based on fare price. Standard fares (Blue, Blue Plus, Blue Extra, Mint) earn 3 points per dollar, with an additional 3 bonus points when booking directly on jetblue.com for a total of 6 points per dollar. The program features a unique "Tiles" system for tracking status qualification, with members earning tiles through spending and progressing through four Mosaic elite levels. JetBlue partners with Barclays for co-branded credit cards that offer accelerated earning and help members reach Mosaic status faster. The program also features Points Pooling, allowing up to 7 family members to combine points for faster award redemptions. Mosaic 4 members now enjoy complimentary access to BlueHouse, JetBlue's new airport lounge at JFK.
Reviews & Analysis
Details & Terms
| Rule | Details |
|---|---|
| Barclay 6/24 | Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months. |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Barclay 0/6 | You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months |
| Purchase APR | 19.49%–29.49% (Variable) |
| Cash Advance APR | 29.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
6X
6x points on JetBlue purchases
2X
2x points at restaurants
2X
2x points at grocery stores
A $400 JetBlue flight earns 2,400 points, worth roughly $32 toward your next booking.
$500/month dining out earns 12,000 points per year — enough for a domestic one-way flight.
$600/month in groceries earns 14,400 points annually — sufficient for a free short domestic flight.
Up to
$100
in annual credits
$10/mo Instacart+
—
Annual
Get 3 free months of Instacart+ plus $10 off monthly orders when paid with card.
$5 Lyft + airport savings
—
Annual
Earn $5 monthly with 3 Lyft rides + save 10% on airport rides nationwide.
$3/mo Peacock
—
Annual
Save $3/month on Peacock Premium or Premium Plus with automatic statement credit.
$100 JetBlue Vacations
$100
Annual
Get a $100 statement credit when you purchase a JetBlue Vacations package of $100 or more. One credit per year.
$2.50/mo transit
—
Annual
Earn $2.50/month when spending $10+ on contactless transit in select U.S. cities.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Deductible: 50
Protect your purchases against accidental damage or theft for a specified period after purchase when you use your card.
Major Mosaic elite program updates take effect. Positive changes: Family tiles allow children 12 and under to earn status toward linked parent's qualification. Mosaic 3 bonus increased to 4 points per dollar; Mosaic 4 to 5 points per dollar. Mosaic 4 members gain lounge access at JFK and Boston. Negative changes: Mosaic 1 checked bags reduced from 2 to 1; free alcohol reduced from 3 to 1 drink per flight; companion Even More Space access reduced (M1-2 down to 2 companions, M3-4 down to 4 companions).
Hawaiian Airlines partnership redemption window closes on September 30, 2026. Existing Hawaiian Awards bookings will remain valid but new awards cannot be booked on Hawaiian after this date.
JetBlue launches Blue Sky partnership with United Airlines, offering reciprocal mileage earning and elite status benefits between programs. Slot access at JFK and Newark planned for 2027.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Caribbean | 7,100 | — | — | — |
| US to Iceland in Economy on a Partner | 17,000 | — | economy | europe |
| US to Lisbon/Porto in Economy on a Partner | 33,000 | — | economy | europe |
| Domestic US in Business | 33,300 | — | business | united_states |
| US to Japan in Economy on a Partner | 34,900 | — | economy | asia |
| US to Middle East in Economy on a Partner | 39,000 | — | economy | middle_east |
| North America to Doha in Economy on a Partner | 39,000 | — | economy | middle_east |
| US to Europe in Business | 54,000 | — | business | united_states |
| US to Lisbon/Porto in Business on a Partner | 89,000 | — | business | europe |
| US to Japan in Business on a Partner | 79,900 | — | business | asia |
| North America to Doha in Business on a Partner | 90,000 | — | business | middle_east |
| US to Middle East in Business on a Partner | 90,000 | — | business | middle_east |
The JetBlue Plus card delivers exceptional value for regular JetBlue flyers and families who travel together occasionally. Its modest annual fee is easily offset by generous baggage benefits and valuable loyalty rewards.
