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$0
Annual Fee
3X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Cash
Credit Required
Excellent
3X
Cap: $4,000/annual
2X
2% cash back on dining.
2X
2% cash back at drugstores
2X
2% cash back at gas stations and electric vehicle charging stations
2X
2% cash back at grocery stores
Benefits & Perks
Total face value: $808
Estimated annual value: $15
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $600 cell phone protection | $600/Per claim | Statement Credit | Per claim | |
| $200 auto deductible | $200 | Statement Credit | — | |
| 8% Booking.com travel credit | $8/Per stay | Travel | Per stay |
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$484.80
Annual Fee
-$0
Net Annual Value
+$484.80
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
$0
Annual Fee
3X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Cash
Credit Required
Excellent
3X
Cap: $4,000/annual
2X
2% cash back on dining.
2X
2% cash back at drugstores
2X
2% cash back at gas stations and electric vehicle charging stations
2X
2% cash back at grocery stores
Benefits & Perks
Total face value: $808
Estimated annual value: $15
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $600 cell phone protection | $600/Per claim | Statement Credit | Per claim | |
| $200 auto deductible | $200 | Statement Credit | — | |
| 8% Booking.com travel credit | $8/Per stay | Travel | Per stay |
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$484.80
Annual Fee
-$0
Net Annual Value
+$484.80
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
$0
Annual Fee
3X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Cash
Credit Required
Excellent
3X
Cap: $4,000/annual
2X
2% cash back on dining.
2X
2% cash back at drugstores
2X
2% cash back at gas stations and electric vehicle charging stations
2X
2% cash back at grocery stores
Benefits & Perks
Total face value: $808
Estimated annual value: $15
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $600 cell phone protection | $600/Per claim | Statement Credit | Per claim | |
| $200 auto deductible | $200 | Statement Credit | — | |
| 8% Booking.com travel credit | $8/Per stay | Travel | Per stay |
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$484.80
Annual Fee
-$0
Net Annual Value
+$484.80
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
