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$75
Annual Fee
45,000
Hotel · Welcome Bonus
6X
Top Rate
Annual Fee
$75
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Wyndham Rewards
Point Valuation
0.7–1 cpp (mid: 1)
Credit Required
Good to Excellent
45,000
Hotel
$1,000
Spend Required
90 months
Time Period
6X
6X points at Hotels By Wyndham
6X
6X points on qualifying gas purchases
4X
4X points on eligible dining purchases
4X
Earn 4 points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
Benefits & Perks
Program & Transfers
9,000 hotels. 3 award tiers. Simple rewards.
Wyndham Rewards is the loyalty program for Wyndham Hotels & Resorts, which operates over 9,000 hotels across 24 brands in 95 countries. While best known for budget brands like Super 8, Days Inn, and La Quinta, the portfolio includes upscale properties like Wyndham Grand resorts, Dolce hotels, and Registry Collection boutique properties. The program's defining feature is its three-tier award chart — 7,500, 15,000, or 30,000 points per night — making it one of the most predictable and transparent redemption systems among hotel loyalty programs. Members earn 10 points per dollar on room rates (or 1,000 points per stay, whichever is greater), with status bonuses of 10-20% at higher tiers. Wyndham is also a transfer partner for both Capital One and Citi ThankYou Points, giving it relevance beyond its co-branded card ecosystem.
Details & Terms
| Rule | Details |
|---|---|
| Barclay 6/24 | Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months. |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Barclay 0/6 | You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months |
| Purchase APR | 20.74%–29.99% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
$75
Annual Fee
45,000
Hotel · Welcome Bonus
6X
Top Rate
Annual Fee
$75
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Wyndham Rewards
Point Valuation
0.7–1 cpp (mid: 1)
Credit Required
Good to Excellent
45,000
Hotel
$1,000
Spend Required
90 months
Time Period
6X
6X points at Hotels By Wyndham
6X
6X points on qualifying gas purchases
4X
4X points on eligible dining purchases
4X
Earn 4 points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
Benefits & Perks
Program & Transfers
9,000 hotels. 3 award tiers. Simple rewards.
Wyndham Rewards is the loyalty program for Wyndham Hotels & Resorts, which operates over 9,000 hotels across 24 brands in 95 countries. While best known for budget brands like Super 8, Days Inn, and La Quinta, the portfolio includes upscale properties like Wyndham Grand resorts, Dolce hotels, and Registry Collection boutique properties. The program's defining feature is its three-tier award chart — 7,500, 15,000, or 30,000 points per night — making it one of the most predictable and transparent redemption systems among hotel loyalty programs. Members earn 10 points per dollar on room rates (or 1,000 points per stay, whichever is greater), with status bonuses of 10-20% at higher tiers. Wyndham is also a transfer partner for both Capital One and Citi ThankYou Points, giving it relevance beyond its co-branded card ecosystem.
Details & Terms
| Rule | Details |
|---|---|
| Barclay 6/24 | Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months. |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Barclay 0/6 | You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months |
| Purchase APR | 20.74%–29.99% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
$75
Annual Fee
45,000
Hotel · Welcome Bonus
6X
Top Rate
Annual Fee
$75
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Wyndham Rewards
Point Valuation
0.7–1 cpp (mid: 1)
Credit Required
Good to Excellent
45,000
Hotel
$1,000
Spend Required
90 months
Time Period
6X
6X points at Hotels By Wyndham
6X
6X points on qualifying gas purchases
4X
4X points on eligible dining purchases
4X
Earn 4 points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
Benefits & Perks
Program & Transfers
9,000 hotels. 3 award tiers. Simple rewards.
Wyndham Rewards is the loyalty program for Wyndham Hotels & Resorts, which operates over 9,000 hotels across 24 brands in 95 countries. While best known for budget brands like Super 8, Days Inn, and La Quinta, the portfolio includes upscale properties like Wyndham Grand resorts, Dolce hotels, and Registry Collection boutique properties. The program's defining feature is its three-tier award chart — 7,500, 15,000, or 30,000 points per night — making it one of the most predictable and transparent redemption systems among hotel loyalty programs. Members earn 10 points per dollar on room rates (or 1,000 points per stay, whichever is greater), with status bonuses of 10-20% at higher tiers. Wyndham is also a transfer partner for both Capital One and Citi ThankYou Points, giving it relevance beyond its co-branded card ecosystem.
