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MASTERCARD
Mastercard World Elite
Kroger Rewards World Elite Mastercard
Foreign Transaction Fee
3%
Network
Mastercard World Elite
Rewards Currency
Kroger Rewards Points
Credit Required
Fair to Excellent
Reviews & Analysis
Pros
- +5% back on all Kroger family of stores purchases
- +2x fuel points at Kroger fuel centers
- +No annual fee
- +Mastercard World Elite benefits
- +Works across all Kroger banners (Ralphs, Fred Meyer, Harris Teeter, etc.)
Cons
- -Top earn rate limited to Kroger ecosystem only
- -3% foreign transaction fee
- -Only 1% on non-Kroger purchases
- -Rewards most valuable within Kroger ecosystem
Details & Terms
| Foreign Transaction Fee | 3% |
| Authorized User Fee | $0 |
MASTERCARD
Mastercard World Elite
Kroger Rewards World Elite Mastercard
Foreign Transaction Fee
3%
Network
Mastercard World Elite
Rewards Currency
Kroger Rewards Points
Credit Required
Fair to Excellent
Reviews & Analysis
Pros
- +5% back on all Kroger family of stores purchases
- +2x fuel points at Kroger fuel centers
- +No annual fee
- +Mastercard World Elite benefits
- +Works across all Kroger banners (Ralphs, Fred Meyer, Harris Teeter, etc.)
Cons
- -Top earn rate limited to Kroger ecosystem only
- -3% foreign transaction fee
- -Only 1% on non-Kroger purchases
- -Rewards most valuable within Kroger ecosystem
Details & Terms
| Foreign Transaction Fee | 3% |
| Authorized User Fee | $0 |
MASTERCARD
Mastercard World Elite
Kroger Rewards World Elite Mastercard
Foreign Transaction Fee
3%
Network
Mastercard World Elite
Rewards Currency
Kroger Rewards Points
Credit Required
Fair to Excellent
Reviews & Analysis
Pros
- +5% back on all Kroger family of stores purchases
- +2x fuel points at Kroger fuel centers
- +No annual fee
- +Mastercard World Elite benefits
- +Works across all Kroger banners (Ralphs, Fred Meyer, Harris Teeter, etc.)
Cons
- -Top earn rate limited to Kroger ecosystem only
- -3% foreign transaction fee
- -Only 1% on non-Kroger purchases
- -Rewards most valuable within Kroger ecosystem
Details & Terms
| Foreign Transaction Fee | 3% |
| Authorized User Fee | $0 |
✓
Frequent Kroger family shoppers (Kroger, Ralphs, Fred Meyer, Harris Teeter, etc.)
✓Those who use Kroger fuel centers and want to maximize fuel points✓Grocery-heavy households seeking 5% back at their primary storeNot Ideal For
- ✗Those who don't shop at Kroger-owned stores (5% limited to Kroger brands)
- ✗International travelers (3% foreign transaction fee)
- ✗Spenders seeking high rewards outside grocery and fuel categories
✓
Frequent Kroger family shoppers (Kroger, Ralphs, Fred Meyer, Harris Teeter, etc.)
✓Those who use Kroger fuel centers and want to maximize fuel points✓Grocery-heavy households seeking 5% back at their primary storeNot Ideal For
- ✗Those who don't shop at Kroger-owned stores (5% limited to Kroger brands)
- ✗International travelers (3% foreign transaction fee)
- ✗Spenders seeking high rewards outside grocery and fuel categories
✓
Frequent Kroger family shoppers (Kroger, Ralphs, Fred Meyer, Harris Teeter, etc.)
✓Those who use Kroger fuel centers and want to maximize fuel points✓Grocery-heavy households seeking 5% back at their primary storeNot Ideal For
- ✗Those who don't shop at Kroger-owned stores (5% limited to Kroger brands)
- ✗International travelers (3% foreign transaction fee)
- ✗Spenders seeking high rewards outside grocery and fuel categories