The JetBlue Plus card is a solid option for anyone who flies on JetBlue even a couple times per year, or someone who travels once per year with family or companions. This is our most recommended JetBlue co-branded card as it offers the best overall value. The low **$99 annual fee** can be offset by benefits like a free first checked bag for you and up to 3 others (saving at least $70 round trip per person). While the 60,000 point sign-up bonus isn't exceptionally high, it comes with a manageable spending requirement of $1,000 in 90 days, providing a quick way to earn points for free airfare.
For a modest $99 annual fee, cardmembers receive valuable benefits and perks. Even if you only fly JetBlue once per year, particularly when not traveling alone, there are worthwhile benefits to justify keeping the card beyond the first year. If you fly JetBlue more frequently, you'll easily recoup that fee and more.
The JetBlue Plus card offers:
- A **60,000-point sign-up bonus** after spending only $1,000 in purchases within 90 days
- 2x points on groceries and at restaurants to build your point balance faster
- A free first checked bag for you and up to 3 eligible travel companions on JetBlue operated flights ($70-$80 savings per person per round trip flight)
- 5,000 bonus points each year on your account anniversary
- 10% points back after redeeming for travel on JetBlue operated flights
- $100 statement credit after purchasing a JetBlue vacation package
- 50% savings on inflight food and beverages
- Points payback feature allowing you to redeem points for statement credit on purchases of $25 or more up to $1,000
Here are some scenarios where this card might not be suitable for you:
- You don't live in a city where JetBlue operates regular flights
- You're a light packer and don't generally check bags, making the free checked bag benefit less valuable for your travel style
**JetBlue is particularly attractive if you live in New York City and it’s a convenient hub to your frequent destinations.**
- More limited routes that all run through one hub make it a less attractive utility airline option than American or Southwest.
- Points are relatively easy to collect with good transfer options and a nice airline. We just hate layovers.
The JetBlue Plus card occupies the middle tier of JetBlue's credit card lineup, offering substantial value for its $99 annual fee. Your travel habits will determine whether this card makes financial sense for you.
Key positioning factors:
- Value sweet spot: Ideal for occasional to moderate JetBlue flyers who typically check bags
- Family-friendly benefits: The free checked bag allowance for up to four people makes this particularly valuable for group travelers
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$60
Annual Fee
-$99
Net Annual Value
-$39
If you book a Blue Plus or Mint fare, you have at least one checked bag included. Mosaic members (starting Feb 2026: Mosaic 1+ get 1 free, Mosaic 2+ get 2 free) and [JetBlue Plus](https://pointsnav.com/credit-cards/jetblue-plus) or [Premiere](https://pointsnav.com/credit-cards/jetblue-premier-card) cardholders also receive free checked bags as part of their perks.
Yes. JetBlue's first class is called Mint, and it's highly regarded by travelers. It features lie-flat seats (6'8" on domestic), premium food and drink, priority check-in, and dedicated boarding. Some aircraft offer Mint Studio with sliding doors and large TVs for privacy.
JetBlue points are valued at approximately 1.35¢ per point based on typical redemptions, with NerdWallet valuing them slightly higher at 1.4¢. You can expect around that rate when redeeming for JetBlue flights. Partner airline redemptions, especially on Qatar Airways and TAP Air Portugal, can deliver significantly higher value (1.5-2.0+¢ per point).
You can use points to upgrade to Mint, JetBlue's first class product, directly at booking. Mosaic members can use Move to Mint upgrade certificates (Mosaic 3 gets 4, Mosaic 4 gets 4+2 for each 100 tiles beyond 250). You cannot use points for "Even More Space" seat upgrades, which must be paid in cash or earned as a Mosaic status perk.
Short domestic routes, like New York to DC, can cost as low as 4,600 points in Blue Basic. Award prices are tied directly to cash prices and are fully dynamic, so the cost varies based on demand and timing. Caribbean routes typically start around 7,100 points.
Yes, TrueBlue allows Points Pooling with up to 7 members (friends and family). This is particularly useful for reaching larger award redemptions faster. As of 2026, children ages 12 and under can also have their earned tiles counted toward a linked parent's Mosaic status qualification.
