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$49
Annual Fee
35,000
points · Welcome Bonus
3X
Top Rate
Annual Fee
$49
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Navy Federal Credit Union Points
Credit Required
Excellent
35,000
points
$3,500
Spend Required
90 months
Time Period
Benefits & Perks
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$49
Net Annual Value
-$44.20
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources

| Source | Date | URL |
|---|---|---|
| — | — | View source |

$49
Annual Fee
35,000
points · Welcome Bonus
3X
Top Rate
Annual Fee
$49
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Navy Federal Credit Union Points
Credit Required
Excellent
35,000
points
$3,500
Spend Required
90 months
Time Period
Benefits & Perks
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$49
Net Annual Value
-$44.20
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources

| Source | Date | URL |
|---|---|---|
| — | — | View source |

$49
Annual Fee
35,000
points · Welcome Bonus
3X
Top Rate
Annual Fee
$49
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Navy Federal Credit Union Points
Credit Required
Excellent
35,000
points
$3,500
Spend Required
90 months
Time Period
Benefits & Perks
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$49
Net Annual Value
-$44.20
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources

| Source | Date | URL |
|---|---|---|
| — | — | View source |
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
With your Navy Federal Visa® or Mastercard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less ...
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
With your Navy Federal Visa® or Mastercard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less ...
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
With your Navy Federal Visa® or Mastercard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less ...
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
It's help when you don't know where to turn. Count on a wide range of emergency services available whenever and wherever you need them, 24/7. This ...
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
You and your dependents are covered automatically for bodily injury and/or loss on a covered trip when you charge the entire common carrier fare to...
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
It's help when you don't know where to turn. Count on a wide range of emergency services available whenever and wherever you need them, 24/7. This ...
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
You and your dependents are covered automatically for bodily injury and/or loss on a covered trip when you charge the entire common carrier fare to...
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
It's help when you don't know where to turn. Count on a wide range of emergency services available whenever and wherever you need them, 24/7. This ...
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
You and your dependents are covered automatically for bodily injury and/or loss on a covered trip when you charge the entire common carrier fare to...