Details & Terms
| Rule | Details |
|---|---|
| Barclay 6/24 | Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months. |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Barclay 0/6 | You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months |
| Purchase APR | 20.74%–29.99% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Automatically receive a Wyndham Rewards PLATINUM member level and enjoy perks like early check-in, car rental upgrades, and more. See details
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Wyndham Rewards Insider subscription launched at $95/year, offering member-rate discounts, free breakfast at select properties, bonus points, and exclusive perks beyond standard free membership.
Citi ThankYou Rewards added Wyndham as a transfer partner, enabling 1:1 transfers from premium Citi cards.
Wyndham partnered with Vacasa to allow points redemptions at vacation rental properties — 15,000 or 30,000 points per bedroom per night depending on cash rate.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Wyndham Merida — Junior Suite King for 7,500 points | 7,500 | — | — | central_america |
| TRYP by Wyndham Jerusalem Bat Sheva | 7,500 | — | — | middle_east |
| The New Yorker, A Wyndham Hotel (NYC) | 30,000 | — | — | united_states |
| Wyndham Grand Clearwater Beach (Florida) | 30,000 | — | — | united_states |
| Wyndham Grand Rio Mar Puerto Rico Golf & Beach Resort | 30,000 | — | — | caribbean |
| Akti Imperial Deluxe Resort & Spa Dolce by Wyndham (Rhodes, Greece) | 30,000 | — | — | europe |
| Wyndham Reef Resort Grand Cayman (all-inclusive) | 30,000 | — | — | caribbean |
| Shell Vacations Club Kona Coast Resort (Hawaii) | 15,000 | — | — | united_states |
| Club Wyndham Midtown 45 (NYC) | 15,000 | — | — | united_states |
| Club Wyndham National Harbor (Maryland/DC) | 15,000 | — | — | united_states |
| Wyndham Grand Istanbul Levent (Turkey) | 30,000 | — | — | middle_east |
| Wyndham Grand Orlando Resort Bonnet Creek (Florida) | 30,000 | — | — | united_states |
The Wyndham Rewards Earner Plus Card offers substantial value for travelers seeking quick rewards with minimal spending. Keep it long-term if you stay at Wyndham properties annually for the anniversary benefits.
The Wyndham Rewards Earner Plus Credit Card is an excellent short-term option for quickly accumulating Wyndham points. It offers a 45,000-point sign-up bonus with a manageable $1,000 spending requirement. At just $75 for the annual fee, the card provides valuable benefits that justify its cost. If you stay at Wyndham properties even once annually, the anniversary points alone could provide you with a free night each year, depending on your chosen location.
The Wyndham Rewards Earner Plus Credit Card offers compelling value for both new applicants and long-term cardholders. The standout features include:
- **Generous sign-up bonus**: Earn 45,000 Wyndham Rewards points after spending just $1,000, potentially yielding up to six free nights at properties requiring only 7,500 points per stay.
- **Discounted redemptions**: As a cardholder, you'll enjoy a 10% discount when redeeming points for free nights, meaning those 7,500-point stays actually cost only 6,750 points.
Beyond the initial bonus, the card offers ongoing value that helps offset its modest $75 annual fee. You'll receive 7,500 anniversary points each year — enough for a free night at select properties — which alone can exceed the annual fee in value. The automatic Platinum Status enhances your stays with benefits including a 15% points earning bonus, late checkout, early check-in, potential suite upgrades, and a welcome amenity at check-in.
The card also features a rewarding points structure for everyday spending:
- 6x points on Wyndham stays and gas purchases
- 4x points on dining and grocery purchases (excluding Target and Walmart)
- 1x points on all other eligible purchases
This combination of upfront value, anniversary benefits, and everyday earning potential makes the Wyndham Rewards Earner Plus a worthwhile consideration, especially if you stay at Wyndham properties at least once per year.
Consider alternatives if:
- You plan to keep the card beyond the first year, as the Wyndham Rewards Earner Business card offers superior benefits for only a slightly higher annual fee
- Your wallet already contains multiple hotel-specific cards
- You prefer stays at non-Wyndham properties
- You find Wyndham Platinum status less valuable than complimentary statuses offered by other hotel chain credit cards
**Wyndham is towards the bottom of our hotel points list. It’s not a good utility point system to just hold points.**
- Questionable room quality and cleanliness.