Mosaic has four tiers (1-4) earned through tiles from spending and credit card activity. Mosaic 1 offers priority boarding and free checked bag; Mosaic 2 adds Even More Space at booking; Mosaic 3 adds 4 Move to Mint upgrade certificates and increased bonus points. Mosaic 4 is the only tier with lounge access (JFK and Boston starting 2026) and more upgrade certificates. Family status qualification (new in 2026) makes Mosaic worth pursuing for families with young children.
WalletHub editor review with 4.5/5 rating plus 83 user reviews and detailed market comparison scoring.
Comprehensive review covering the card's 6x earning on JetBlue, free checked bags, and TrueBlue program partner redemptions.
NerdWallet's detailed review covering rewards earning, benefits, and comparison with competing airline cards.
Forbes Advisor review highlighting 6x JetBlue earning, free checked bags, and 50% inflight savings.
U.S. News review with 3.9 rating covering JetBlue-specific benefits and comparison with Chase Sapphire Preferred.
Side-by-side comparison of the $99 Plus card versus the $499 Premier card to determine which offers better value.
Bankrate's comprehensive guide to the TrueBlue loyalty program including earning, redeeming, and card comparisons.
Personal value analysis of long-term JetBlue Plus Card ownership with detailed annual fee justification.
In-depth review from Upgraded Points covering earn rates, Mosaic status path, and TrueBlue redemption strategies.
Annual fee value analysis breaking down whether the $99 fee pays for itself through JetBlue-specific perks.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
6X
6x points on JetBlue purchases
2X
2x points at restaurants
2X
2x points at grocery stores
A $400 JetBlue flight earns 2,400 points, worth roughly $32 toward your next booking.
$500/month dining out earns 12,000 points per year — enough for a domestic one-way flight.
$600/month in groceries earns 14,400 points annually — sufficient for a free short domestic flight.
Up to
$100
in annual credits
$10/mo Instacart+
—
Annual
Get 3 free months of Instacart+ plus $10 off monthly orders when paid with card.
$5 Lyft + airport savings
—
Annual
Earn $5 monthly with 3 Lyft rides + save 10% on airport rides nationwide.
$3/mo Peacock
—
Annual
Save $3/month on Peacock Premium or Premium Plus with automatic statement credit.
$100 JetBlue Vacations
$100
Annual
Get a $100 statement credit when you purchase a JetBlue Vacations package of $100 or more. One credit per year.
$2.50/mo transit
—
Annual
Earn $2.50/month when spending $10+ on contactless transit in select U.S. cities.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Deductible: 50
Protect your purchases against accidental damage or theft for a specified period after purchase when you use your card.
Major Mosaic elite program updates take effect. Positive changes: Family tiles allow children 12 and under to earn status toward linked parent's qualification. Mosaic 3 bonus increased to 4 points per dollar; Mosaic 4 to 5 points per dollar. Mosaic 4 members gain lounge access at JFK and Boston. Negative changes: Mosaic 1 checked bags reduced from 2 to 1; free alcohol reduced from 3 to 1 drink per flight; companion Even More Space access reduced (M1-2 down to 2 companions, M3-4 down to 4 companions).
Hawaiian Airlines partnership redemption window closes on September 30, 2026. Existing Hawaiian Awards bookings will remain valid but new awards cannot be booked on Hawaiian after this date.
JetBlue launches Blue Sky partnership with United Airlines, offering reciprocal mileage earning and elite status benefits between programs. Slot access at JFK and Newark planned for 2027.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Caribbean | 7,100 | — | — | — |
| US to Iceland in Economy on a Partner | 17,000 | — | economy | europe |
| US to Lisbon/Porto in Economy on a Partner | 33,000 | — | economy | europe |
| Domestic US in Business | 33,300 | — | business | united_states |
| US to Japan in Economy on a Partner | 34,900 | — | economy | asia |
| US to Middle East in Economy on a Partner | 39,000 | — | economy | middle_east |
| North America to Doha in Economy on a Partner | 39,000 | — | economy | middle_east |
| US to Europe in Business | 54,000 | — | business | united_states |
| US to Lisbon/Porto in Business on a Partner | 89,000 | — | business | europe |
| US to Japan in Business on a Partner | 79,900 | — | business | asia |
| North America to Doha in Business on a Partner | 90,000 | — | business | middle_east |
| US to Middle East in Business on a Partner | 90,000 | — | business | middle_east |
The JetBlue Plus card delivers exceptional value for regular JetBlue flyers and families who travel together occasionally. Its modest annual fee is easily offset by generous baggage benefits and valuable loyalty rewards.