- Their points expire – even when you’re a cardholder.
- Difficulty in collecting points for more than a few stays.
- If you love a specific Wyndham hotel (including resorts), getting a card might be worth it.
Wyndham offers three distinct credit card options, each targeting different traveler needs:
- **Wyndham Rewards Earner Plus Card**($75 annual fee)
- 45,000-point sign-up bonus after $1,000 spending
- 7,500 anniversary bonus points annually
- Automatic Platinum Status
- 6x points on Wyndham and gas purchases
- **Wyndham Rewards Earner Business Card**($95 annual fee)
- 45,000-point sign-up bonus, but requires $3,000 in spending
- Higher anniversary bonus of 15,000 points annually
- Premium Diamond Status automatically
- Doesn't affect your Chase 5/24 status
The Business card provides substantially better long-term value. The doubled anniversary points alone make it worth considering if you plan to keep either card beyond the first year.
For budget-conscious travelers, there's also the **Wyndham Earner Card** with no annual fee. This entry-level option offers a 30,000-point welcome bonus after $1,000 spending in three months and includes Gold status. While it advertises 7,500 anniversary points, these require $15,000 in annual spending — a requirement that significantly diminishes its appeal for most cardholders.
When choosing between these options, consider your spending habits, stay frequency at Wyndham properties, and whether the additional benefits of the premium cards justify their annual fees for your specific travel patterns.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$75
Net Annual Value
-$70.20
Free nights cost 7,500, 15,000, or 30,000 points per night depending on the property. Wyndham Earner cardholders get a 10% discount, reducing costs to 6,750, 13,500, or 27,000 points.
A qualifying night is any night during a qualifying stay with an average rate of at least $25. Free nights booked with Wyndham Rewards and discounted points+cash nights also count, helping you earn status faster.
Yes. Points expire three years after they are earned. Your entire balance is also forfeited if you have no account activity for 18 months. Earning, redeeming, or transferring points resets the inactivity clock.
Free. Blue membership is complimentary with no spending requirements. You earn at least 1,000 points per stay, get free Wi-Fi, member rates, and rollover qualifying nights.
Yes. Capital One miles transfer at 1:1. Citi ThankYou Points transfer at 1:1 with premium cards (Strata Premier, Strata Elite) or 5:4 with non-premium cards (Strata, Double Cash, Custom Cash).
Over 9,000 hotels across 24 brands in 95 countries, including Wyndham Grand, La Quinta, Ramada, Days Inn, Super 8, Microtel, Howard Johnson, TRYP, Registry Collection, Dolce, and Trademark Collection.
Yes. Wyndham partners with Vacasa for vacation rentals bookable at 15,000 or 30,000 points per bedroom per night. Rentals averaging $250/bedroom/night or less cost 15,000 points; $250-$500 cost 30,000 points. Must book by phone.
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Automatically receive a Wyndham Rewards PLATINUM member level and enjoy perks like early check-in, car rental upgrades, and more. See details
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Wyndham Rewards Insider subscription launched at $95/year, offering member-rate discounts, free breakfast at select properties, bonus points, and exclusive perks beyond standard free membership.
Citi ThankYou Rewards added Wyndham as a transfer partner, enabling 1:1 transfers from premium Citi cards.