The JetBlue Plus card is a solid option for anyone who flies on JetBlue even a couple times per year, or someone who travels once per year with family or companions. This is our most recommended JetBlue co-branded card as it offers the best overall value. The low **$99 annual fee** can be offset by benefits like a free first checked bag for you and up to 3 others (saving at least $70 round trip per person). While the 60,000 point sign-up bonus isn't exceptionally high, it comes with a manageable spending requirement of $1,000 in 90 days, providing a quick way to earn points for free airfare.
For a modest $99 annual fee, cardmembers receive valuable benefits and perks. Even if you only fly JetBlue once per year, particularly when not traveling alone, there are worthwhile benefits to justify keeping the card beyond the first year. If you fly JetBlue more frequently, you'll easily recoup that fee and more.
The JetBlue Plus card offers:
- A **60,000-point sign-up bonus** after spending only $1,000 in purchases within 90 days
- 2x points on groceries and at restaurants to build your point balance faster
- A free first checked bag for you and up to 3 eligible travel companions on JetBlue operated flights ($70-$80 savings per person per round trip flight)
- 5,000 bonus points each year on your account anniversary
- 10% points back after redeeming for travel on JetBlue operated flights
- $100 statement credit after purchasing a JetBlue vacation package
- 50% savings on inflight food and beverages
- Points payback feature allowing you to redeem points for statement credit on purchases of $25 or more up to $1,000
Here are some scenarios where this card might not be suitable for you:
- You don't live in a city where JetBlue operates regular flights
- You're a light packer and don't generally check bags, making the free checked bag benefit less valuable for your travel style
**JetBlue is particularly attractive if you live in New York City and it’s a convenient hub to your frequent destinations.**
- More limited routes that all run through one hub make it a less attractive utility airline option than American or Southwest.
- Points are relatively easy to collect with good transfer options and a nice airline. We just hate layovers.
The JetBlue Plus card occupies the middle tier of JetBlue's credit card lineup, offering substantial value for its $99 annual fee. Your travel habits will determine whether this card makes financial sense for you.
Key positioning factors:
- Value sweet spot: Ideal for occasional to moderate JetBlue flyers who typically check bags
- Family-friendly benefits: The free checked bag allowance for up to four people makes this particularly valuable for group travelers
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$60
Annual Fee
-$99
Net Annual Value
-$39
If you book a Blue Plus or Mint fare, you have at least one checked bag included. Mosaic members (starting Feb 2026: Mosaic 1+ get 1 free, Mosaic 2+ get 2 free) and [JetBlue Plus](https://pointsnav.com/credit-cards/jetblue-plus) or [Premiere](https://pointsnav.com/credit-cards/jetblue-premier-card) cardholders also receive free checked bags as part of their perks.
Yes. JetBlue's first class is called Mint, and it's highly regarded by travelers. It features lie-flat seats (6'8" on domestic), premium food and drink, priority check-in, and dedicated boarding. Some aircraft offer Mint Studio with sliding doors and large TVs for privacy.
JetBlue points are valued at approximately 1.35¢ per point based on typical redemptions, with NerdWallet valuing them slightly higher at 1.4¢. You can expect around that rate when redeeming for JetBlue flights. Partner airline redemptions, especially on Qatar Airways and TAP Air Portugal, can deliver significantly higher value (1.5-2.0+¢ per point).
You can use points to upgrade to Mint, JetBlue's first class product, directly at booking. Mosaic members can use Move to Mint upgrade certificates (Mosaic 3 gets 4, Mosaic 4 gets 4+2 for each 100 tiles beyond 250). You cannot use points for "Even More Space" seat upgrades, which must be paid in cash or earned as a Mosaic status perk.
Short domestic routes, like New York to DC, can cost as low as 4,600 points in Blue Basic. Award prices are tied directly to cash prices and are fully dynamic, so the cost varies based on demand and timing. Caribbean routes typically start around 7,100 points.
Yes, TrueBlue allows Points Pooling with up to 7 members (friends and family). This is particularly useful for reaching larger award redemptions faster. As of 2026, children ages 12 and under can also have their earned tiles counted toward a linked parent's Mosaic status qualification.
Mosaic has four tiers (1-4) earned through tiles from spending and credit card activity. Mosaic 1 offers priority boarding and free checked bag; Mosaic 2 adds Even More Space at booking; Mosaic 3 adds 4 Move to Mint upgrade certificates and increased bonus points. Mosaic 4 is the only tier with lounge access (JFK and Boston starting 2026) and more upgrade certificates. Family status qualification (new in 2026) makes Mosaic worth pursuing for families with young children.
WalletHub editor review with 4.5/5 rating plus 83 user reviews and detailed market comparison scoring.
Comprehensive review covering the card's 6x earning on JetBlue, free checked bags, and TrueBlue program partner redemptions.
NerdWallet's detailed review covering rewards earning, benefits, and comparison with competing airline cards.
Forbes Advisor review highlighting 6x JetBlue earning, free checked bags, and 50% inflight savings.
U.S. News review with 3.9 rating covering JetBlue-specific benefits and comparison with Chase Sapphire Preferred.
Side-by-side comparison of the $99 Plus card versus the $499 Premier card to determine which offers better value.
Bankrate's comprehensive guide to the TrueBlue loyalty program including earning, redeeming, and card comparisons.
Personal value analysis of long-term JetBlue Plus Card ownership with detailed annual fee justification.
In-depth review from Upgraded Points covering earn rates, Mosaic status path, and TrueBlue redemption strategies.
Annual fee value analysis breaking down whether the $99 fee pays for itself through JetBlue-specific perks.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
6X
6x points on JetBlue purchases
2X
2x points at restaurants
2X
2x points at grocery stores
A $400 JetBlue flight earns 2,400 points, worth roughly $32 toward your next booking.
$500/month dining out earns 12,000 points per year — enough for a domestic one-way flight.
$600/month in groceries earns 14,400 points annually — sufficient for a free short domestic flight.
Up to
$100
in annual credits
$10/mo Instacart+
—
Annual
Get 3 free months of Instacart+ plus $10 off monthly orders when paid with card.
$5 Lyft + airport savings
—
Annual
Earn $5 monthly with 3 Lyft rides + save 10% on airport rides nationwide.
$3/mo Peacock
—
Annual
Save $3/month on Peacock Premium or Premium Plus with automatic statement credit.
$100 JetBlue Vacations
$100
Annual
Get a $100 statement credit when you purchase a JetBlue Vacations package of $100 or more. One credit per year.
$2.50/mo transit
—
Annual
Earn $2.50/month when spending $10+ on contactless transit in select U.S. cities.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Deductible: 50
Protect your purchases against accidental damage or theft for a specified period after purchase when you use your card.
Major Mosaic elite program updates take effect. Positive changes: Family tiles allow children 12 and under to earn status toward linked parent's qualification. Mosaic 3 bonus increased to 4 points per dollar; Mosaic 4 to 5 points per dollar. Mosaic 4 members gain lounge access at JFK and Boston. Negative changes: Mosaic 1 checked bags reduced from 2 to 1; free alcohol reduced from 3 to 1 drink per flight; companion Even More Space access reduced (M1-2 down to 2 companions, M3-4 down to 4 companions).
Hawaiian Airlines partnership redemption window closes on September 30, 2026. Existing Hawaiian Awards bookings will remain valid but new awards cannot be booked on Hawaiian after this date.