Wyndham partnered with Vacasa to allow points redemptions at vacation rental properties — 15,000 or 30,000 points per bedroom per night depending on cash rate.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Wyndham Merida — Junior Suite King for 7,500 points | 7,500 | — | — | central_america |
| TRYP by Wyndham Jerusalem Bat Sheva | 7,500 | — | — | middle_east |
| The New Yorker, A Wyndham Hotel (NYC) | 30,000 | — | — | united_states |
| Wyndham Grand Clearwater Beach (Florida) | 30,000 | — | — | united_states |
| Wyndham Grand Rio Mar Puerto Rico Golf & Beach Resort | 30,000 | — | — | caribbean |
| Akti Imperial Deluxe Resort & Spa Dolce by Wyndham (Rhodes, Greece) | 30,000 | — | — | europe |
| Wyndham Reef Resort Grand Cayman (all-inclusive) | 30,000 | — | — | caribbean |
| Shell Vacations Club Kona Coast Resort (Hawaii) | 15,000 | — | — | united_states |
| Club Wyndham Midtown 45 (NYC) | 15,000 | — | — | united_states |
| Club Wyndham National Harbor (Maryland/DC) | 15,000 | — | — | united_states |
| Wyndham Grand Istanbul Levent (Turkey) | 30,000 | — | — | middle_east |
| Wyndham Grand Orlando Resort Bonnet Creek (Florida) | 30,000 | — | — | united_states |
The Wyndham Rewards Earner Plus Card offers substantial value for travelers seeking quick rewards with minimal spending. Keep it long-term if you stay at Wyndham properties annually for the anniversary benefits.
The Wyndham Rewards Earner Plus Credit Card is an excellent short-term option for quickly accumulating Wyndham points. It offers a 45,000-point sign-up bonus with a manageable $1,000 spending requirement. At just $75 for the annual fee, the card provides valuable benefits that justify its cost. If you stay at Wyndham properties even once annually, the anniversary points alone could provide you with a free night each year, depending on your chosen location.
The Wyndham Rewards Earner Plus Credit Card offers compelling value for both new applicants and long-term cardholders. The standout features include:
- **Generous sign-up bonus**: Earn 45,000 Wyndham Rewards points after spending just $1,000, potentially yielding up to six free nights at properties requiring only 7,500 points per stay.
- **Discounted redemptions**: As a cardholder, you'll enjoy a 10% discount when redeeming points for free nights, meaning those 7,500-point stays actually cost only 6,750 points.
Beyond the initial bonus, the card offers ongoing value that helps offset its modest $75 annual fee. You'll receive 7,500 anniversary points each year — enough for a free night at select properties — which alone can exceed the annual fee in value. The automatic Platinum Status enhances your stays with benefits including a 15% points earning bonus, late checkout, early check-in, potential suite upgrades, and a welcome amenity at check-in.
The card also features a rewarding points structure for everyday spending:
- 6x points on Wyndham stays and gas purchases
- 4x points on dining and grocery purchases (excluding Target and Walmart)
- 1x points on all other eligible purchases
This combination of upfront value, anniversary benefits, and everyday earning potential makes the Wyndham Rewards Earner Plus a worthwhile consideration, especially if you stay at Wyndham properties at least once per year.
Consider alternatives if:
- You plan to keep the card beyond the first year, as the Wyndham Rewards Earner Business card offers superior benefits for only a slightly higher annual fee
- Your wallet already contains multiple hotel-specific cards
- You prefer stays at non-Wyndham properties
- You find Wyndham Platinum status less valuable than complimentary statuses offered by other hotel chain credit cards
**Wyndham is towards the bottom of our hotel points list. It’s not a good utility point system to just hold points.**
- Questionable room quality and cleanliness.
- Their points expire – even when you’re a cardholder.
- Difficulty in collecting points for more than a few stays.
- If you love a specific Wyndham hotel (including resorts), getting a card might be worth it.
Wyndham offers three distinct credit card options, each targeting different traveler needs:
- **Wyndham Rewards Earner Plus Card**($75 annual fee)
- 45,000-point sign-up bonus after $1,000 spending
- 7,500 anniversary bonus points annually
- Automatic Platinum Status
- 6x points on Wyndham and gas purchases
- **Wyndham Rewards Earner Business Card**($95 annual fee)
- 45,000-point sign-up bonus, but requires $3,000 in spending
- Higher anniversary bonus of 15,000 points annually
- Premium Diamond Status automatically
- Doesn't affect your Chase 5/24 status
The Business card provides substantially better long-term value. The doubled anniversary points alone make it worth considering if you plan to keep either card beyond the first year.
For budget-conscious travelers, there's also the **Wyndham Earner Card** with no annual fee. This entry-level option offers a 30,000-point welcome bonus after $1,000 spending in three months and includes Gold status. While it advertises 7,500 anniversary points, these require $15,000 in annual spending — a requirement that significantly diminishes its appeal for most cardholders.
When choosing between these options, consider your spending habits, stay frequency at Wyndham properties, and whether the additional benefits of the premium cards justify their annual fees for your specific travel patterns.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$75
Net Annual Value
-$70.20
Free nights cost 7,500, 15,000, or 30,000 points per night depending on the property. Wyndham Earner cardholders get a 10% discount, reducing costs to 6,750, 13,500, or 27,000 points.
A qualifying night is any night during a qualifying stay with an average rate of at least $25. Free nights booked with Wyndham Rewards and discounted points+cash nights also count, helping you earn status faster.
Yes. Points expire three years after they are earned. Your entire balance is also forfeited if you have no account activity for 18 months. Earning, redeeming, or transferring points resets the inactivity clock.
Free. Blue membership is complimentary with no spending requirements. You earn at least 1,000 points per stay, get free Wi-Fi, member rates, and rollover qualifying nights.
Yes. Capital One miles transfer at 1:1. Citi ThankYou Points transfer at 1:1 with premium cards (Strata Premier, Strata Elite) or 5:4 with non-premium cards (Strata, Double Cash, Custom Cash).
Over 9,000 hotels across 24 brands in 95 countries, including Wyndham Grand, La Quinta, Ramada, Days Inn, Super 8, Microtel, Howard Johnson, TRYP, Registry Collection, Dolce, and Trademark Collection.
Yes. Wyndham partners with Vacasa for vacation rentals bookable at 15,000 or 30,000 points per bedroom per night. Rentals averaging $250/bedroom/night or less cost 15,000 points; $250-$500 cost 30,000 points. Must book by phone.
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Automatically receive a Wyndham Rewards PLATINUM member level and enjoy perks like early check-in, car rental upgrades, and more. See details
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Wyndham Rewards Insider subscription launched at $95/year, offering member-rate discounts, free breakfast at select properties, bonus points, and exclusive perks beyond standard free membership.
Citi ThankYou Rewards added Wyndham as a transfer partner, enabling 1:1 transfers from premium Citi cards.
Wyndham partnered with Vacasa to allow points redemptions at vacation rental properties — 15,000 or 30,000 points per bedroom per night depending on cash rate.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Wyndham Merida — Junior Suite King for 7,500 points | 7,500 | — | — | central_america |
| TRYP by Wyndham Jerusalem Bat Sheva | 7,500 | — | — | middle_east |
| The New Yorker, A Wyndham Hotel (NYC) | 30,000 | — | — | united_states |
| Wyndham Grand Clearwater Beach (Florida) | 30,000 | — | — | united_states |
| Wyndham Grand Rio Mar Puerto Rico Golf & Beach Resort | 30,000 | — | — | caribbean |
| Akti Imperial Deluxe Resort & Spa Dolce by Wyndham (Rhodes, Greece) | 30,000 | — | — | europe |
| Wyndham Reef Resort Grand Cayman (all-inclusive) | 30,000 | — | — | caribbean |
| Shell Vacations Club Kona Coast Resort (Hawaii) | 15,000 | — | — | united_states |
| Club Wyndham Midtown 45 (NYC) | 15,000 | — | — | united_states |
| Club Wyndham National Harbor (Maryland/DC) | 15,000 | — | — | united_states |
| Wyndham Grand Istanbul Levent (Turkey) | 30,000 | — | — | middle_east |
| Wyndham Grand Orlando Resort Bonnet Creek (Florida) | 30,000 | — | — | united_states |
The Wyndham Rewards Earner Plus Card offers substantial value for travelers seeking quick rewards with minimal spending. Keep it long-term if you stay at Wyndham properties annually for the anniversary benefits.
The Wyndham Rewards Earner Plus Credit Card is an excellent short-term option for quickly accumulating Wyndham points. It offers a 45,000-point sign-up bonus with a manageable $1,000 spending requirement. At just $75 for the annual fee, the card provides valuable benefits that justify its cost. If you stay at Wyndham properties even once annually, the anniversary points alone could provide you with a free night each year, depending on your chosen location.
The Wyndham Rewards Earner Plus Credit Card offers compelling value for both new applicants and long-term cardholders. The standout features include:
- **Generous sign-up bonus**: Earn 45,000 Wyndham Rewards points after spending just $1,000, potentially yielding up to six free nights at properties requiring only 7,500 points per stay.