JetBlue launches Blue Sky partnership with United Airlines, offering reciprocal mileage earning and elite status benefits between programs. Slot access at JFK and Newark planned for 2027.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Caribbean | 7,100 | — | — | — |
| US to Iceland in Economy on a Partner | 17,000 | — | economy | europe |
| US to Lisbon/Porto in Economy on a Partner | 33,000 | — | economy | europe |
| Domestic US in Business | 33,300 | — | business | united_states |
| US to Japan in Economy on a Partner | 34,900 | — | economy | asia |
| US to Middle East in Economy on a Partner | 39,000 | — | economy | middle_east |
| North America to Doha in Economy on a Partner | 39,000 | — | economy | middle_east |
| US to Europe in Business | 54,000 | — | business | united_states |
| US to Lisbon/Porto in Business on a Partner | 89,000 | — | business | europe |
| US to Japan in Business on a Partner | 79,900 | — | business | asia |
| North America to Doha in Business on a Partner | 90,000 | — | business | middle_east |
| US to Middle East in Business on a Partner | 90,000 | — | business | middle_east |
The JetBlue Plus card delivers exceptional value for regular JetBlue flyers and families who travel together occasionally. Its modest annual fee is easily offset by generous baggage benefits and valuable loyalty rewards.
The JetBlue Plus card is a solid option for anyone who flies on JetBlue even a couple times per year, or someone who travels once per year with family or companions. This is our most recommended JetBlue co-branded card as it offers the best overall value. The low **$99 annual fee** can be offset by benefits like a free first checked bag for you and up to 3 others (saving at least $70 round trip per person). While the 60,000 point sign-up bonus isn't exceptionally high, it comes with a manageable spending requirement of $1,000 in 90 days, providing a quick way to earn points for free airfare.
For a modest $99 annual fee, cardmembers receive valuable benefits and perks. Even if you only fly JetBlue once per year, particularly when not traveling alone, there are worthwhile benefits to justify keeping the card beyond the first year. If you fly JetBlue more frequently, you'll easily recoup that fee and more.
The JetBlue Plus card offers:
- A **60,000-point sign-up bonus** after spending only $1,000 in purchases within 90 days
- 2x points on groceries and at restaurants to build your point balance faster
- A free first checked bag for you and up to 3 eligible travel companions on JetBlue operated flights ($70-$80 savings per person per round trip flight)
- 5,000 bonus points each year on your account anniversary
- 10% points back after redeeming for travel on JetBlue operated flights
- $100 statement credit after purchasing a JetBlue vacation package
- 50% savings on inflight food and beverages
- Points payback feature allowing you to redeem points for statement credit on purchases of $25 or more up to $1,000
Here are some scenarios where this card might not be suitable for you:
- You don't live in a city where JetBlue operates regular flights
- You're a light packer and don't generally check bags, making the free checked bag benefit less valuable for your travel style
**JetBlue is particularly attractive if you live in New York City and it’s a convenient hub to your frequent destinations.**
- More limited routes that all run through one hub make it a less attractive utility airline option than American or Southwest.
- Points are relatively easy to collect with good transfer options and a nice airline. We just hate layovers.
The JetBlue Plus card occupies the middle tier of JetBlue's credit card lineup, offering substantial value for its $99 annual fee. Your travel habits will determine whether this card makes financial sense for you.
Key positioning factors:
- Value sweet spot: Ideal for occasional to moderate JetBlue flyers who typically check bags
- Family-friendly benefits: The free checked bag allowance for up to four people makes this particularly valuable for group travelers
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$60
Annual Fee
-$99
Net Annual Value
-$39
If you book a Blue Plus or Mint fare, you have at least one checked bag included. Mosaic members (starting Feb 2026: Mosaic 1+ get 1 free, Mosaic 2+ get 2 free) and [JetBlue Plus](https://pointsnav.com/credit-cards/jetblue-plus) or [Premiere](https://pointsnav.com/credit-cards/jetblue-premier-card) cardholders also receive free checked bags as part of their perks.
Yes. JetBlue's first class is called Mint, and it's highly regarded by travelers. It features lie-flat seats (6'8" on domestic), premium food and drink, priority check-in, and dedicated boarding. Some aircraft offer Mint Studio with sliding doors and large TVs for privacy.
JetBlue points are valued at approximately 1.35¢ per point based on typical redemptions, with NerdWallet valuing them slightly higher at 1.4¢. You can expect around that rate when redeeming for JetBlue flights. Partner airline redemptions, especially on Qatar Airways and TAP Air Portugal, can deliver significantly higher value (1.5-2.0+¢ per point).