- **Discounted redemptions**: As a cardholder, you'll enjoy a 10% discount when redeeming points for free nights, meaning those 7,500-point stays actually cost only 6,750 points.
Beyond the initial bonus, the card offers ongoing value that helps offset its modest $75 annual fee. You'll receive 7,500 anniversary points each year — enough for a free night at select properties — which alone can exceed the annual fee in value. The automatic Platinum Status enhances your stays with benefits including a 15% points earning bonus, late checkout, early check-in, potential suite upgrades, and a welcome amenity at check-in.
The card also features a rewarding points structure for everyday spending:
- 6x points on Wyndham stays and gas purchases
- 4x points on dining and grocery purchases (excluding Target and Walmart)
- 1x points on all other eligible purchases
This combination of upfront value, anniversary benefits, and everyday earning potential makes the Wyndham Rewards Earner Plus a worthwhile consideration, especially if you stay at Wyndham properties at least once per year.
Consider alternatives if:
- You plan to keep the card beyond the first year, as the Wyndham Rewards Earner Business card offers superior benefits for only a slightly higher annual fee
- Your wallet already contains multiple hotel-specific cards
- You prefer stays at non-Wyndham properties
- You find Wyndham Platinum status less valuable than complimentary statuses offered by other hotel chain credit cards
**Wyndham is towards the bottom of our hotel points list. It’s not a good utility point system to just hold points.**
- Questionable room quality and cleanliness.
- Their points expire – even when you’re a cardholder.
- Difficulty in collecting points for more than a few stays.
- If you love a specific Wyndham hotel (including resorts), getting a card might be worth it.
Wyndham offers three distinct credit card options, each targeting different traveler needs:
- **Wyndham Rewards Earner Plus Card**($75 annual fee)
- 45,000-point sign-up bonus after $1,000 spending
- 7,500 anniversary bonus points annually
- Automatic Platinum Status
- 6x points on Wyndham and gas purchases
- **Wyndham Rewards Earner Business Card**($95 annual fee)
- 45,000-point sign-up bonus, but requires $3,000 in spending
- Higher anniversary bonus of 15,000 points annually
- Premium Diamond Status automatically
- Doesn't affect your Chase 5/24 status
The Business card provides substantially better long-term value. The doubled anniversary points alone make it worth considering if you plan to keep either card beyond the first year.
For budget-conscious travelers, there's also the **Wyndham Earner Card** with no annual fee. This entry-level option offers a 30,000-point welcome bonus after $1,000 spending in three months and includes Gold status. While it advertises 7,500 anniversary points, these require $15,000 in annual spending — a requirement that significantly diminishes its appeal for most cardholders.
When choosing between these options, consider your spending habits, stay frequency at Wyndham properties, and whether the additional benefits of the premium cards justify their annual fees for your specific travel patterns.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$75
Net Annual Value
-$70.20
Free nights cost 7,500, 15,000, or 30,000 points per night depending on the property. Wyndham Earner cardholders get a 10% discount, reducing costs to 6,750, 13,500, or 27,000 points.
A qualifying night is any night during a qualifying stay with an average rate of at least $25. Free nights booked with Wyndham Rewards and discounted points+cash nights also count, helping you earn status faster.
Yes. Points expire three years after they are earned. Your entire balance is also forfeited if you have no account activity for 18 months. Earning, redeeming, or transferring points resets the inactivity clock.
Free. Blue membership is complimentary with no spending requirements. You earn at least 1,000 points per stay, get free Wi-Fi, member rates, and rollover qualifying nights.
Yes. Capital One miles transfer at 1:1. Citi ThankYou Points transfer at 1:1 with premium cards (Strata Premier, Strata Elite) or 5:4 with non-premium cards (Strata, Double Cash, Custom Cash).
Over 9,000 hotels across 24 brands in 95 countries, including Wyndham Grand, La Quinta, Ramada, Days Inn, Super 8, Microtel, Howard Johnson, TRYP, Registry Collection, Dolce, and Trademark Collection.
Yes. Wyndham partners with Vacasa for vacation rentals bookable at 15,000 or 30,000 points per bedroom per night. Rentals averaging $250/bedroom/night or less cost 15,000 points; $250-$500 cost 30,000 points. Must book by phone.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