You can use points to upgrade to Mint, JetBlue's first class product, directly at booking. Mosaic members can use Move to Mint upgrade certificates (Mosaic 3 gets 4, Mosaic 4 gets 4+2 for each 100 tiles beyond 250). You cannot use points for "Even More Space" seat upgrades, which must be paid in cash or earned as a Mosaic status perk.
Short domestic routes, like New York to DC, can cost as low as 4,600 points in Blue Basic. Award prices are tied directly to cash prices and are fully dynamic, so the cost varies based on demand and timing. Caribbean routes typically start around 7,100 points.
Yes, TrueBlue allows Points Pooling with up to 7 members (friends and family). This is particularly useful for reaching larger award redemptions faster. As of 2026, children ages 12 and under can also have their earned tiles counted toward a linked parent's Mosaic status qualification.
Mosaic has four tiers (1-4) earned through tiles from spending and credit card activity. Mosaic 1 offers priority boarding and free checked bag; Mosaic 2 adds Even More Space at booking; Mosaic 3 adds 4 Move to Mint upgrade certificates and increased bonus points. Mosaic 4 is the only tier with lounge access (JFK and Boston starting 2026) and more upgrade certificates. Family status qualification (new in 2026) makes Mosaic worth pursuing for families with young children.
WalletHub editor review with 4.5/5 rating plus 83 user reviews and detailed market comparison scoring.
Comprehensive review covering the card's 6x earning on JetBlue, free checked bags, and TrueBlue program partner redemptions.
NerdWallet's detailed review covering rewards earning, benefits, and comparison with competing airline cards.
Forbes Advisor review highlighting 6x JetBlue earning, free checked bags, and 50% inflight savings.
U.S. News review with 3.9 rating covering JetBlue-specific benefits and comparison with Chase Sapphire Preferred.
Side-by-side comparison of the $99 Plus card versus the $499 Premier card to determine which offers better value.
Bankrate's comprehensive guide to the TrueBlue loyalty program including earning, redeeming, and card comparisons.
Personal value analysis of long-term JetBlue Plus Card ownership with detailed annual fee justification.
In-depth review from Upgraded Points covering earn rates, Mosaic status path, and TrueBlue redemption strategies.
Annual fee value analysis breaking down whether the $99 fee pays for itself through JetBlue-specific perks.
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For those seeking premium benefits, the **JetBlue Premier** card costs $499 annually but adds limited additional value unless you're a very frequent flyer. Its benefits include:
- 60,000-points after spending $1,000 within 90 days
- Group A boarding privileges
- TSA PreCheck/Global Entry credit
- Priority Pass Select Membership
- $300 Paisly portal credit (though this benefit has significant restrictions)
On the lower end, the no-annual-fee **JetBlue Card** exists but offers minimal benefits and a substantially smaller sign-up bonus (60,000-points). For those approaching credit card application limits, the JetBlue Business card provides nearly identical benefits to the Plus card and might be worth considering if you qualify.
For those seeking premium benefits, the **JetBlue Premier** card costs $499 annually but adds limited additional value unless you're a very frequent flyer. Its benefits include:
- 60,000-points after spending $1,000 within 90 days
- Group A boarding privileges
- TSA PreCheck/Global Entry credit
- Priority Pass Select Membership
- $300 Paisly portal credit (though this benefit has significant restrictions)
On the lower end, the no-annual-fee **JetBlue Card** exists but offers minimal benefits and a substantially smaller sign-up bonus (60,000-points). For those approaching credit card application limits, the JetBlue Business card provides nearly identical benefits to the Plus card and might be worth considering if you qualify.
For those seeking premium benefits, the **JetBlue Premier** card costs $499 annually but adds limited additional value unless you're a very frequent flyer. Its benefits include:
- 60,000-points after spending $1,000 within 90 days
- Group A boarding privileges
- TSA PreCheck/Global Entry credit
- Priority Pass Select Membership
- $300 Paisly portal credit (though this benefit has significant restrictions)
On the lower end, the no-annual-fee **JetBlue Card** exists but offers minimal benefits and a substantially smaller sign-up bonus (60,000-points). For those approaching credit card application limits, the JetBlue Business card provides nearly identical benefits to the Plus card and might be worth considering if you qualify.
